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OpenAI and Anthropic Consider Using Investor Funds to Cover AI Copyright Suits

By  |  October 8, 2025

OpenAI and Anthropic are considering setting aside portions of their investor capital to help settle potential multibillion-dollar copyright lawsuits, according to a report from the Financial Times cited by Reuters on Wednesday. The move comes as several leading technology companies, including OpenAI, Microsoft, and Meta Platforms, face a wave of litigation accusing them of using copyrighted material without authorization to train artificial intelligence models.

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    Per Reuters, OpenAI has partnered with insurance broker Aon to obtain coverage of up to $300 million for risks associated with emerging AI technologies, though one source told the Financial Times the actual amount was “significantly lower.” All parties familiar with the policy reportedly agreed that the insurance coverage would not be sufficient to offset the potential losses tied to multiple high-value legal claims. Kevin Kalinich, global head of cyber risk at Aon, told the newspaper that the insurance market currently lacks “enough capacity for (model) providers.”

    Related: OpenAI Faces Scrutiny Over Copyright Rules in Upcoming Sora Release

    According to Reuters, OpenAI has also discussed the idea of “self-insurance,” which would involve using investor funds to create a “captive” insurance vehicle—a financial structure large companies often use to manage specialized risks internally. Both OpenAI and Anthropic, as well as Aon, did not immediately respond to Reuters’ requests for comment. Reuters noted that it could not independently confirm the Financial Times report.

    In a related development, a federal judge in California last month preliminarily approved a $1.5 billion settlement in a copyright class action filed by a group of authors against Anthropic. The Financial Times, as reported by Reuters, said that Anthropic has been using some of its own capital to help fund potential settlements in the ongoing legal disputes.

    Source: Reuters