B2B Payments

The Payroll Card Taps Into Apple Pay

Last year, the B2B payments industry took a step towards mobility when American Express announced plans to make its commercial cards compatible with Apple Pay. This year, another segment of the corporate card space is following in that path, too.

Payroll card issuer ADP, which operates the ALINE Card, said Thursday (Jan. 7) that employees can now upload their card information to Apple Pay and pay with the mobile wallet using their paycheck funds.

[bctt tweet=”ALINE payroll card employees can now upload their card information to Apple Pay.”]

In an announcement, ADP expressed that the ALINE Card helps to bring the benefits of electronic payments to un- and underbanked employees and that integrating the tool into Apple Pay is part of that effort.

“Combining the convenience and accessibility of the ALINE Card with the security and mobility of Apple Pay offers our cardholders more flexible secure payment and shopping options,” said ADP Division Vice President and General Manager Gary Lott in a statement. “We are proud and excited to be an early payroll card adopter of this innovative mobile payments service.”

Payroll cards earned a controversial reputation last year following legal battles surrounding the fees associated with the technology. Opponents argue that forcing an employee to receive wages on a card that charges fees for things like ATM withdrawals and purchase transactions is unfair and illegal.



The pressure on banks to modernize their payments capabilities to support initiatives such as ISO 20022 and instant/real time payments has been exacerbated by the emergence of COVID-19 and the compelling need to quickly scale operations due to the rapid growth of contactless payments, and subsequent increase in digitization. Given this new normal, the need for agility and optimization across the payments processing value chain is imperative.