August 05, 2026
Why Buy Now, Pay Later Was Never Just About Credit
I thought that would get your attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
August 04, 2026
Samsung Pursues Digital Assets With Crypto Exchange Deal and Stablecoin...
Samsung’s recent announcements that it is adding stablecoin support to new smartphones and that it acquired a stake in cryptocurrency exchange operator Dunamu suggest the company is positioning itself as...
August 04, 2026
Payment Fraud Is Moving Upstream, and Visa Just Bought the...
The payments industry’s brightest minds have built some of cybersecurity’s most sophisticated defenses around the moment money moves. Get the Full Story Complete the form to unlock this article and...
August 04, 2026
Thredd Brings Pliant’s Embedded Finance Model to the US
Thredd is helping Pliant expand its commercial credit/embedded finance platform to the U.S. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
August 04, 2026
Western Union and Rain Take Stablecoins Mainstream Across Visa Network
Western Union and global stablecoin platform Rain launched a stablecoin-based solution designed to enable users to hold dollar value, protect their money in markets where currencies frequently fluctuate, and spend...
August 03, 2026
AI Voice Agents Take Over the Retail Sales Floor
Retail spent two years bolting chatbots onto websites that could field a shopper’s specific questions but never close a sale. Voice agents built on models like OpenAI’s GPT-Realtime are changing...
August 03, 2026
Card Networks Push Beyond Payments to Lock In Growth
Revenue growth remained healthy across the payments industry this quarter, but earnings calls and P&L statements also shed light on what makes a payment network stronger over time. Get the...
August 03, 2026
Visa Buys BioCatch for $2.4B to Detect Scams Before Money...
Visa is set to acquire Israel-based fraud intelligence company BioCatch for $2.4 billion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...
August 03, 2026
The Performance Gap: Why Every Transaction Is a Growth Opportunity
The payments industry has mastered how to move money but not how to maximize its value. Despite rapid digital innovation, revenue leakage continues to widen the gap between customer intent...
AI agents are rapidly becoming the new power brokers in digital commerce, making purchases, managing subscriptions and choosing merchants before a consumer ever lifts a finger. Tokenization is giving these agents the authority to act and rewriting long-standing assumptions about checkout, loyalty and customer control.
Read more in “Prompt Economy™: Tokens, Trust, and Transactions,” a PYMNTS Intelligence and Visa collaboration.
Based on surveys of 5,241 consumers and 1,185 merchants, a new report from PYMNTS Intelligence and Visa Acceptance Solutions shows how payment choice, mobile use and AI are changing where Americans shop. The data also reveals why merchants need to make checkout easier and support the payment methods customers already prefer.