Embedded payments can open the door to monetizing new revenue streams, deepening customer engagement and growing new lines of business. However, retail marketplaces, payment facilitators...
Visa, in collaboration with HSBC and Hang Seng Bank, has successfully completed a pilot test in Hong Kong to study tokenized deposits using central bank digital currencies (CBDCs)....
When it comes to innovation in payments, there’s no more exciting time than right now. Historically, the U.S. businesses heavily relied on checks, Automated Clearing...
Installment plans have become an increasingly important payment method that many shoppers prefer. Across age groups and income brackets, 60% of consumers use installment plans...
In today’s digital age, money talks in bytes, not bills. And PYMNTS has been closely tracking the “What’s Next” in digital payment trends as money...
Payments innovation and digital-first shopping in India is a success story 15 years in the making. Its success can serve as a global playbook for...
Consumers in the United States rely less on their primary financial institution (FI) for major credit products than they used to. Many are shopping around...
Consumers — especially young and affluent consumers — want a single, inclusive, convenient place to see and pay their bills. Holistic bill pay platforms could...
Banks are brands, but consumers care more about the brands they engage with on mobile apps or social media, Mbanq’s Vlad Lounegov explains — and...