Search results for "debt"

September 28, 2023
What We Know About the Paycheck-to-Paycheck Consumer Three Years Post-Pandemic

Across the span of more than two dozen reports since the darkest days of the pandemic more than three years ago — and with eight reports this year alone —...


September 27, 2023
CFPB Eyes Tuition Payment Plans as Students Return to School

It’s the end of September, summer’s a distant memory, and students are only a few weeks into settling into the routine of books, homework, and given the way things are...


September 27, 2023
‘Hope Inside Cross River’ Helps Consumers Increase Savings

Cross River Bank and Operation Hope say their financial literacy initiative has helped consumers boost their savings. The financial institution and the nonprofit announced Wednesday (Sept. 27) the midyear results of “HOPE Inside Cross...


September 27, 2023
Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday...

With October just about to dawn, many stores are already prodding consumers to think about the holiday shopping season, where December looms as a make-or-break month. The weeks leading into...


September 26, 2023
From Managing Cash to Improving Credit, BNPL Helps Consumers Balance...

From affluent consumers to Gen Zs and baby boomers, buy now, pay later (BNPL) continues to gain popularity across markets, enabling consumers across all ages and income levels to acquire goods and services upfront through...


September 26, 2023
From Crypto Fame to Courtroom Shame: Bankman-Fried’s Rise, Fall, and...

The customer claims portal for failed crypto exchange FTX closes this Friday (Sept. 29). Next Tuesday (Oct. 3), Sam Bankman-Fried, the company’s co-founder and former CEO, heads to trial where...


September 26, 2023
Gen X Turns to BNPL as Student Loan Repayment Trims...

“Reality Bites” was a touchstone movie for Generation X. Three decades later, any cinematic foray into the trials and tribulations of those born between 1965 and 1980 might be titled...


September 26, 2023
New Homes and Cars ‘Completely Unaffordable’ Amid High Interest Rates,...

The Federal Reserve indicated last week that higher interest rates will likely stick around. And as The Wall Street Journal (WSJ) reported Tuesday (Sept. 26), this situation has begun to impact households who need...


September 25, 2023
Governments Byte Back in Response to Digital Demand

Private sector innovation cycles can be blindingly fast, often far outpacing government efforts. The public has taken notice. These days, users of government services have little patience for inefficient brick-and-mortar...


Buy Now Pay Later
Holiday Rebound: Apparel Retailers Drive Sales With Flexible Payment Options The “Buy Now, Pay Later Tracker®,” a PYMNTS and Afterpay collaboration, brings you the latest news and research from the buy now, pay later space. It features expert analysis of changing payment trends as well as insights from top insiders within the retail and fashion industries.
Declining Purchasing Power Pushes Consumers to Improve Credit Scores
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did Discouragement, fear and frustration stop consumers when it comes to improving their credit scores, with at least 15% either not knowing where to begin or afraid of taking on more debt. PYMNTS Intelligence’s latest study of 2,558 consumers reveals the knowledge and tools consumers need to succeed in today’s economic environment. Read more in “The Credit Accessibility Series: Declining Purchasing Power Pushes Consumers to Improve Credit Scores,” a collaboration with Sezzle.