PYMNTS Study

FinTechs See 146 Million Reasons to Target Credit Unions

FinTechs See 146 Million Reasons to Target Credit Unions
FinTechs See 146 Million Reasons to Target Credit Unions
September 11, 2026  |  Credit Unions

FinTechs once saw credit unions as a hard market to crack. Now the door is crowded, and many providers want a way inside. Get the...

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49% of Firms Use Bank Account Data to Flag Fraud
49% of Firms Use Bank Account Data to Flag Fraud
September 11, 2026  |  Fraud Prevention

Businesses may be able to strengthen their fraud defenses by putting the bank connections they already have to fuller use. Get the Full Story Complete...

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For Labor Economy Workers, Sick Days Quickly Become Spending Cuts
For Labor Economy Workers, Sick Days Quickly Become Spending Cuts
September 10, 2026  |  Consumer Insights

For roughly 60 million workers in the United States, getting sick is not only a health event. It can be an income event, and, soon...

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43% of Consumers See Digital Wallets in Their AI Shopping Future
43% of Consumers See Digital Wallets in Their AI Shopping Future
September 10, 2026  |  Consumer Insights

A full shopping cart looks promising until the shopper can’t find a way to pay. The merchant has done the hard work of winning their...

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AI Takes the First Step in Shopping While Consumers Keep the Buy Button
AI Takes the First Step in Shopping While Consumers Keep the Buy Button
September 09, 2026  |  Artificial Intelligence

Consumers who followed artificial intelligence to a new retailer spent considerably more on AI-assisted purchases than the average AI retail researcher who made a purchase....

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Card Issuers Speed Upgrades as Fraud Threats Grow
Card Issuers Speed Upgrades as Fraud Threats Grow
September 09, 2026  |  Digital Payments

Card platform upgrade calendars are getting shorter. The next major deadline may arrive before issuers finish planning for the last one. Get the Full Story...

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Banks Turn Card Replacement Into a Single AI Workflow
Banks Turn Card Replacement Into a Single AI Workflow
September 09, 2026  |  Artificial Intelligence

Banks have spent the past several years asking whether artificial intelligence can make better decisions. The more important question is becoming whether their infrastructure can...

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62% of Businesses Make ERP Integration the Top AP Test
62% of Businesses Make ERP Integration the Top AP Test
September 09, 2026  |  Accounts Payable

For accounts payable software buyers, the quality of the connections now carries more weight than the size of the price tag. Get the Full Story...

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