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PYMNTS.com - Breaking News, Trends and Analysis
Fraud Prevention
57% of Firms in Payment-Heavy Industries Face More Fraud
Consumer Finance
Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
Consumer Insights
The Monthly Payment Is Becoming the Customer Relationship
BNPL
New Data: Millennials Lead a More Affluent BNPL Market
Mobile Commerce
Why Merchant-Owned Apps Are Retail’s Fastest-Growing Sales Channel
Artificial Intelligence
How AI Agents Are Automating Expense Reports and Saving Travelers Time
Consumer Insights
36% of Gen Z Used a Digital Wallet for Their Latest Retail Purchase
News & Trends
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Featured Insights
The Monthly Payment Is Becoming the Customer Relationship
New Data: Millennials Lead a More Affluent BNPL Market
Payment Protection - August 2026
Beyond Pay in 4: Many BNPL Buyers Would Pay for More Time
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Monday.com and Airbnb Are Putting Numbers Behind AI’s ROI
How AI Agents Are Automating Expense Reports and Saving Travelers Time
AI Helped British Airways Reach Its Best On-Time Performance
OpenAI Picks Up AI Presentation Creator NextSlide
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Editor's Picks
Consumers Cut Extras as Credit Card Debt Nears a Record
Blockchain’s Institutional Custody Under Rising Scrutiny After Coldcard Bitcoin Hack
Federal Data Shows Consumers Under Pressure As Spending Outruns Income
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Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
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B2B PAYMENTS
Wall Street’s New Cybersecurity Threat Starts With a Phone Call
EU, California Converge on AI Transparency Rules, Shifting Focus to Enterprise Governance
Financial Firms Put AI to Work Across 27 Tasks, Study Finds
FIS Expands Commercial Banking Platform to APAC Region
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RETAIL
Why Merchant-Owned Apps Are Retail’s Fastest-Growing Sales Channel
CarParts.com and CarGurus Turn Proprietary Data Into Moats
AI Is Bringing Retailers Their Best Customers but Not Closing the Sale
QVC Group Emerges From Bankruptcy With $600 Million Asset-Backed Facility
MORE IN RETAIL
Grocery
Instacart Retailers Cut Fees to Woo Cash-Strapped Shoppers
Albertsons Lets Safeway Customers Shop Using ChatGPT
Grocery Bills Drag Down Consumer Confidence in July
$349 Billion Could Move Through a Much Smarter Checkout
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Restaurants
Square and Google Let Restaurants Offer Conversational AI Ordering
Toast Adds Record 9,500 Restaurants While Betting Big on AI
McDonald’s Business Slows Amid Shakeup of Digital Deals
Taco Bell Sales Briefly Move South After Parasite Outbreak
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Healthcare
DOJ Healthcare Fraud Crackdown Raises the Bar for Compliance Analytics
Healthcare Coverage Struggles to Keep Up With Modern Work
FTC Puts Digital Health’s Growth Playbook on Trial
Healthcare Costs Push Consumer Confidence Down 9 Points
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Exclusive Clips
Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
Enova CEO Says Better Data, Not AI Hype, Will Decide Who Gets Credit
Maverick Payments: Better Partner Tech Drives Merchant Growth
The Clearing House CEO Maps Tokenized Deposits’ Path to Scale
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Newswire Announcements
Lithic and Lightspark Partner to Power Global Card Program on Stablecoin Settlement Rails
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Karen Webster
BNPL
Why Buy Now, Pay Later Was Never Just About Credit
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
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Latest Trackers®
Platform Payments
The Performance Gap: Why Every Transaction Is a Growth Opportunity
The Top-of-Wallet Challenge: Why Trust Alone Is Not Enough to Drive Card Usage
The True Business Cost of Slow Disbursements
Who Decides Now: How Developers and Tech Teams Are Reshaping the Future of AP Payments
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Studies
BNPL
New Data: Millennials Lead a More Affluent BNPL Market
Payment Protection - August 2026
Beyond Pay in 4: Many BNPL Buyers Would Pay for More Time
The 50 Million Consumer Migration: The Data Behind Retail’s Shift Toward AI Discovery
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Regulations
Bank Regulation
OCC Makes US Bank Readiness the Price of a FinTech Charter
Oregon Tests Whether No-Interest BNPL Is a Loan
Coalition Opposes AI Sandbox Proposal in CLARITY Act
Crypto Scammers Take Advantage of New EU Regulations
Banks Ask FDIC to Make Issuers Police Stablecoin Wallets
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Connected Economy
Artificial Intelligence
Martha Stewart-Founded Hint Launches AI-Powered Homeownership App
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
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SMB
Banking
Nayax Aims to Transition From Payments Platform to Bank
63% of SMBs Turn to Cards for Payment Protection
The Customer Journey Is Becoming the Small Business Treasure Map
Small Businesses Grow Choosier About Credit
49% of Credit Unions See AI as an Acquisition Tool
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Markets
Earnings
Rakuten Turns Profit as Ecosystem Revenue Hits Record High
CarParts.com and CarGurus Turn Proprietary Data Into Moats
Airbnb Says AI Is Driving Faster Growth, Higher Bookings and Better Margins
Instacart Retailers Cut Fees to Woo Cash-Strapped Shoppers
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Cryptocurrency
Cryptocurrency
Coinbase CEO Brian Armstrong Argues Crypto Has Improved Financial Inclusion
FDIC’s Augustus Approval Opens Wider Door to Digital Asset Banking
Coinsbuy Hack Latest in $972 Million Crypto Theft Spree
Bitcoin ETFs Enjoy Stronger Inflows Following Crypto Hack
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Banking
Bank Regulation
OCC Makes US Bank Readiness the Price of a FinTech Charter
Startup Bank Erebor Eyes Valuation of $8 Billion
Revolut Secures French Banking License to Supercharge European Expansion
OCC Says No to Bunq US Banking License Bid
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Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
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