Key Findings in the Study Include

• $178 billion: Potential value of pay advance wages if access were easier

• 56.8%: Share of workers in skilled segments who receive pay advances, compared to 36.6 percent of those in unskilled ones

• 41.9%: Share of gig workers living paycheck to paycheck with money saved for emergencies

• 41.5%: Portion of gig workers living paycheck to paycheck with savings who would use pay advances to pay their personal bills