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Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy

Pay Later’s Next Chapter: Why Credit Unions Are Rethinking Installment Payments

More Ways to Pay: The Data Behind Millennials’ Expanding Payment Toolkit

BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One
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Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
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Bank of America Offers Pay-Over-Time Card Installment Plans
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BNPL Pushes Into Rental Space as Housing Costs Climb
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High Earners Help Banks Take the Lead in Installments
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UK Payments Rules Move From BNPL to B2B Invoices
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Affirm Launches UK BNPL Partnership With Stripe
Partnerships
TrueLayer Expands EU Pay-by-Bank Network Into Credit
Consumer Insights
Lenders Have Been Reading Subprime Consumers All Wrong
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BNPL’s Biggest Opportunity May Be Its Least Likely User
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BNPL Enters Its Everyday Spending Era
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The BNPL Revolution Moves Into the Card Stack
Credit Unions
Buy Now, Pay Later Moves From Checkout Perk to Credit Union Retention Tool
Consumer Finance
Fed Data Finds Households Keep Big Purchases in Play
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Klarna Bets on Worldline Partnership to Sustain BNPL Growth 
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Banks Face New Gen Z Credit Test as BNPL Use Spreads

PYMNTS DATA


The Top-of-Wallet Challenge: Why Trust Alone Is Not Enough to Drive Card Usage

The True Business Cost of Slow Disbursements

Closing the Payment Gap: New Data on Speed, Risk and Retention

Wage to Wallet Index - July 2026