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Antitrust Chronicle® – Junk Fees

Spring 2023, April, Volume 2

Dear Readers, It is conventional wisdom that economies worldwide have become overrun with so-called “junk fees.” This term classically refers to unexpected charges (often hidden in the fine print) that a lender imposes at the closing of a mortgage. Increasingly, however, it has come to refer to fees in various other products and services, including […]

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July

The contributions in this Chronicle explore whether existing privacy frameworks remain fit for purpose in an environment characterized by large-scale data collection, increasingly sophisticated identification technologies, and evolving theories of harm.




June

“Buy Now, Pay Later” (“BNPL”) has moved from fintech curiosity to embedded infrastructure in modern consumer markets, quietly reshaping how credit is extended, priced, and experienced. What began as a frictionless alternative to traditional lending now sits at the intersection of payments, consumer protection, and competition policy.




May

As health systems evolve beyond purely clinical data toward richer, more contextualized information environments, the integration of SDoH into AI systems raises a central tension: the same data that can improve equity and care delivery can also encode and obscure discrimination. The contributions in this issue begin to map that terrain.


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