Written By Mercedes Kelley Tunstall

I help financial institutions and their partners innovate through the newest technologies, with a focus on payments, retail markets and structured finance. I also have deep experience in providing privacy-by-design and security-by-design counseling and specialize in consumer financial services law, banking law, data security and privacy, digital assets, deposits law, consumer protection, web accessibility, behavioral marketing, payment systems, social media, and agentic AI.