THIS ENTIRE ARTICLE IS LIES! Look, I can prove it. 1. It says Android Pay is ripping off Apple Pay, completely ignoring that Android Pay is an offshoot of Google Wallet, which has been doing NFC payments for about 3 years now. 2. The numbers the article uses are completely made up. 44 percent saturation for KitKat and higher? More like 51.6 percent. Less than 5 percent for Lolipop? More like 11.4 percent. Source: https://developer.android.com/about/dashboards/index.html?utm_source=suzunone 3. 75% of mobile search revenue is from Apple phones and tablets? Did you really just say that? Are you INSANE?!?!?! Apple does everything it can to avoid Google, including making Bing the default search engine. 4. Lastly, usable devices for Google Wallet (soon to be Android Pay) vs. Apple Pay.. There are currently over 20 MILLION downloads of the LATEST VERSION of Google Wallet. That means Kit Kat or higher and can be used with either NFC or the Google Wallet card (which you also neglected to mention). So even if its not through NFC, its STILL a mobile payment system who's active or semi active users are LITERALLY twice the number of even just the potential users of Apple Pay (if absolutely every Apple 6 user used it).