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PYMNTS.com - Breaking News, Trends and Analysis
Consumer Payments
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
Mobile Payments
A Mobile Wallet Can’t Tell a Privacy Guard From a Fraudster. That’s the Problem.
Business
The Companies Hiding in Plain Sight
Consumer Insights
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
Consumer Insights
53% of Financially Strained Consumers Cut Nonessential Spending
Retail
The Grocery Run No Longer Belongs to One Retailer
Payroll
EarnIn Adds Jobs Platform as Wage Access Draws Scrutiny
News & Trends
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Featured Insights
The Companies Hiding in Plain Sight
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
The Bankers’ Playbook - July 2026
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Price Hikes Trigger Smartphone Sales Slump
State Governments Turn to AI to Do the Grunt Work
Musk and Altman Sling Scam Accusations Following Apple Lawsuit
Meta Shuts Down AI Image Tool Following Backlash
MORE IN ARTIFICIAL INTELLIGENCE
Editor's Picks
Cash Stuffing Brings Grandma’s Budgeting Back for Gen Z
Is Revolving Credit Cooling or Simply Catching Its Breath?
Corporate Cash Is Global in Theory, Trapped in Practice
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Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
MORE IN DATA POINT
B2B PAYMENTS
Global Payments May Feel US CBDC Ban First
Auger Raises $50 Million to Build Autonomous Supply Chain Operating System
Amazon Business Brings AI Spend Visibility Tools to Spanish Procurement Teams
The Stablecoin Speed Pitch Just Met SEPA In Europe
MORE IN B2B PAYMENTS
RETAIL
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
The Grocery Run No Longer Belongs to One Retailer
Price Hikes Trigger Smartphone Sales Slump
Retail’s Best Customer Now Arrives From ChatGPT
MORE IN RETAIL
Grocery
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
AI Carts Know What You Almost Bought
Forage Bets $40 Million That Affordability Is the Next Retail Network
Self-Checkout Rules Could Reshape Store Tech Spending
MORE IN GROCERY
Restaurants
Restaurant Platforms Make Embedded Finance Part of Daily Operations
Starbucks Brews In-House Tools in Shift From Big Tech
MarginEdge Mastercard Card Targets Restaurant Petty Cash
Pizza Needs a Turnaround. America Needs a Slice.
MORE IN RESTAURANTS
Healthcare
States Expand Guardrails on AI Use in Health Insurance Decisions
Real-Time Payments Target Healthcare Benefits Bottlenecks
Walmart Expands In-House Career Pathways to Train Opticians
Medicare Tests AI Prior Authorization in Six States
MORE IN HEALTHCARE
Upcoming events
PYMNTS Intelligence Presents: Trendscapes Unpacked
July 21, 2026
How Stores Became the New Front Door for Everyday Money Movement
July 22, 2026
MORE IN UPCOMING EVENTS
Exclusive Clips
Capital One Urges Leaders to Listen Before They Launch
Forage Bets $40 Million That Affordability Is the Next Retail Network
Bank of America: Cross-Border Payments Must Work Like Local Ones
Forget the Sweater, AI Wants to Pay the Invoice (With a Card)
MORE IN EXCLUSIVE CLIPS
Newswire Announcements
There is a Missing Link Between Identity Verification and Qualified Signature in European Onboarding
MORE IN NEWSWIRE ANNOUNCEMENTS
Karen Webster
Cryptocurrency
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
Why OpenAI, Amazon and Apple Want to Be the Smartphone in Your Pocket
Latest Trackers®
Consumer Payments
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy
The Practical AI Opportunity: Why SMBs Want Guidance Before Automation
The Real-Time Perception Gap: How Experience Is Driving the Next Phase of Instant Payments Adoption
MORE IN LATEST TRACKERS®
Studies
Business
The Companies Hiding in Plain Sight
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
The Bankers’ Playbook - July 2026
BNPL’s Multi-Provider Moment: Why Shoppers No Longer Pick Just One
MORE IN STUDIES
Regulations
Blockchain
Regulators Hear Arguments on Tokenized Stock Ownership
North Carolina Law Officially Makes Prediction Markets Legal in the State
BNPL Set to Come Under Supervision of UK’s FCA
The Stablecoin Speed Pitch Just Met SEPA In Europe
UK Regulators Put Big Cloud Under Bank-Style Oversight
MORE IN REGULATIONS
Connected Economy
Retail
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
Storefront Overhauls Turn Retailers Into Data Hubs
MORE IN CONNECTED ECONOMY
SMB
B2B Payments
White-Glove FinTech Targets Small Business Cash Flow and Back-Office Pain
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
SMBs Swap Pricey SaaS Contracts for AI-Built Apps
U.S. Bank Debuts Tool for Faster Small Business Money Movement
Wix and Elavon Team to Improve Small Business Payments
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Markets
Earnings
Delta AI Assistant Boosts Customer Satisfaction Scores 25 Points During Travel Disruptions
Nike Digital Drops 12% as Brands Rebalance D2C and Wholesale
Nike Says It’s Waiting For $986 Million Tariff Refund
BlackBerry Dials Into Physical AI as Revenues Jump 26%
MORE IN MARKETS
Cryptocurrency
Cryptocurrency
Kraken Debuts Debit Card to Let Customers Pay in Crypto
Gauntlet Raises $125 Million to Power Institutional Crypto Vaults
The Stablecoin Speed Pitch Just Met SEPA In Europe
Stablecoin Market Cap Suffers Biggest Decline in 4 Years
MORE IN CRYPTOCURRENCY
Banking
B2B Payments
White-Glove FinTech Targets Small Business Cash Flow and Back-Office Pain
51% of Banks Piloting AI Agents to Boost Productivity
Smaller Card Issuers Can Out-Compete the Giants, New Study Finds
Housing Bill’s Final Passage Confirms US CBDC Ban
MORE IN BANKING
TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®