TechREG Chronicle® – Open Banking & Finance
Techreg Chronicle® August 2025
Dear Readers, In this Chronicle, we explore the evolving regulatory, technical, and competitive landscapes of open banking and open finance — from their potential to empower underserved communities to the infrastructure needed to ensure trust and accountability. To open, Pinar Ozcan & Robert Seamans provide an overview of the...
In this issue
Aug 26, 2025
Aug 26, 2025
Aug 26, 2025
Aug 26, 2025
Aug 26, 2025
Aug 26, 2025
Aug 26, 2025
In case you missed it...

August
This edition of the TechREG Chronicle turns to tokenization — the linking of real-world value to instruments that live on distributed ledgers.

July
The contributions in this Chronicle explore whether existing privacy frameworks remain fit for purpose in an environment characterized by large-scale data collection, increasingly sophisticated identification technologies, and evolving theories of harm.

June
“Buy Now, Pay Later” (“BNPL”) has moved from fintech curiosity to embedded infrastructure in modern consumer markets, quietly reshaping how credit is extended, priced, and experienced. What began as a frictionless alternative to traditional lending now sits at the intersection of payments, consumer protection, and competition policy.
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