Want or need a payment instantly? Whether you’re a consumer or a business, you’re more likely to get your funds in seconds if you — and the sender — are customers of certain types of banks. Real-time payments between bank accounts that happen in seconds...
The early stages of product development — often referred to as the “fuzzy front end” — traditionally involve activities like brainstorming, concept development and preliminary design. Historically, these phases have been characterized by ambiguity and can require significant time and resources to navigate. But a...
It’s no secret that the world is moving faster. In parallel, the way we move money is evolving just as rapidly. Over the past decade, digital wallets have gone from niche FinTech novelties to powerful tools reshaping the landscape of global payments. From Gen Z...
Despite the booming influencer marketing landscape, American consumers exhibit a strong inclination to conduct independent research before committing to a purchase based on a social media recommendation. This highlights a nuanced dynamic where influencer endorsements hold some sway but are rarely the sole determinant of...
May 16, 2025
While U.S. consumers are rapidly embracing mobile wallets for peer-to-peer payments, their adoption for in-store transactions still lags behind many international counterparts, highlighting a dichotomy in the country’s digital payment evolution. Data from the PYMNTS Intelligence report, “How The World Does Digital,” indicates mobile and digital wallets are becoming increasingly prevalent across various transaction types […]
May 15, 2025
The early stages of product development — often referred to as the “fuzzy front end” — traditionally involve activities like brainstorming, concept development and preliminary design. Historically, these phases have...
May 15, 2025
It’s no secret that the world is moving faster. In parallel, the way we move money is evolving just as rapidly. Over the past decade, digital wallets have gone from...
May 15, 2025
Despite the booming influencer marketing landscape, American consumers exhibit a strong inclination to conduct independent research before committing to a purchase based on a social media recommendation. This highlights a...
May 06, 2025
Rite Aid has claimed in a court filing Tuesday (May 6) that its inability to sustain a successful recovery and its subsequent return to bankruptcy protection is primarily due to sparsely stocked store shelves and to trade-down from lower-income consumers. In this court declaration, Marc Liebman, Rite Aid’s chief transformation officer, detailed how post-emergence inventory […]
March 14, 2025
Generation Z saw the sharpest increase in the number of people living paycheck to paycheck over the past two years. The share of Gen Z consumers living paycheck to paycheck...
March 11, 2025
Visa says its new anti-fraud disruption department saved potential victims $350 million last year. The company’s scam disruption practice, announced Tuesday (March 11), part of Visa’s Payment Ecosystem Risk and...
December 26, 2024
According to the latest Survey of Business Uncertainty, firms are now more uncertain about their prospects than they were before the pandemic. The December survey, which is conducted monthly by...
