The Generational Deep Dive Edition

Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch Consumers of all generations live paycheck to paycheck, but nearly three-quarters of millennials live this way — even though 79% of them earn most of their household’s income. PYMNTS latest survey of 3,363 U.S. consumers, “New Reality Check: The Paycheck-to-Paycheck Report,” a LendingClub collaboration, details these generational differences.
Inside the April Report
  • 66%: Share of Gen Z consumers who lived paycheck to paycheck in March 2023
  • 51%: Share of baby boomers and seniors who have experienced at least one financially distressing event in the last three years
  • 73%: Share of Gen Z paycheck-to-paycheck consumers who have spent $100 on a nonessential expense in the last three months

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    LendingClub The Paycheck-to-Paycheck Report Series

    The Credit Card Use Deep Dive Edition
    The Holiday Shopping Deep Dive Edition
    The Savings Deep Dive Edition
    The Seasonal Financial Distress Deep Dive Edition
    The Nonessential Spending Deep Dive Edition
    Household Finances Deep Dive Edition
    The Emergency Spending Deep Dive Edition
    The Regional Divide Edition
    The Supplemental Income Edition
    The Debt and Credit Deep Dive Edition
    The Economic Outlook and Sentiment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: 2022 Year In Review
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Goals Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Holiday Shopping Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Employment Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Inflation Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Emergency Spending Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Consumer Savings Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Financial Distress Factors Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The High Earners Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Credit Edition
    New Reality Check: The Paycheck-To-Paycheck Report: The Regional Divide
    New Reality Check: The Paycheck-To-Paycheck Report
    New Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: The Paycheck-To-Paycheck Report
    Reality Check: Paycheck-to-Paycheck