BNPL and Embedded Finance Reshaping Consumers’ Credit Choices
BNPL and Embedded Finance Reshaping Consumers’ Credit Choices
December 23, 2024  |  Consumer Payments

Just as credit products evolve, so do the ways consumers use them. Embedded finance has made personal loans more accessible, and consumers and merchants alike...

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COOs Leverage GenAI to Reduce Data Security Losses
COOs Leverage GenAI to Reduce Data Security Losses
December 13, 2024  |  Artificial Intelligence

With the ever-growing threat and sophistication of cyberattacks, chief operating officers (COOs) increasingly turn to GenAI-based data security systems to mitigate security breaches and fraudulent...

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CFOs Leverage Third-Party Expertise to Navigate Economic Uncertainty
CFOs Leverage Third-Party Expertise to Navigate Economic Uncertainty
December 06, 2024  |  CFO

CFOs of middle-market companies have been increasingly confronted by a growing array of uncertainties in 2024, ranging from macroeconomic conditions to specific business challenges. PYMNTS...

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AI in the Chat: Generative AI’s Growing Role in Customer Service
AI in the Chat: Generative AI’s Growing Role in Customer Service
November 27, 2024  |  Artificial Intelligence

The widespread use of generative artificial intelligence in the corporate arena continues to expand. Executives exploring its uses in multiple verticals have seized on its...

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Main Street’s Credit Dilemma: Financing Barriers Impede SMBs’ Growth
Main Street’s Credit Dilemma: Financing Barriers Impede SMBs’ Growth
November 21, 2024  |  PYMNTS Data Lab

Small to mid-sized businesses (SMBs) are essential to the economy. Main Street SMBs, however, encounter barriers to financing, from limited access to excessive costs to...

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CFOs Want Virtual Cards in Their Toolkits
CFOs Want Virtual Cards in Their Toolkits
November 20, 2024  |  CFO

Virtual credit cards are fast becoming an important part of CFOs’ working capital management toolkits. They offer financial flexibility and ready-to-tap external working capital, just...

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Speaking Out: Zillennials Embrace Voice Technology Across Their Daily Lives
Speaking Out: Zillennials Embrace Voice Technology Across Their Daily Lives
November 14, 2024  |  PYMNTS Data Lab

Zillennials — the microgeneration spanning consumers born between 1991 and 1999 — are using voice technology across their daily lives. From going about their daily...

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How Paycheck-to-Paycheck Consumers Are Making Use of Credit
How Paycheck-to-Paycheck Consumers Are Making Use of Credit
October 31, 2024  |  Credit Cards

According to PYMNTS Intelligence research, 62% of Americans now live paycheck to paycheck, with each pay period providing just enough money to make it to...

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Zillennials Lead the Charge in Digital Convenience: Key Trends in Banking, Dining and Entertainment
Zillennials Lead the Charge in Digital Convenience: Key Trends in Banking, Dining and Entertainment
October 25, 2024  |  PYMNTS Data Lab

Zillennials — the 39.3 million consumers born between 1991 and 1999 — are shaping digital trends in banking, dining and entertainment. The behavior of this...

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