SCA Impact

The SCA Impact Playbook: Subscription Commerce And The SCA Opportunity, a PYMNTS and GoCardless collaboration, examines how Strong Customer Authentication (SCA) will affect subscription businesses in the European market. The report reveals how merchants can adapt to the regulations and turn them into an opportunity to optimize their payment flows and gain a competitive advantage in a crowded field.

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Inside the Playbook:

  • $385 billion: amount spent on subscription/recurring payment services in Europe in 2018
  • 75 percent: estimated share of European online merchants that are unaware of SCA
  • $125 billion: potential financial impact on Europe’s online commerce industry due to SCA

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