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Editors’ Picks
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1.5KEcosystemsAlibaba Presses The Gas Pedal On Connected Car Apps
Even in the glory days of manual transmissions and leaded gasoline, driving was never just about driving, about getting from one point...
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1.8KMobileHow 5G Could Be Rocket Fuel To Retail
The race to 5G retail is on. The new, faster mobile network technology is a big part of the plans for many...
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1.7KEarningsIBM Q1 Shows Systems Drag While Firm Reaches Toward The Cloud (And Blockchain)
Blockchain got a few mentions during IBM’s conference call with analysts after earnings were released Tuesday (April 16) after the markets closed. Artificial...
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1.3KRetailHouzz On Watching Home Improvement’s Real-Time Health
For consumers looking to remodel their homes, remodeling and design platform Houzz provides a treasure trove of information. “We have a very...
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1.7KB2B PaymentsPilot’s Human/Tech Combo Takes On SMB Back-Office Frictions
Multinational conglomerates, mom-and-pops, sole traders — businesses of all sizes across all industries must manage the books. More often than not, accounting...
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1.5KB2B PaymentsSupplier Contracts At The Center Of 7-Eleven Franchisee Dispute
A dispute between 7-Eleven franchise owners and 7-Eleven, Inc. (SEI) is brewing, putting vendor contract negotiations in the spotlight of the franchise...
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1.6KB2B PaymentsFrench Gov’t Sees Blockchain As A ‘Priority’
France joins the roster of governments examining blockchain as a conduit to changing how services and payments are rendered. Elsewhere, blockchain sees increasing...
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2.8KB2B PaymentsBilltrust Collections Solution Aims To Crack Late Payments Problem
Collections will never be the most beloved part of a business’ payment lifecycle – because in an ideal world, they wouldn’t exist,...
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3.1KDigital PaymentsDigital Payments Help Rebuild Notre Dame Cathedral
After much of Chicago burned to the ground in 1871, rebuilding the city involved various fundraising and restorative strategies. One famous effort...
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2.3KDigital BankingGoldman’s Digital Roadmap, As Marcus Lands $46B In Deposits
Trading slump, yes. Goldman Sachs is still, of course, tied to the vagaries of investors’ back-and-forth on Wall Street, as evidenced by its...
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2.7KRetailIs This The End Times For Brick-And-Mortar Retail?
Retail apocalypse? Mere culling of the herd? Whatever you want to call the decline of brick-and-mortar retail – and it’s getting worse,...
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3.3KB2B PaymentsCambodia, Singapore In X-Border FinTech Pact
The central banks of Singapore and Cambodia have struck a pact to work together on FinTech development. Elsewhere, the Federal Reserve may...
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2.2KB2B PaymentsWhat Anonymous B2B Trade Means For The Buyer-Supplier Relationship
The buyer-supplier relationship is viewed as a strategic component of commerce, procurement, supply chain management and the overall success of a business....
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1.6KB2B PaymentsSupply Chain Strategies Forge Closer Ties With Shareholder Value
It’s earnings season once again, with executives and shareholders hanging on the numbers of revenues, profits and market growth. Yet, there’s another...
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5.8KMastercardMastercard: Building The ‘What’ Of Credit Card Rewards Around The ‘How’ Of Delivery
It used to be all about the “what.” Issuers designing credit card rewards programs focused on the features that would move that...
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5.3KSecurity & FraudWhy ‘Always Be Onboarding’ Should Be The New Mantra For FIs
Just two generations ago, banks generally did business with people known by the financial institution’s employees and officers, lending to “people in...
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5.2KAPIIn B2B, P2P, Banking And Beyond: APIs Are Coming
Being open about Open Banking means adopting technological change, even though there’s no requirement to do so. As Red Hat’s Justin Goldsmith,...
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2.7KIPOLyft’s Rough Ride On The Stock Market Continues
It’s been a rough ride for Lyft with the approach of Uber’s initial public offering (IPO), and that dim trend continued on...
