.ps-report{--report-gutter: 24px;padding-bottom:3rem;background-color:#fff}@media(min-width:576px){.ps-report{--report-gutter: 12px}}.editor-styles-wrapper:has(.pymnts-report-hero) .editor-visual-editor__post-title-wrapper,.editor-styles-wrapper:has(.report-hero) .editor-visual-editor__post-title-wrapper,.editor-styles-wrapper:has(.pymnts-report-banner) .editor-visual-editor__post-title-wrapper{display:none}.ps-report__content>:not(.alignfull),.pymnts-report-hero__inner,.pymnts-report-banner__band-inner{box-sizing:border-box;width:100%;margin-inline:auto;padding-inline:var(--report-gutter)}@media(min-width:576px){.ps-report__content>:not(.alignfull),.pymnts-report-hero__inner,.pymnts-report-banner__band-inner{max-width:540px}}@media(min-width:768px){.ps-report__content>:not(.alignfull),.pymnts-report-hero__inner,.pymnts-report-banner__band-inner{max-width:720px}}@media(min-width:992px){.ps-report__content>:not(.alignfull),.pymnts-report-hero__inner,.pymnts-report-banner__band-inner{max-width:960px}}@media(min-width:1200px){.ps-report__content>:not(.alignfull),.pymnts-report-hero__inner,.pymnts-report-banner__band-inner{max-width:1140px}}@media(min-width:1400px){.ps-report__content>:not(.alignfull),.pymnts-report-hero__inner,.pymnts-report-banner__band-inner{max-width:1320px}}.ps-report__content>:is(ul,ol):not(.alignfull){padding-inline-start:calc(var(--report-gutter) + 2rem)}.ps-report__content>.pymnts-report-hero:first-child{margin-top:0!important}.pymnts-report-hero{background-image:linear-gradient(to bottom right,#252f6b,#000);color:#fff;padding:3rem 0 0}.pymnts-report-hero__inner{display:flex;flex-direction:column;padding-top:1rem}.pymnts-report-hero__cover{padding:1rem 0;text-align:center}.pymnts-report-hero__cover-image{display:inline-block;width:var(--pymnts-cover-width, auto);max-width:100%;height:auto;max-height:350px;box-shadow:0 .5rem 1rem #000c}.pymnts-report-hero__cover-button{padding:0;border:0;background:none;cursor:pointer}.pymnts-report-hero__text{padding:3rem 0}.pymnts-report-hero__subtitle{margin:0 0 1rem;color:#fff;font-size:calc(1.3rem + .6vw);font-weight:700;line-height:1.2}.pymnts-report-hero .pymnts-report-hero__title{margin:0 0 1rem;color:#fff;font-size:2.4rem;font-weight:700!important;line-height:1.3!important;text-transform:none!important}.pymnts-report-hero__intro,.pymnts-report-hero__intro p{color:#fff;font-size:1rem;line-height:1.5}.pymnts-report-hero__intro p{margin:0 0 1rem}.pymnts-report-hero__intro a{color:#fff}.pymnts-report-hero .pymnts-report-hero__subtitle,.pymnts-report-hero .pymnts-report-hero__intro,.pymnts-report-hero .pymnts-report-hero__intro p{color:#fff!important}@media(min-width:768px){.pymnts-report-hero{padding-bottom:3rem}.pymnts-report-hero__inner{flex-direction:row;align-items:center;padding-block:1rem}.pymnts-report-hero__cover{flex:0 0 25%;max-width:25%;padding:0;text-align:left}.pymnts-report-hero__text{flex:1 1 auto;padding:0 0 0 3rem}}@media(min-width:1200px){.pymnts-report-hero__subtitle{font-size:1.75rem}}.ps-report .pymnts-report-download-row{flex-wrap:wrap;gap:0;margin-top:3rem;margin-bottom:3rem}.ps-report .pymnts-report-download-row>.wp-block-column{flex:0 0 100%;min-width:0}.editor-styles-wrapper .pymnts-report-download-row{margin-top:30px}.ps-report .pymnts-report-download-row>.wp-block-column:last-child{order:-1}@media(min-width:992px){.ps-report .pymnts-report-download-row{flex-wrap:nowrap}.ps-report .pymnts-report-download-row>.wp-block-column{flex:0 0 50%;max-width:50%;box-sizing:border-box}.ps-report .pymnts-report-download-row>.wp-block-column:first-child{order:0;padding-right:3rem}.ps-report .pymnts-report-download-row>.wp-block-column:last-child{order:0;padding-left:3rem}}.pymnts-report-key-findings{padding-top:3rem;font-size:1.25rem}@media(min-width:992px){.pymnts-report-key-findings{padding-top:1rem}}.pymnts-report-key-findings .pymnts-report-key-findings__heading{width:100%;margin:0 0 .5rem;border-bottom:3px solid #dee2e6;font-size:1.25rem;font-weight:700!important;text-transform:uppercase}.pymnts-report-key-findings__heading [data-rich-text-placeholder]:after,.pymnts-report-key-findings__heading[data-rich-text-placeholder]:after{opacity:1;color:inherit}.pymnts-report-key-findings ul{padding-left:2rem;text-align:left;line-height:1.5}.pymnts-report-key-findings li{margin-bottom:.9rem}.pymnts-report-key-findings a{color:#000;font-weight:700}.pymnts-report-download--form,.pymnts-report-download-preview__form{display:block;padding:3rem;border-radius:.375rem;background-color:#006266}.pymnts-report-download--form .wpcf7-spinner{display:none}.pymnts-report-download--form input[type=text],.pymnts-report-download--form input[type=email],.pymnts-report-download--form input[type=tel],.pymnts-report-download--form select{box-sizing:border-box;width:100%;height:40px;padding:0 .5rem;border:none;border-radius:.375rem;font-size:14px}.pymnts-report-download--form input[type=checkbox]{margin-right:5px}.pymnts-report-download--form input[type=submit]{width:100%;height:40px;margin-top:1rem;border:none;border-radius:.375rem;font-size:1rem}.pymnts-report-download--form p{margin-bottom:0;padding-bottom:10px}.pymnts-report-download--form h5,.pymnts-report-download--form h5 a{margin-top:1rem;color:#fff;font-size:12px;line-height:1.4;text-transform:none}.pymnts-report-download__fields{display:flex;flex-wrap:wrap;justify-content:space-between;width:100%}.pymnts-report-download__field{width:100%}@media(min-width:768px){.pymnts-report-download__field{width:48%}}.pymnts-report-download__fields input{margin-top:15px;margin-bottom:3px}.pymnts-report-download__label{display:block;margin-top:10px;color:#434445;font-size:12px;line-height:1.4}.pymnts-report-download--form div.wpcf7-response-output,.pymnts-report-download--form .screen-reader-response{margin:0;padding:0;border:0;color:#fff;font-size:.875rem}.pymnts-report-download--form .wpcf7-not-valid-tip{margin-top:7px;color:#ffb900;font-size:.9rem}.pymnts-report-download--form .wpcf7-list-item{margin:0}.pymnts-report-download--button{max-width:350px;margin-inline:auto}.pymnts-report-download__button{display:block;box-sizing:border-box;width:100%;padding:.5rem;border:1px solid #000;border-radius:0;background-color:#212529;color:#fff;font-size:1rem;font-weight:700;text-align:center;text-transform:uppercase;cursor:pointer}.pymnts-report-download__button:hover,.pymnts-report-download__button:focus-visible{background-color:#9e9e9e}.pymnts-report-download__button:disabled{cursor:progress;opacity:.8}.pymnts-report-download-embed{display:flex;flex-wrap:wrap;gap:1.5rem;box-sizing:border-box;width:100%;margin:2rem 0;padding:1.5rem;border-radius:10px;background:linear-gradient(129deg,#232496,#0e0e31 87%);color:#fff;font-family:Roboto,Roboto Fallback,sans-serif}.pymnts-report-download-embed .pymnts-report-download-embed__note{flex:1 1 100%;margin:0;padding:.75rem 1rem;border-radius:6px;background:#fff4ce;color:#3d3000;font-size:.95rem;line-height:1.4}.pymnts-report-download-embed__text{display:flex;flex:1 1 100%;flex-direction:column;justify-content:center;min-width:0}.pymnts-report-download-embed__download{flex:1 1 100%;min-width:0}@media(min-width:768px){.pymnts-report-download-embed__text{flex-basis:35%}.pymnts-report-download-embed__download{flex-basis:55%}}.pymnts-report-download-embed .pymnts-report-download-embed__label{margin:0 0 .5rem;color:#fff;font-size:.9rem;font-weight:700}.pymnts-report-download-embed .pymnts-report-download-embed__title{margin:0;color:#fff;font-size:1.6rem;font-weight:700;line-height:1.25;text-transform:none}.pymnts-report-download-embed .pymnts-report-download--form{padding:0;background:transparent}.pymnts-report-download-embed .wpcf7 form.wpcf7-form{margin:0;padding:0!important;background:transparent!important;box-shadow:none!important}.pymnts-report-download-embed .pymnts-report-download--form input[type=submit]{border:2px solid #00a469!important;background-color:#00a469!important;color:#fff!important;font-weight:700;cursor:pointer}.pymnts-report-download-embed .pymnts-report-download--form input[type=submit]:hover,.pymnts-report-download-embed .pymnts-report-download--form input[type=submit]:focus-visible{border-color:#03b573!important;background-color:#03b573!important}.pymnts-report-download-embed .pymnts-report-download--form,.pymnts-report-download-embed .pymnts-report-download--form label,.pymnts-report-download-embed .pymnts-report-download--form .wpcf7-list-item-label{color:#fff}.pymnts-report-download-embed .pymnts-report-download--form a{color:#fff!important;text-decoration:underline}.pymnts-report-download-embed .pymnts-report-download--button{max-width:none;margin-top:0}.pymnts-report-download-embed .pymnts-report-download__button{border-color:#00a469;border-radius:.375rem;background-color:#00a469}.pymnts-report-download-embed .pymnts-report-download__button:hover,.pymnts-report-download-embed .pymnts-report-download__button:focus-visible{border-color:#03b573;background-color:#03b573}.pymnts-report-download-preview__form{display:flex;flex-direction:column;gap:.5rem;color:#fff}.pymnts-report-download-preview__missing{padding:1.5rem;border:1px dashed #6c757d;border-radius:.375rem}.pymnts-report-series{margin-top:3rem}.pymnts-report-series__title{margin:0 0 1rem;border-top:4px solid #eee;color:#434445;font-size:16px;font-weight:500!important;line-height:1.4;text-transform:uppercase}.pymnts-report-series__title span{display:inline-block;margin-top:-4px;border-top:4px solid #000}.pymnts-report-series__list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 24px;margin:0;padding:0;list-style:none}@media(min-width:992px){.pymnts-report-series__list{grid-template-columns:repeat(4,minmax(0,1fr))}}.pymnts-report-series__item{margin-bottom:24px;text-align:center}.pymnts-report-series__link{color:#000;text-decoration:none}.pymnts-report-series__cover{display:block;width:75%;height:auto;margin:0 auto 16px;border:1px solid #000;box-shadow:0 8px 16px #00000026}.pymnts-report-series__name{display:block;font-size:16px;font-weight:700;line-height:20px}.pymnts-report-series__link:hover .pymnts-report-series__name{text-decoration:underline}.ps-report--html,.editor-styles-wrapper:has(.report-hero){--report-sans: "Helvetica Neue", "Arial Nova", "Nimbus Sans", Arial, sans-serif;--report-serif: Charter, "Bitstream Charter", "Sitka Text", Cambria, serif;background-color:#f9f9f9;font-family:var(--report-sans)}.ps-report--html{overflow-x:clip}.pymnts-report-intro-row{gap:2.5rem;margin-top:3rem}@media(min-width:1200px){.ps-report--html .ps-report__content>:not(.alignfull){max-width:978px}}.ps-report--html :where(.ps-report__content) p,.ps-report--html :where(.ps-report__content) li{font-family:var(--report-sans);font-size:1.1rem;font-weight:400;line-height:2}.ps-report--html :where(.ps-report__content) h2,.ps-report--html :where(.ps-report__content) h3,.ps-report--html :where(.ps-report__content) h4{color:#000;font-family:var(--report-sans);line-height:1.2;text-transform:none}.ps-report--html :where(.ps-report__content) h2{margin:2rem 0;font-size:2.2rem;font-weight:700}.ps-report--html .ps-report__content h2.wp-block-heading,.ps-report--html .ps-report__content h3.wp-block-heading{font-weight:700!important}.ps-report--html :where(.ps-report__content) h3,.ps-report--html :where(.ps-report__content) h4{margin:1.8rem 0 1rem;font-weight:700}.ps-report--html :where(.ps-report__content) a:where(:not(.html-report-toc__link)){border-bottom:1px solid rgba(30,101,201,.5);color:#1e65c9;text-decoration:none}.ps-report--html :where(.ps-report__content) a:where(:not(.html-report-toc__link)):hover{border-bottom-color:#468df2;color:#468df2}.ps-report--html .report-hero+*{margin-top:3rem!important}.ps-report .wp-block-embed.wp-embed-aspect-16-9 iframe{width:100%;height:auto;aspect-ratio:16 / 9}.editor-styles-wrapper [data-type="pymnts/report-header"]+.block-editor-block-list__block,.editor-styles-wrapper .block-editor-block-list__block[data-type="pymnts/report-paywall"]{margin-top:32px!important}.editor-styles-wrapper:has(.report-hero) .is-root-container>[data-type^="acf/"]{margin-top:32px!important;margin-bottom:32px!important}.ps-report--html .pymnts-report-key-findings,.editor-styles-wrapper:has(.report-hero) .pymnts-report-key-findings{padding-top:0;font-size:inherit}.ps-report--html .pymnts-report-key-findings .pymnts-report-key-findings__heading,.editor-styles-wrapper:has(.report-hero) .pymnts-report-key-findings .pymnts-report-key-findings__heading{margin:2rem 0;border-bottom:0;font-size:2.2rem;text-transform:none}.branded-divider{position:relative;left:50%;width:100vw;max-width:none!important;height:2px;margin:2rem 0 2rem -50vw!important;padding:0!important;background:linear-gradient(90deg,transparent,var(--report-brand, #e8b838) 51%,transparent)}.report-bar{position:relative;z-index:2000;background:#000}.report-bar--fixed{position:sticky;top:0}.admin-bar .report-bar--fixed{top:32px}@media(max-width:782px){.admin-bar .report-bar--fixed{top:46px}}.report-bar__inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;min-height:66px;padding:0 20px}.report-bar__logo img{display:block;width:120px;height:50px}.report-bar__partner{display:flex;flex:1;justify-content:center;opacity:0;visibility:hidden;transition:opacity .3s ease,visibility .3s ease}.report-bar__partner img{display:block;width:auto;height:50px;max-width:335px}.report-bar.is-scrolled .report-bar__partner{opacity:1;visibility:visible}.report-bar__share{display:flex;gap:16px;margin:0;padding:0;list-style:none}.report-bar__share a{display:flex;align-items:center;padding:10px 0;color:#fff}.report-bar__share a:hover,.report-bar__share a:focus{color:#ccc}.report-bar__share svg{width:20px;height:20px}@media(max-width:1024.98px){.report-bar__partner{position:absolute;top:100%;right:0;left:0;display:none;padding:8px 0;background:#000}.report-bar.is-scrolled .report-bar__partner{display:flex}.report-bar__partner img{height:36px}}.report-hero{--report-hero-ink: #fff;--report-content-width: 1320px;--report-page-gutter: clamp(32px, 3.2vw, 48px);position:relative;z-index:1;margin:0;padding:0;color:var(--report-hero-ink);font-family:var(--report-sans, Arial, sans-serif)}.report-hero:before{content:"";position:absolute;inset:0 0 68px;z-index:0;background:var(--report-hero-mint)}.report-hero__container{position:relative;z-index:1;width:min(calc(100% - (var(--report-page-gutter) * 2)),var(--report-content-width));margin:0 auto;padding-top:80px}.report-hero__copy{width:min(760px,calc(100% - 380px));padding-bottom:40px}.report-hero__eyebrow{display:flex;align-items:flex-start;gap:10px;margin:0 0 24px;font-family:Arial,Helvetica,sans-serif;font-size:20px;font-weight:500;line-height:1.25;letter-spacing:-.02em}.report-hero__eyebrow-square{display:block;flex:0 0 17px;width:17px;height:17px;margin-top:5px;background:currentColor;opacity:.55}.report-hero .report-hero__title{max-width:700px;margin:0 0 28px;color:var(--report-hero-ink);font-family:Arial,Helvetica,sans-serif;font-size:clamp(46px,4.2vw,66px);font-weight:500!important;line-height:1.07;letter-spacing:-.035em;text-transform:none}.report-hero .report-hero__description{max-width:765px;margin:0;color:var(--report-hero-ink)!important;font-family:Arial,Helvetica,sans-serif;font-size:20px;font-weight:400;line-height:1.48;letter-spacing:-.015em}.report-hero__flag{position:absolute;top:47px;right:0;z-index:10;width:fit-content;max-width:min(340px,32vw);min-height:74px;background:#fff;clip-path:polygon(27px 0,100% 0,100% 100%,27px 100%,0 0)}.report-hero__flag--mobile{display:none}.report-hero__flag-inner{display:flex;align-items:center;justify-content:center;gap:15px;width:fit-content;max-width:100%;min-height:74px;padding:20px 24px 20px 44px}.report-hero__flag-logo{display:block;flex:0 1 auto;width:auto;max-width:none;height:34px;object-fit:contain;filter:brightness(0)}.report-hero__flag-logo--left{max-width:165px}.report-hero__flag-logo--right{max-width:144px}.report-hero__flag-divider{display:block;flex:0 0 1px;width:1px;height:33px;background:#777}.report-hero__image-frame{position:relative;width:100%;height:430px;overflow:hidden;border-radius:14px;background:#d9d9d9}.report-hero__image,.report-hero__image-button{display:block;width:100%;height:100%;object-fit:cover;object-position:center 51%}.report-hero__image-button{padding:0;border:0;background:none;cursor:pointer}.report-hero__image-choose{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}@media(max-width:1100px){.report-hero__container{padding-top:56px}.report-hero__flag--desktop{display:none}.report-hero__flag--mobile{display:block;position:relative;top:auto;right:auto;max-width:340px;margin:0 