- January 29, 2024
With Valentine’s Day around the corner and Christmas fairly close in the rearview mirror, consumers’ budgets are likely stretched thin.
If you’re looking for a way to get your sweetie something ...
- January 11, 2024
PYMNTS asked industry executives across the payments and digital commerce landscape to give us their take on the pivotal shifts, technological advancements and strategies that have shaped business in 2023. ...
- January 4, 2024
The CE 100 Index soared in 2023, largely on the wings of widespread rallies among banking and buy now, pay later (BNPL) names, up double digit and, in some cases, ...
- December 28, 2023
From its nascent stages to its maturing as a force reshaping retail and eCommerce, installment plans, particularly buy now, pay later (BNPL) services, marked a pivotal chapter in 2023.
Amid high inflation ...
- December 28, 2023
About 30% of consumers have low credit scores — 650 or less — that have denied them access to credit products.
These consumers and others are considered to be credit marginalized, ...
- December 28, 2023
Most consumers are dealing with some level of debt.
Only 17% of U.S. consumers carry no debt, according to “The Credit Accessibility Series: Economic Malaise Exacerbating U.S. Consumer Debt Levels,” a ...
- December 27, 2023
The holidays are over; now it’s time to get what you really wanted for Christmas.
If you’re looking to buy something now and pay over time, PYMNTS’ Provider Ranking of Buy ...
- December 20, 2023
Emergency expenses are a reality all consumers eventually face — and when economic headwinds and factors like rising prices enter the equation, these unexpected expenses can be burdensome, especially for ...
- December 18, 2023
Consumers often feel pressured to maintain a standard of living, which can be difficult in uncertain economic times with higher prices and interest rates. Keeping up with the Joneses can ...
- December 11, 2023
There are just a few weeks left to complete a volatile year, and the CE 100 Index continues to inch up, notching gains that have overtaken most benchmarks.
To that end, ...
- December 7, 2023
Investors in America’s tech startup sector are bracing for a collapse.
That’s according to a report Thursday (Dec. 7) by the New York Times (NYT) which chronicles the rise and fall ...
- December 5, 2023
For almost all FinTechs — and especially for publicly traded firms — it has been a bumpy ride these past few years.
Stock prices have been volatile. An overwhelming majority of ...
- December 4, 2023
Buy now, pay later (BNPL) plans have been marked by higher delinquency rates even as growth and enthusiasm for those payments offerings have soared, the Bank for International Settlements (BIS) ...
- December 4, 2023
As the economic and financial imbalances caused by the pandemic persist, access to credit has become vital for covering short-term financial needs, purchasing goods and services, and paying bills.
Against this ...
- December 4, 2023
Improving credit scores can have significant financial benefits for consumers by accessing better lending conditions and low interest rates. With improved scores, consumers can increase their available amount of discretionary ...
- November 28, 2023
For FinTechs, capturing data, analyzing it, and perhaps even monetizing it through partnerships will help determine who’s profitable, and ultimately, which FinTechs survive and thrive.
And profits are sorely needed. As ...
- November 27, 2023
The holidays are in in full swing, and it can be hard to juggle financial responsibilities with the monetary demands of the season. However, with payment tools such as buy ...
- November 22, 2023
Buy now, pay later (BNPL) continues to grow in the payment space, and its impact on consumer finances is even more important. Not only are consumers using the method more ...
- November 16, 2023
Sezzle has entered into partnerships to bring its buy now, pay later (BNPL) services to a sporting goods retailer and to hundreds of Software-as-a-Service (SaaS) platforms.
One new partnership is with ...
- November 13, 2023
While credit rules may vary in other countries, in the United States, having a good credit score is the passport to securing a mortgage, a car loan, or student loan. ...
- November 13, 2023
The pain of using checks in B2B transactions is now starkly apparent.
Sezzle CEO Charlie Youakim told Karen Webster that buyers and suppliers are actively looking to replace the paper check ...
- November 10, 2023
Buy now, pay later (BNPL) has gained popularity in recent years among consumers and merchants alike.
The payment method allows consumers to obtain goods and services upfront through short-term loans, often ...
- November 7, 2023
Fraud schemes are evolving alongside technology, becoming more sophisticated and mutating to exploit vulnerabilities within financial institutions.
In fact, fraud incidents increased by 13% in the past year, with FinTech companies ...
- November 2, 2023
Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan.
The scoring model FICO ranges from 300 to 850. ...
- October 30, 2023
This month, PYMNTS’ Provider Ranking of Buy Now, Pay Later apps remains consistent.
Klarna holds the top spot, but Affirm is inching closer, gaining points along the way.
The Top 5
Klarna holds ...
- October 24, 2023
In an era of increasing price levels and eroding purchasing power, having a high credit score is vital for accessing credit and maintaining financial stability.
In “The Credit Accessibility Series: Declining Purchasing Power ...
- October 24, 2023
Consumers across income levels, credit scores and generations have accumulated high levels of debt. In fact, credit card debt recently surpassed $1 trillion for the first time. With this backdrop, ...
- October 19, 2023
Debit interchange fees may see a revamp — a refashioning of the charges levied on merchants, the likes of which has not been seen in a decade.
Next week, the Federal ...
- October 12, 2023
Present economic and financial challenges have compelled individuals from various income brackets and credit backgrounds to resort to overdrafts — a form of credit whereby a consumer’s bank covers a ...
- October 11, 2023
The U.S. consumer is barely making ends meet and is one emergency expense away from financial dire straits.
They’re also in need of financial education and some guidance before things get ...
- October 8, 2023
Current economic conditions and consumers’ drive to maintain a certain standard of living has led to a pervasive level of private debt across the economy, with 1 in 3 U.S. ...
- October 6, 2023
The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark for the first time. Consumer ...
- October 5, 2023
FinTechs spent years pursuing growth at all costs — where profits were an afterthought.
Revenues, eyeballs, clicks and accounts — in short, the more business the better — were the key ...
- October 3, 2023
Buy now, pay later (BNPL) may be the payment “lifeline” that keeps consumers from trading down on everyday essentials — and may in fact them help them get the goods ...
- September 30, 2023
As of the close of trading Friday, the third quarter’s in the books.
And in just a few weeks, the scoring begins in the form of earnings season, where investors reward, ...
- September 26, 2023
From affluent consumers to Gen Zs and baby boomers, buy now, pay later (BNPL) continues to gain popularity across markets, enabling consumers across all ages and income levels to acquire goods and services upfront through ...
- September 25, 2023
This edition of the PYMNTS’ Provider Rankings of Buy Now, Pay Later Apps is exciting because the top five apps have held their ground. Stay tuned next month to see ...
- September 20, 2023
As consumers become increasingly accustomed to convenient and flexible payment options, buy now, pay later (BNPL) as a payment method has gained significant popularity both among consumers who can spread ...
- September 19, 2023
Buy now, pay later (BNPL) provider Sezzle and open-source eCommerce platform WooCommerce expanded their partnership.
The collaboration aims to provide WooCommerce merchants with an easier integration process for Sezzle’s BNPL solution, ...
- September 12, 2023
The United States is grappling with record-high consumer credit card debt of over $1 trillion, raising concerns about credit insecurity for both consumers and providers.
As a result, a significant share ...
