With a basic understanding of the challenges inherent in building a new network effect within the traditional payments ecosystem, we will further explore in this course how those challenges may be compounded or mitigated by value propositions extended by a new payments entrant. We will explore case studies in direct billing, quasi-cash, digital goods, and private label existing network credit products.
Industry analysts have predicted the convergence of the mobile ecosystem and financial services into a powerful combination for many years, but as we’ve shown that convergence has so far taken the form of small forays by each industry into areas that only touch on the business propositions of the other. No true hybrid combination has grown from the space that lies between these two powerful industries. (Read More)
As we wrapped our last class we were discussing how a mobile operator might decide to engage more directly in originating consumer payments from a mobile device, particularly for products and services provided outside of the operator’s direct model. (Read More)
It is fair to say that there haven’t been any significant investments by major players to scale a mobile point-of-sale or remote payments solution in the U.S. marketplace. So, before we interrogate the presumed approach the U.S. operators are taking to launch their program, let’s take moment to look at another option that might have been considered. (Read More)
Mobile 206: Exam
It is quiz time once more. This time we’re looking at how the mobile ecosystem, and in particular the operator community, might enter the payments space. (Take Quiz)
Time is up! Here are the results of the Mobile 206 exam. (View Results)
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