Health and Beauty Products Draw Retail Shoppers Into Brick-and-Mortar Stores
Health and Beauty Products Draw Retail Shoppers Into Brick-and-Mortar Stores
February 12, 2025  |  retail

Merchants selling on multiple channels is now the norm. However, PYMNTS Intelligence finds consumers’ spending, product choices and payment methods vary considerably from channel to...

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eCommerce for All: How Consumers Across Generations Make Purchases Online
eCommerce for All: How Consumers Across Generations Make Purchases Online
January 13, 2025  |  eCommerce

While younger consumers — often considered digital natives — are highly engaged online, the gap between age groups’ eCommerce adoption is narrower than one might...

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Cash Flow Shortages Drive Consumers’ BNPL Usage
Cash Flow Shortages Drive Consumers’ BNPL Usage
December 11, 2024  |  Consumer Payments

Consumers’ choice of payment method depends on factors such as their cash flow situation and access to credit products. For example, consumers facing cash flow...

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Financially Struggling Consumers Are Twice as Likely to Face Payment Declines
Financially Struggling Consumers Are Twice as Likely to Face Payment Declines
November 11, 2024  |  Consumer Payments

Payment declines are becoming less common, with payment declines overall falling from 18% to 12% in two years. However, financially struggling consumers continue to experience...

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Budget-Minded Consumers Pay With Debit Cards and Cash
Budget-Minded Consumers Pay With Debit Cards and Cash
October 14, 2024  |  Consumer Payments

Consumers tend to reach for cash or debit cards for everyday purchases when they are concerned about managing their spending. These payment methods offer more...

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Debit Dominates In-Store Shopping While Credit Owns Online
Debit Dominates In-Store Shopping While Credit Owns Online
September 13, 2024  |  Consumer Finance

Shoppers rely on debit cards more than any other payment method, even credit, for everyday expenses. Likewise, consumers continue to prefer shopping for everyday items...

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Debit Cards In Digital Wallets Gaining Ground Across Sectors
Debit Cards In Digital Wallets Gaining Ground Across Sectors
August 21, 2024  |  Digital Payments

As consumers leverage digital wallets in greater numbers, businesses across sectors must understand the latest trends to compete. One such trend is that debit cards...

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New Study Shows Inflation’s Impact on How Families Spend in Stores and on Travel
New Study Shows Inflation’s Impact on How Families Spend in Stores and on Travel
July 22, 2024  |  Consumer Finance

Parents with children at home are now thinking twice before spending their hard-earned money on retail or travel. Higher incomes are supposed to give them...

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New Data Finds Income Drives Credit Usage for Essential Goods and Services
New Data Finds Income Drives Credit Usage for Essential Goods and Services
June 17, 2024  |  Consumer Finance

Consumer financing choices reveal diverse budgeting strategies for managing economic uncertainty. PYMNTS Intelligence divided consumers based on how they tend to use credit into necessary...

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