0 36px auto}.report-hero__copy{width:100%}.report-hero .report-hero__title{max-width:790px;font-size:clamp(43px,6vw,58px)}.report-hero__image-frame{height:400px}}@media(max-width:760px){.report-hero{--report-page-gutter: 24px}.report-hero__container{padding-top:32px}.report-hero__flag--mobile{max-width:calc(100% - 24px);min-height:58px;margin:0 0 28px auto;clip-path:polygon(20px 0,100% 0,100% 100%,20px 100%,0 0)}.report-hero__flag-inner{gap:11px;min-height:58px;padding:14px 18px 14px 34px}.report-hero__flag-logo--left{height:28px}.report-hero__flag-logo--right,.report-hero__flag-divider{height:27px}.report-hero__eyebrow{margin-bottom:22px;font-size:17px}.report-hero__eyebrow-square{flex-basis:14px;width:14px;height:14px;margin-top:4px}.report-hero .report-hero__title{max-width:none;margin-bottom:22px;font-size:clamp(38px,10.5vw,50px);line-height:1.06}.report-hero .report-hero__description{max-width:none;font-size:18px;line-height:1.5}.report-hero__image-frame{height:340px}}@media(max-width:480px){.report-hero{--report-page-gutter: 18px}.report-hero:before{bottom:52px}.report-hero__container{padding-top:24px}.report-hero__flag--mobile{max-width:calc(100% - 14px);min-height:50px;margin:0 0 24px auto;clip-path:polygon(16px 0,100% 0,100% 100%,16px 100%,0 0)}.report-hero__flag-inner{gap:8px;min-height:50px;padding:11px 14px 11px 26px}.report-hero__flag-logo--left{height:24px}.report-hero__flag-logo--right,.report-hero__flag-divider{height:23px}.report-hero__eyebrow{font-size:16px}.report-hero .report-hero__title{font-size:clamp(35px,11vw,44px)}.report-hero .report-hero__description{font-size:17px}.report-hero__copy{padding-bottom:32px}.report-hero__image-frame{height:280px}.report-hero__image{object-position:54% center}}.report-hero--split:before{bottom:0}.report-hero__split{position:relative;z-index:1;display:flex;flex-direction:column}.report-hero--split .report-hero__copy{width:auto;padding:40px 16px 48px}.report-hero--split .report-hero__eyebrow,.report-hero--split .report-hero__title,.report-hero--split .report-hero__description{font-family:system-ui,-apple-system,Segoe UI,Roboto,Roboto Fallback,Helvetica Neue,Noto Sans,Liberation Sans,Arial,sans-serif;letter-spacing:normal}.report-hero--split .report-hero__eyebrow{font-size:min(calc(1.275rem + .3vw),1.5rem);line-height:1.2}.report-hero--split .report-hero__title{max-width:none;margin-bottom:24px;font-size:32px;line-height:1.2}.report-hero--split .report-hero__media{position:relative;padding-bottom:80px}.report-hero--split .report-hero__image-frame{height:419px;border-radius:.375rem}.report-hero__box{position:relative;z-index:2;display:flex;align-items:center;justify-content:center;gap:1rem;width:fit-content;max-width:300px;margin:-50px 0 0 auto;padding:.5rem 1rem;border-radius:.5rem 0 0 .5rem;background:#fff;box-shadow:0 .5rem 1rem #00000026}.report-hero__box-logo{width:110px;height:60px;object-fit:contain}.report-hero__box .report-hero__flag-divider{height:60px;background:#000}.report-hero--split .report-hero__description{max-width:none;font-size:20px;font-weight:300;line-height:1.8}@media(min-width:950px){.report-hero__split{flex-direction:row}.report-hero--split .report-hero__copy{flex:1 1 0;padding:26px 48px 48px}.report-hero--split .report-hero__media{flex:1 1 0;padding:24px 0 120px}.report-hero--split .report-hero__title{font-size:40px}.report-hero__box-logo{width:120px}}@media(min-width:1400px){.report-hero--split .report-hero__title{font-size:60px}}.html-report-toc{margin:2rem 0 0}.ps-report__content .html-report-toc__label,.editor-styles-wrapper .html-report-toc__label,.html-report-toc__label{margin:0 0 .85rem;color:#0c7a5f;font-family:var(--report-sans, Arial, sans-serif);font-size:.75rem;font-weight:700;line-height:1.4;letter-spacing:.08em;text-transform:uppercase}.html-report-toc__list{display:grid;grid-template-columns:1fr 1fr;gap:.75rem;margin:0;padding:0;list-style:none}@media(max-width:767px){.html-report-toc__list{grid-template-columns:1fr}}.ps-report__content .html-report-toc__item,.html-report-toc__item{margin:0;line-height:1.3}.html-report-toc__link{display:flex;align-items:center;justify-content:space-between;gap:1rem;box-sizing:border-box;width:100%;padding:1rem 1.1rem;border:1px solid #e5e5e5;border-radius:10px;background:#f5f5f5;color:#111;font-family:var(--report-sans, Arial, sans-serif);font-size:1rem;font-weight:700;line-height:1.3;text-decoration:none;transition:background-color .15s ease,border-color .15s ease}.html-report-toc__link:hover,.html-report-toc__link:focus{border-color:#d0d0d0;background:#ececec;color:#111!important;text-decoration:none}.html-report-toc__text{flex:1;min-width:0}.html-report-toc__icon{display:inline-flex;flex-shrink:0;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;background:#42f0cd}.html-report-toc__icon svg{display:block;width:12px;height:12px}.pymnts-report-paywall-wrap{margin-block:3rem}.pymnts-report-paywall{padding:3rem 0;border:1px solid #dee2e6;background:#fffffff2;font-family:sans-serif}.pymnts-report-paywall .wpcf7-list-item-label{display:none}.pymnts-report-paywall .wpcf7 form input[type=submit]{width:auto!important;min-width:144px;padding:.4rem 2rem;border:0;border-radius:.375rem;background-color:#212529;color:#fff}.pymnts-report-paywall__intro{margin-bottom:1rem;padding:1rem 3rem;text-align:center}.ps-report__content .pymnts-report-paywall__intro p{margin:0;color:#000;font-family:sans-serif;font-size:1.25rem;line-height:1.5}.ps-report__content .pymnts-report-paywall__intro .pymnts-report-paywall__title{font-size:1.75rem;font-weight:700}.pymnts-report-paywall .wpcf7 form{padding:0!important;background:transparent!important;box-shadow:none!important}.pymnts-report-gated{position:relative;margin-bottom:4rem}.pymnts-report-gated__overlay{position:absolute;inset:0;background-color:#fff;opacity:.93}.pymnts-report-gated .ad-wrapper-fake-full{display:none}.pymnts-report-paywall-preview{display:flex;flex-direction:column;gap:10px;padding:1rem;border:2px dashed #ccc;background:#fff;color:#434445;font-family:Work Sans,Arial,sans-serif}.pymnts-report-paywall-preview strong{display:flex;align-items:center;gap:6px;color:#1d1d1d;font-size:1.17em;font-weight:700}.editor-styles-wrapper:has(.report-hero) [data-type="core/footnotes"] .components-placeholder{padding:1rem;border:2px dashed #ccc;border-radius:0;box-shadow:none;background:#fff;color:#434445;font-family:Work Sans,Arial,sans-serif;font-size:16px}.editor-styles-wrapper:has(.report-hero) [data-type="core/footnotes"] .components-placeholder__label{gap:6px;margin-bottom:10px;color:#1d1d1d;font-family:inherit;font-size:1.17em;font-weight:700}.editor-styles-wrapper:has(.report-hero) [data-type="core/footnotes"] .components-placeholder__label .block-editor-block-icon{margin-right:0}.editor-styles-wrapper:has(.report-hero) [data-type="core/footnotes"] .components-placeholder__instructions{margin-bottom:0;color:#434445;font-family:inherit;font-size:16px}.html-quote-card{box-sizing:border-box;margin:0;padding:1.75rem 1.5rem;border:1px solid #e5e5e5;border-radius:8px;background:#fff;box-shadow:0 2px 12px #0000000f}.html-quote-card__attribution{margin-bottom:1.25rem;text-align:left}.html-quote-card__image{display:block;width:64px;height:64px;margin:0 0 .85rem;border-radius:50%;background:#111;object-fit:cover}.pymnts-report-quote__image-button{padding:0;border:0;background:none;cursor:pointer}.ps-report__content .html-quote-card__name,.html-quote-card__name{margin:0 0 .2rem;color:#111;font-family:var(--report-sans, Arial, sans-serif);font-size:1.1rem;font-weight:700;line-height:1.3}.ps-report__content .html-quote-card__title,.html-quote-card__title{margin:0;color:#6b6c6e;font-family:var(--report-sans, Arial, sans-serif);font-size:.9rem;line-height:1.4}.html-quote-card__mark{display:block;margin-bottom:.5rem;color:#42f0cd;font-family:Georgia,Times New Roman,serif;font-size:3.5rem;line-height:.6}.html-quote-card__mark--close{margin:.5rem 0 0;text-align:right}.html-quote-card__text{margin:0;padding:0;border:0}.ps-report__content .html-quote-card__text p,.html-quote-card__text,p.html-quote-card__text{margin:0;color:#333;font-family:var(--report-serif, serif);font-size:1rem;font-style:italic;line-height:1.65}.html-quote-card--brand{height:auto;margin:2rem 