Dear Readers,
The shadow of the 2008 banking crisis still looms large. The failure of certain banks in 2023, notably the headline-grabbing collapse of Silicon Valley Bank, brought this concern to the forefront once more. That said, today’s banks may be subject to different risks than those that fell victim to the subprime crisis of 2008. These risks include reliance on an undiversified group of uninsured depositors, and the acceleration of bank runs by social media, mobile banking, and
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