Small businesses are treating credit cards less like a backup and more like a flexible operating tool, and the way they use them is starting...
Small businesses are not just borrowing to survive. They are using credit cards as operating systems, and they are willing to pay for features that...
Many Americans are turning themselves down for credit before a lender ever does. Get the Full Story Complete the form to unlock this article and...
Buy now, pay later is no longer just a checkout feature. It is becoming a line item in the monthly household budget. Get the Full...
Embedded finance has evolved beyond a supplementary revenue channel to become the deciding factor between companies that forge lasting customer relationships and those that fall...
The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....
The most revealing signal in the latest PYMNTS Intelligence research is not that consumers are experimenting with agentic AI. Get the Full Story Complete the...
Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders...
Digital bank users are not simply early adopters of new payment methods. They represent a distinct slice of the U.S. banking population, shaped by age, income, education and daily...