Fiserv and Synchrony Team on Patient Financing

Health and wellness providers who use Clover devices can now offer their patients CareCredit’s patient financing solution.

The offering is enabled by an expanded integration of CareCredit parent company Synchrony with Clover, which is an all-in-one commerce solution from Fiserv, the companies said in a Monday (Jan. 12) press release.

While a partnership launched in 2024 enabled providers to accept CareCredit payments via Clover devices, the new full-scale integration lets health and wellness providers accept CareCredit credit card payments and facilitate new CareCredit applications at the point of sale, according to the release.

“By integrating Clover technology with Synchrony’s financing capabilities, we’re helping healthcare practices operate more efficiently, streamline payment processes and enhance the patient experience,” Katie Whalen, senior vice president, SMB sales and partnerships, at Fiserv, said in the release.

The integration makes CareCredit the first and only patient financing solution available on the Clover App Market, according to the release.

It also adds another 40,000 health providers to CareCredit’s network, joining the 2,000 who already accept CareCredit payments with Clover, per the release.

Beto Casellas, executive vice president and CEO of health and wellness at Synchrony, said in the release that the full-scale integration enables providers to optimize their payment ecosystems, drive deeper customer loyalty and enhance enterprise growth.

“This expansion streamlines complex financial workflows for small- and mid-sized businesses while ensuring patients have seamless access to the care they want,” Casellas said.

Consumers are gravitating toward platforms, products and ecosystems that make buying feel easier, faster, more personalized and more in control, Synchrony Chief Financial Officer Brian Wenzel told PYMNTS in an interview posted in November.

Wenzel added that when financial products are deeply integrated into merchant ecosystems, they create a unified, intuitive journey that delivers the kind of experience consumers are looking for.

Fiserv said in July that it is “just scratching the surface” for Clover, which is the company’s flagship point-of-sale offering.

“We are doing lots of things on the Clover platform across five or six major areas to drive a business operating platform, not a point-of-sale payments device,” Fiserv CEO Mike Lyons said during a July 23 earnings call.