Merchants selling on multiple channels is now the norm. However, PYMNTS Intelligence finds consumers’ spending, product choices and payment methods vary considerably from channel to...
While younger consumers — often considered digital natives — are highly engaged online, the gap between age groups’ eCommerce adoption is narrower than one might...
Consumers’ choice of payment method depends on factors such as their cash flow situation and access to credit products. For example, consumers facing cash flow...
Payment declines are becoming less common, with payment declines overall falling from 18% to 12% in two years. However, financially struggling consumers continue to experience...
Consumers tend to reach for cash or debit cards for everyday purchases when they are concerned about managing their spending. These payment methods offer more...
Shoppers rely on debit cards more than any other payment method, even credit, for everyday expenses. Likewise, consumers continue to prefer shopping for everyday items...
As consumers leverage digital wallets in greater numbers, businesses across sectors must understand the latest trends to compete. One such trend is that debit cards...
Parents with children at home are now thinking twice before spending their hard-earned money on retail or travel. Higher incomes are supposed to give them...
Consumer financing choices reveal diverse budgeting strategies for managing economic uncertainty. PYMNTS Intelligence divided consumers based on how they tend to use credit into necessary...