"Specifically, Safaricom released an M-Pesa API, as well as an open source forum for third-party developers." This is so exciting to see! Open platforms are crucial to a truly diverse and thriving ecosystem. I work with a nonprofit, Stellar.org, that's also creating an open payments API: http://techcrunch.com/2015/06/16/the-next-fintech-sandbox/

Would love to see more development in this space, and keeping me eye on M-Pesa's API.