BNPL

Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum
Fed Data Reinforces BNPL’s Appeal for Consumers Across the Income Spectrum
February 16, 2024  |  Buy Now Pay Later

Back in June, PYMNTS Intelligence crystallized the fact that buy now, pay later (BNPL) payment options were gaining notice and demand from a wide swath...

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Klarna Expands ‘Sign-in With Klarna’ for Faster Online Checkout
Klarna Expands ‘Sign-in With Klarna’ for Faster Online Checkout
February 15, 2024  |  eCommerce

Swedish FinTech Klarna is expanding its “Sign-in With Klarna” offering to 22 new countries, including the U.S. The service, originally launched in the company’s home country, lets...

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Credit Unions Bank on Personal Relationships as Foundation for Payments Innovation
Credit Unions Bank on Personal Relationships as Foundation for Payments Innovation
February 15, 2024  |  BNPL

Consumers today have a growing number of ways to re-tool their financial health. But in a landscape where options abound, employing a personal touch can...

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Why Are Merchants and Acquirers So Confused About BNPL and Installment Payment Plans?
Why Are Merchants and Acquirers So Confused About BNPL and Installment Payment Plans?
February 14, 2024  |  Consumer Payments

Installment or split-payment plans like buy now, pay later (BNPL) enable consumers to align their spending and credit management strategies. PYMNTS Intelligence’s data analysis reveals...

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Consumers Flock to BNPL to Pay for Clothing and Accessories
Consumers Flock to BNPL to Pay for Clothing and Accessories
February 13, 2024  |  Buy Now Pay Later

Consumers are especially inclined to use deferred payment plans to pay for apparel and accessories, PYMNTS Intelligence research reveals, be it buy now, pay later...

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Rewards a Work in Progress as Banks and FinTechs Compete for BNPL Loyalty
Rewards a Work in Progress as Banks and FinTechs Compete for BNPL Loyalty
February 09, 2024  |  BNPL

The appeal of buy now, pay later (BNPL) is undeniable. And the field is getting more crowded with FinTechs, and, more recently, banks. While the...

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Affirm: Delinquency Rates Flat; Affirm Card Generates $397M in GMV
Affirm: Delinquency Rates Flat; Affirm Card Generates $397M in GMV
February 08, 2024  |  Earnings

Buy the rumor, goes the old Wall Street saying, sell the news. And that may have been what happened with Affirm’s stock Thursday evening after...

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How Digital Tools and BNPL Are Paving New Roads to Affordable Car Repairs
How Digital Tools and BNPL Are Paving New Roads to Affordable Car Repairs
February 07, 2024  |  Connected Economy

Most people can relate: Your car breaks down unexpectedly, and the repair bill throws your budget off track.  However, thanks to digital advancements, the car...

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1 in 4 Millennial Shoppers Trades Down When BNPL Is Unavailable
1 in 4 Millennial Shoppers Trades Down When BNPL Is Unavailable
February 06, 2024  |  Buy Now Pay Later

Many buy now, pay later (BNPL) users alter their purchasing when the payment method is not available, with PYMNTS Intelligence research revealing that millennials are...

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