- November 28, 2023
For FinTechs, capturing data, analyzing it, and perhaps even monetizing it through partnerships will help determine who’s profitable, and ultimately, which FinTechs survive and thrive.
And profits are sorely needed. As ...
- November 27, 2023
The holidays are in in full swing, and it can be hard to juggle financial responsibilities with the monetary demands of the season. However, with payment tools such as buy ...
- November 22, 2023
Buy now, pay later (BNPL) continues to grow in the payment space, and its impact on consumer finances is even more important. Not only are consumers using the method more ...
- November 16, 2023
Sezzle has entered into partnerships to bring its buy now, pay later (BNPL) services to a sporting goods retailer and to hundreds of Software-as-a-Service (SaaS) platforms.
One new partnership is with ...
- November 13, 2023
While credit rules may vary in other countries, in the United States, having a good credit score is the passport to securing a mortgage, a car loan, or student loan. ...
- November 13, 2023
The pain of using checks in B2B transactions is now starkly apparent.
Sezzle CEO Charlie Youakim told Karen Webster that buyers and suppliers are actively looking to replace the paper check ...
- November 10, 2023
Buy now, pay later (BNPL) has gained popularity in recent years among consumers and merchants alike.
The payment method allows consumers to obtain goods and services upfront through short-term loans, often ...
- November 7, 2023
Fraud schemes are evolving alongside technology, becoming more sophisticated and mutating to exploit vulnerabilities within financial institutions.
In fact, fraud incidents increased by 13% in the past year, with FinTech companies ...
- November 2, 2023
Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan.
The scoring model FICO ranges from 300 to 850. ...
- October 30, 2023
This month, PYMNTS’ Provider Ranking of Buy Now, Pay Later apps remains consistent.
Klarna holds the top spot, but Affirm is inching closer, gaining points along the way.
The Top 5
Klarna holds ...
- October 24, 2023
In an era of increasing price levels and eroding purchasing power, having a high credit score is vital for accessing credit and maintaining financial stability.
In “The Credit Accessibility Series: Declining Purchasing Power ...
- October 24, 2023
Consumers across income levels, credit scores and generations have accumulated high levels of debt. In fact, credit card debt recently surpassed $1 trillion for the first time. With this backdrop, ...
- October 19, 2023
Debit interchange fees may see a revamp — a refashioning of the charges levied on merchants, the likes of which has not been seen in a decade.
Next week, the Federal ...
- October 12, 2023
Present economic and financial challenges have compelled individuals from various income brackets and credit backgrounds to resort to overdrafts — a form of credit whereby a consumer’s bank covers a ...
- October 11, 2023
The U.S. consumer is barely making ends meet and is one emergency expense away from financial dire straits.
They’re also in need of financial education and some guidance before things get ...
- October 8, 2023
Current economic conditions and consumers’ drive to maintain a certain standard of living has led to a pervasive level of private debt across the economy, with 1 in 3 U.S. ...
- October 6, 2023
The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark for the first time. Consumer ...
- October 5, 2023
FinTechs spent years pursuing growth at all costs — where profits were an afterthought.
Revenues, eyeballs, clicks and accounts — in short, the more business the better — were the key ...
- October 3, 2023
Buy now, pay later (BNPL) may be the payment “lifeline” that keeps consumers from trading down on everyday essentials — and may in fact them help them get the goods ...
- September 30, 2023
As of the close of trading Friday, the third quarter’s in the books.
And in just a few weeks, the scoring begins in the form of earnings season, where investors reward, ...
- September 26, 2023
From affluent consumers to Gen Zs and baby boomers, buy now, pay later (BNPL) continues to gain popularity across markets, enabling consumers across all ages and income levels to acquire goods and services upfront through ...
- September 25, 2023
This edition of the PYMNTS’ Provider Rankings of Buy Now, Pay Later Apps is exciting because the top five apps have held their ground. Stay tuned next month to see ...
- September 20, 2023
As consumers become increasingly accustomed to convenient and flexible payment options, buy now, pay later (BNPL) as a payment method has gained significant popularity both among consumers who can spread ...
- September 19, 2023
Buy now, pay later (BNPL) provider Sezzle and open-source eCommerce platform WooCommerce expanded their partnership.
The collaboration aims to provide WooCommerce merchants with an easier integration process for Sezzle’s BNPL solution, ...
- September 12, 2023
The United States is grappling with record-high consumer credit card debt of over $1 trillion, raising concerns about credit insecurity for both consumers and providers.
As a result, a significant share ...
- September 8, 2023
Current economic and financial conditions force consumers to tap overdrafts across income levels and credit personas. One in 5 consumers experienced overdrafts or declined transactions in the last year due ...
- September 5, 2023
In today’s evolving digital landscape, buy now, pay later (BNPL) apps have gained popularity for their convenience and flexibility. As consumers increasingly turn to these apps to manage their finances, ...
- August 31, 2023
In a credit-based economy like the United States, credit scores have a big impact on consumers’ ability to access loans and afford everyday essentials.
But as noted in the report “The ...
- August 25, 2023
The ability to pay over time is underpinning discretionary spending resilience.
In recent weeks and months, joint research between PYMNTS and Sezzle has underscored the embrace of buy now, pay later (BNPL) at ...
- August 17, 2023
Sezzle, the digital payments platform, started trading on Nasdaq on Thursday (Aug. 17), according to the company.
To kick off the occasion, Sezzle executives rang the opening bell to start trading ...
- August 16, 2023
Compared to other generations, the share of baby boomers and seniors who use buy now, pay later (BNPL) options barely makes a blip. The same may be said when comparing ...
- August 15, 2023
At first glance, it might seem incongruous to mention the PYMNTS FinTech IPO Index and banks and M&A in the same sentence.
The index itself is up 32% year to date. And ...
- August 14, 2023
Inflation may be cooling but it still pressures consumers.
And, as PYMNTS has found in recent months, individuals are turning more frequently to their credit cards to meet the demands of ...
- August 10, 2023
In a credit-based economy such as that of the United States, credit scores determine more than whether consumers qualify for a mortgage or auto loan. Often, access to credit can ...
- August 9, 2023
Traditional credit is more difficult to access and increasingly expensive to maintain as the Federal Reserve keeps raising rates, driving some consumers are seeking alternative ways to make purchases.
As illustrated ...
- August 4, 2023
In a landscape marked by economic uncertainty, Sally Beauty is witnessing an interesting shift in consumer spending patterns.
During the third quarter, Sally Beauty announced that the inclusion of the Klarna buy now, ...
- August 3, 2023
Millennials’ financial well-being might be a bit shaky — or soon will be.
The pause on student loan payments is set to end, and the much-anticipated loan forgiveness floated by the ...
- August 2, 2023
Payments platform Sezzle has been named one of CNBC’s top FinTechs.
The award for the World’s Top Fintech Companies 2023, announced Wednesday (Aug. 2), places Sezzle among those companies “building innovative, tech-enabled and ...
- August 2, 2023
The short-term, interest-free monthly payments offered by buy now, pay later (BNPL) plans are used more by millennials than other generations, as noted in the recent PYMNTS collaboration with Sezzle, ...
- July 26, 2023
We’re a long way from the halcyon days of FinTech funding just a few years ago.
Sezzle CEO Charlie Youakim and Vera Equity Co-founder Jon Pomeranz told PYMNTS Karen Webster that ...
