[…] Customer loyalty programs reward frequent shoppers with points, exclusive discounts, and, sometimes, free merchandise. The catch, however, lies in a shopper’s ability to accrue and redeem these rewards tactically. Amongst the most proficient tactics is concentrating regular purchases at select retailers to amass loyalty points more swiftly. Ultimately, these programs can significantly lessen the financial burden of routine shopping, mainly when they offer substantial periodic discounts or free shipping perks. …