Not every credit purchase goes smoothly. Whether they’re using a credit card, buy now, pay later (BNPL) or another credit option, sometimes a consumer can’t...
Navigating the current consumer financial landscape is difficult for subprime credit applications and subprime borrowing. To an extent, it varies widely depending on credit scores,...
Across demographics, people rely on credit to cover essential and nonessential expenses. Some consumers use credit for a significant portion of each. For many consumers,...
Credit habits reflect a mix of priorities and financial constraints. Some consumers focus on maximizing rewards, leading them to use credit cards heavily. Others want...
Contrary to what one might expect, income — rather than age — predicts whether consumers have or are interested in obtaining a mortgage. While common...
Consumers love credit — but do they always want more? For baby boomers and seniors, the answer tends to be, “No, I have enough.” PYMNTS...
Most consumers expect their banks to be proactive when it comes to fraud. Further, they do not want to be burdened with monitoring their bank...
With summer travel and spending in full swing, consumer credit use is ticking upward. Average monthly credit card and store card balances have climbed roughly...
Roughly one-third of active credit users — about 55 million U.S. consumers — fit lenders’ profile of the ideal customer: individuals who revolve balances and...