0;border-color:transparent;background:var(--report-quote-bg, #00a469)}.html-quote-card--brand,.ps-report__content .html-quote-card--brand .html-quote-card__name,.ps-report__content .html-quote-card--brand .html-quote-card__title,.ps-report__content .html-quote-card--brand .html-quote-card__text p,.html-quote-card--brand .html-quote-card__name,.html-quote-card--brand .html-quote-card__title,.html-quote-card--brand p.html-quote-card__text,.html-quote-card--brand .html-quote-card__mark{color:var(--report-quote-ink, #fff)}.pymnts-report-stat{display:flex;flex-wrap:wrap;gap:1.5rem;margin:2rem 0}.pymnts-report-stat__text,.pymnts-report-stat__figure{flex:1 1 100%;min-width:0}@media(min-width:768px){.pymnts-report-stat--right .pymnts-report-stat__text,.pymnts-report-stat--left .pymnts-report-stat__text{flex-basis:calc(58.33% - 1.5rem)}.pymnts-report-stat--right .pymnts-report-stat__figure,.pymnts-report-stat--left .pymnts-report-stat__figure{flex-basis:41.67%}.pymnts-report-stat--right,.pymnts-report-stat--left{flex-wrap:nowrap}}.pymnts-report-stat .pymnts-report-stat__text>:first-child{margin-top:0}.ps-report__content .pymnts-report-stat__number,.pymnts-report-stat__number{display:flex;align-items:center;justify-content:space-between;gap:.5rem;margin:0;padding-right:30px;color:#000;font-family:Helvetica,Arial,sans-serif;font-size:115px;font-weight:600;line-height:normal}.pymnts-report-stat__number:after{content:"";flex:0 0 65px;width:65px;height:18px;background:radial-gradient(circle closest-side,#cfcfcf 88%,transparent 100%) 0 50% / 21.67px 18px repeat-x}.ps-report__content .pymnts-report-stat__details,.pymnts-report-stat__details{margin:0;color:#000;font-family:var(--report-sans, Arial, sans-serif);font-size:24px;font-weight:500;line-height:36px}.pymnts-report-stat__details strong{font-weight:800}@media(max-width:767px){.ps-report__content .pymnts-report-stat__number,.pymnts-report-stat__number{font-size:80px}}.pymnts-report-stat--boxed{flex-direction:column;gap:.5rem;margin:3rem 0;padding:1.5rem 3rem;border-radius:1rem;background:#e0e0e0}.pymnts-report-stat--boxed .pymnts-report-stat__number:after{display:none}.ps-report__content .pymnts-report-stat--boxed .pymnts-report-stat__number,.pymnts-report-stat--boxed .pymnts-report-stat__number{padding-right:0;font-size:2.2rem;font-weight:700;line-height:1.2}.ps-report__content .pymnts-report-stat--boxed .pymnts-report-stat__details,.pymnts-report-stat--boxed .pymnts-report-stat__details{font-size:1.5rem;font-weight:400;line-height:1.5}.pymnts-report-stat--boxed .pymnts-report-stat__text:empty{display:none}.is-style-pymnts-gray-box,.editor-styles-wrapper .is-style-pymnts-gray-box{box-sizing:border-box;margin-block:3rem!important;padding:1.5rem 3rem!important;border:0;border-radius:1rem;background:#e0e0e0}.is-style-pymnts-gray-box>:first-child{margin-top:0}.is-style-pymnts-gray-box>:last-child{margin-bottom:0}.ps-report__content .is-style-pymnts-gray-box p,.is-style-pymnts-gray-box p{color:#212529}.is-style-pymnts-gray-box cite{color:#212529;font-style:normal}.ps-report__content p.is-style-pymnts-section-intro,p.is-style-pymnts-section-intro{font-style:italic;line-height:1.5}@media(max-width:767px){.is-style-pymnts-gray-box,.pymnts-report-stat--boxed{padding:1.5rem!important}}.ps-report__content>.is-style-pymnts-gray-box,.ps-report__content>.pymnts-report-stat--boxed{border-inline:var(--report-gutter) solid transparent;border-radius:calc(1rem + var(--report-gutter)) / 1rem;background-clip:padding-box}.pymnts-report-facts ul,.pymnts-report-facts ol{margin:0 0 2rem;padding:0;list-style:none;counter-reset:pymnts-report-fact}.ps-report__content .pymnts-report-facts li,.pymnts-report-facts li{display:flex;align-items:center;gap:1.5rem;margin-bottom:1.5rem;counter-increment:pymnts-report-fact}.pymnts-report-facts li:before{content:counter(pymnts-report-fact,decimal-leading-zero);flex:0 0 auto;min-width:6.5rem;color:transparent;font-family:var(--report-sans, Arial, sans-serif);font-size:6.875rem;font-weight:300;line-height:.8;-webkit-text-stroke:1.5px #000}.ps-report--html .wp-block-footnotes{margin-top:2rem;padding-left:calc(var(--report-gutter) + 1.25em)}.editor-styles-wrapper .wp-block-footnotes{margin-top:2rem;padding-left:1.25em}.editor-styles-wrapper .wp-block-footnotes li{font-size:.825rem;line-height:1.5}.editor-styles-wrapper .wp-block-footnotes:before,.ps-report--html .wp-block-footnotes:before{content:"";display:block;margin:0 0 1rem -1.25em;border-top:1px solid rgba(0,0,0,.25)}.ps-report--html .wp-block-footnotes li{font-size:.825rem;line-height:1.5}.pymnts-report-about{margin-top:3rem;padding:3rem 0;background:radial-gradient(ellipse at top,rgba(0,0,0,.12),transparent 70%) top / 80% 12px no-repeat}.pymnts-report-about__inner{box-sizing:border-box;width:min(calc(100% - 48px),1320px);margin:0 auto}.ps-report__content .pymnts-report-about__heading,.pymnts-report-about__heading{margin:2rem 0 1rem;color:#212529;font-size:1.75rem;font-weight:700}.pymnts-report-about__row{display:flex;gap:1.5rem;margin-bottom:1.5rem}.pymnts-report-about__logo-col{flex:0 0 80px;text-align:right}.pymnts-report-about__logo{max-width:80px;max-height:50px;width:auto;height:auto}.ps-report__content .pymnts-report-about__text p,.pymnts-report-about__text p,.ps-report__content .pymnts-report-about__disclaimer p,.pymnts-report-about__disclaimer p,.pymnts-report-about__note{color:#6b6c6e;font-size:.8rem;line-height:1.8}.pymnts-report-about__credits{margin-top:1rem}.ps-report__content .pymnts-report-about__disclaimer p,.pymnts-report-about__disclaimer p{line-height:1.4}@media(max-width:767px){.pymnts-report-about__row{flex-direction:column;gap:.5rem}.pymnts-report-about__logo-col{flex-basis:auto;text-align:left}}.ps-report__content>.pymnts-report-banner:first-child{margin-top:0!important}.pymnts-report-banner{font-family:Arial,Helvetica,sans-serif}.pymnts-report-banner__top{display:flex;flex-direction:column;gap:1.5rem;padding:0 12px 2rem;background-color:var(--pymnts-banner-bg, #000);color:var(--pymnts-banner-ink, #fff)}.pymnts-report-banner__image{display:block;width:100%;height:auto;border-radius:8px}.pymnts-report-banner__side{display:flex;flex-direction:column;align-items:center;gap:1.5rem}.ps-report__content .pymnts-report-banner__title,.pymnts-report-banner__title{margin:0;color:inherit;font-family:inherit;font-size:clamp(2rem,5vw,3.5rem);font-weight:700!important;line-height:1.1;text-align:center;text-transform:none}.pymnts-report-banner__wordmark{display:block;max-width:100%;width:auto;height:auto;max-height:309px}.pymnts-report-banner__logos{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:1rem 2rem}.pymnts-report-banner__logo{width:auto;max-width:80px;height:auto;max-height:24px;object-fit:contain}@media(min-width:576px){.pymnts-report-banner__logo{max-width:200px;max-height:48px}}@media(min-width:992px){.pymnts-report-banner__top{flex-direction:row;align-items:stretch;gap:0;padding:0}.pymnts-report-banner__media{flex:0 0 41.6667%;box-sizing:border-box;padding:0 20px 0 12px}.pymnts-report-banner__side{flex:1;padding:2rem max(24px,calc((100vw - 1140px)/2)) 2rem 0}.pymnts-report-banner__top--no-image .pymnts-report-banner__side{padding-left:max(24px,calc((100vw - 1140px)/2))}.ps-report__content .pymnts-report-banner__title,.pymnts-report-banner__title,.pymnts-report-banner__logos{margin-top:auto}}.pymnts-report-banner__band{padding:20px 0;background-color:var(--pymnts-banner-band, #00ecc2);color:var(--pymnts-banner-band-ink, #000)}.pymnts-report-banner__band-inner{position:relative;padding-block:20px}.pymnts-report-banner__band-inner:before{content:"";position:absolute;top:20px;bottom:20px;left:var(--report-gutter, 12px);width:2px;border-radius:2px;background-color:#fff}.ps-report__content .pymnts-report-banner__label,.pymnts-report-banner__label{margin:0 0 8px;padding-left:40px;color:inherit;font-size:24px;font-weight:600;line-height:1.2;text-transform:uppercase}.pymnts-report-banner__intro{padding-left:40px;font-size:20px;line-height:1.8}.ps-report__content .pymnts-report-banner__intro p,.pymnts-report-banner__intro p{margin:0;color:inherit;font-family:inherit;font-size:inherit;line-height:inherit}
