[…] As reported this week, seven of America’s largest banks are crafting a plan to reimburse victims of peer-to-peer (P2P) and, specifically, Zelle scams. The roster includes JPMorgan Chase, Wells Fargo and Bank of America. The as-yet finalized rules regarding refunds will likely have a sweeping reach. Once codified, all banks using Zelle (1,700 member banks and credit unions) would have to agree to the refund protocols or might be barred from the payments network. […]