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PYMNTS.com - Breaking News, Trends and Analysis
Payments Innovation
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
Artificial Intelligence
Smarter Tokens Could Make AI Purchases Auditable
Loyalty & Rewards
FIS Sees $42 Billion Opportunity in Offers Consumers Never Receive
Consumer Insights
44 Million Subprime Consumers Create a New Market for Payments Providers
Payroll
Earned Wage Access Reaches Workers but Fails to Win Them
Fraud Prevention
78% of CFOs Say Payment Blind Spots Increase Customer Friction
Mobile Payments
A Mobile Wallet Can’t Tell a Privacy Guard From a Fraudster. That’s the Problem.
News & Trends
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Featured Insights
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
The Companies Hiding in Plain Sight
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Fed’s Bowman Says Tailored AI Supervision Drives Financial Inclusion
AI Is Becoming the Hotel Industry’s New Manager
Business Applications Jump 24% as AI Lowers Startup Costs
JPMorgan Wants Employees to Go Easy on AI Usage
MORE IN ARTIFICIAL INTELLIGENCE
Editor's Picks
CPI Cooled but the Consumer Is Still Sweating
Cash Stuffing Brings Grandma’s Budgeting Back for Gen Z
Is Revolving Credit Cooling or Simply Catching Its Breath?
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Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
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B2B PAYMENTS
New QR Standard Unlocks US Instant Payments at Checkout
CSI Acquires Qolo to Boost Commercial Banking Capabilities
Small Business Optimism Rises as Oil Prices Moderate
Global Payments May Feel US CBDC Ban First
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RETAIL
Smarter Tokens Could Make AI Purchases Auditable
FIS Sees $42 Billion Opportunity in Offers Consumers Never Receive
Senate Bill Would Let Consumers Bring Their Own AI Agents to Amazon and Google
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
MORE IN RETAIL
Grocery
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
AI Carts Know What You Almost Bought
Forage Bets $40 Million That Affordability Is the Next Retail Network
Self-Checkout Rules Could Reshape Store Tech Spending
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Restaurants
Restaurant Platforms Make Embedded Finance Part of Daily Operations
Starbucks Brews In-House Tools in Shift From Big Tech
MarginEdge Mastercard Card Targets Restaurant Petty Cash
Pizza Needs a Turnaround. America Needs a Slice.
MORE IN RESTAURANTS
Healthcare
44 Million Subprime Consumers Create a New Market for Payments Providers
First Fully Robotic Pharmacy Fills a Prescription in Under 60 Seconds
States Expand Guardrails on AI Use in Health Insurance Decisions
Real-Time Payments Target Healthcare Benefits Bottlenecks
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PYMNTS Intelligence Presents: Trendscapes Unpacked
July 21, 2026
How Stores Became the New Front Door for Everyday Money Movement
July 22, 2026
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Exclusive Clips
Smarter Tokens Could Make AI Purchases Auditable
FIS Sees $42 Billion Opportunity in Offers Consumers Never Receive
Capital One Urges Leaders to Listen Before They Launch
Forage Bets $40 Million That Affordability Is the Next Retail Network
MORE IN EXCLUSIVE CLIPS
Newswire Announcements
There is a Missing Link Between Identity Verification and Qualified Signature in European Onboarding
MORE IN NEWSWIRE ANNOUNCEMENTS
Karen Webster
Cryptocurrency
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
Why OpenAI, Amazon and Apple Want to Be the Smartphone in Your Pocket
Latest Trackers®
Consumer Payments
The Incremental Imperative: Why Debit Innovation Is the New Standard for Cardholder Loyalty
Invest Now, Win Later: How Buy Now, Pay Later Became a Merchant Growth Strategy
The Practical AI Opportunity: Why SMBs Want Guidance Before Automation
The Real-Time Perception Gap: How Experience Is Driving the Next Phase of Instant Payments Adoption
MORE IN LATEST TRACKERS®
Studies
Payments Innovation
Complete Payment Orchestration Stacks Boost Revenue and Improve Customer Relationships
The Companies Hiding in Plain Sight
The Millennial Shopping Map: How AI, Search and Stores Compete Before Checkout
The Bankers’ Playbook - July 2026
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Regulations
Banking
Delaware Updates Banking Laws for the Digital Finance Era
Google DeepMind Chief Calls for US-Led Body to Test Frontier AI Models
Regulators Hear Arguments on Tokenized Stock Ownership
North Carolina Law Officially Makes Prediction Markets Legal in the State
BNPL Set to Come Under Supervision of UK’s FCA
MORE IN REGULATIONS
Connected Economy
Retail
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
Storefront Overhauls Turn Retailers Into Data Hubs
MORE IN CONNECTED ECONOMY
SMB
Artificial Intelligence
Business Applications Jump 24% as AI Lowers Startup Costs
White-Glove FinTech Targets Small Business Cash Flow and Back-Office Pain
Top of Wallet, Top of Mind: How Credit Unions Grow Deposits Through Conversion
SMBs Swap Pricey SaaS Contracts for AI-Built Apps
U.S. Bank Debuts Tool for Faster Small Business Money Movement
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Markets
Earnings
Citi’s $1 Trillion Treasury Franchise Steals the Quarter
Wells Fargo Wealth Unit Drives Productivity Boom With New AI Suite
Dimon Says AI Will Make Banking Better and Tougher
Digital Banking Becomes Bank of America’s Deposit Engine
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Cryptocurrency
Cryptocurrency
Velocity Raises $38 Million as Stablecoins Reshape Mainstream Business Finance
Perpetuals.com Won’t Acquire Trump-Linked Payments Firm
Kraken Debuts Debit Card to Let Customers Pay in Crypto
Gauntlet Raises $125 Million to Power Institutional Crypto Vaults
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Banking
Credit Unions
Credit Unions Ask Fed to Freeze Debit Interchange Plan Until Courts Rule
CSI Acquires Qolo to Boost Commercial Banking Capabilities
JPMorgan Wants Employees to Go Easy on AI Usage
Wells Fargo Wealth Unit Drives Productivity Boom With New AI Suite
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TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