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3.0KData DiveData Dive, Criminality Edition: Fingerprints And Wire Fraud And Money Laundering (Oh My!)
Not every innovation is a good innovation. Some, like the pet rock, are merely fads. Others, like the iPhone, are change-the-world impactful....
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3.2KB2B PaymentsIn B2B eCommerce, Lowest Price Isn’t Always The Right Price
Amazon has found a gold mine with its third party sales service. Because the company takes a percentage of each sale from...
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5.3KB2B PaymentsCoverWallet CEO: Giving Independent Agents — And SMBs — A Digital Insurance On-Ramp
Insurance, especially for small businesses, is a very paper-intensive and friction-filled process. For the average small to medium-sized business (SMB), the process starts...
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4.0KInnovationCan A Digital Platform Make The Grade With Teachers Trying To Buy Homes?
Talk with old-timers from the Bay Area – or people approaching old-timey status – and there’s a good chance you’ll hear stories,...
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4.1KBankingFI’s $52 Trillion Threat
Shadow banking now has $52 trillion in assets under its belt. FinTech firms are crowding financial services’ flanks, looking for customers who...
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4.7KPayments InnovationIs Uber Next Decade’s Trillion-Dollar Platform?
Uber filed its S-1 last Thursday (April 11), two weeks after Lyft went public. By close of business on Friday, Lyft’s stock...
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3.4KRetailWhat’s Your Commerce Horoscope?
There are many mechanisms in the market designed to help match consumers to offerings that are suited to them. Better algorithms, visual...
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2.6KIPOLyft Takes A Fall As Uber Hogs The IPO Spotlight
The problems started earlier in the week for Lyft, as investors anticipated the release of Uber’s prospectus for its initial public offering,...
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2.0KSizzle/FizzleBrexit’s Fizzle Of A Timeline
In Samuel Beckett’s “Waiting for Godot,” there’s a line that rings a bit true of Brexit: “Nothing happens. Nobody comes, nobody goes....
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3.0KEarningsJPMorgan’s Mobile User Base Grows 11 Pct.
Fresh off headlines tied to JPMorgan CEO Jamie Dimon’s appearance on Capitol Hill and a shareholder letter that pointed toward resilient economic...
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2.4KWalmart Amazon whole paycheckWhole Paycheck Tracker: Accelerating Automation To Capture Consumer Spend
The race for the consumer’s whole paycheck sped up this week, and Amazon and Walmart were eagerly rolling out acquisitions, upgrades and the odd bits...
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2.4KEarningsCredit Cards, Auto Loans Drive Better Than Expected Earnings For Wells
Wells Fargo came through with a better than expected earnings report on Friday morning (April 12) before the market opened. Revenue came...
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2.7KRetailWill Medical Services Be Pharmacies’ Secret Weapon?
The U.S. faces a physical shortage today that some are predicting will turn into a crisis over the course of the next...
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2.5KB2B PaymentsBEC Fraudsters Eye HR Departments As Prey
Fraudsters are always evolving and now are training BEC scams to focus on HR and finance departments. Separately ACH debit and ACH...
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7.3KB2B PaymentsThe Cybersecurity Threat Of GDPR
The General Data Protection Regulation (GDPR) represented a new phase in data security and EU regulators’ approach to it. Designed to safeguard...
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7.2KInnovationPayments Execs On 2019’s Payments Innovation Watershed
One decade draws to a close, the next one looms. Only a few months into 2019, the year is already shaping up...
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4.2KConsumer FinanceHelping Millennials Live Financially Ever After
When Honeyfi got off the ground in 2017, it had a pretty simple idea. Couples could better manage their financial lives if...
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5.9KInnovationForging FinTech-FI Partnerships With mPOS?
It’s not exactly Bogie and Bacall, or Kim and Kanye — at least not yet. But FinTechs and financial institutions are increasingly crafting...
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2.7KBankingIMF Head Sees Cryptos ‘Shaking’ The System — But Will Banking Stay Shook?
To quote a rock ‘n’ roll poet (Jerry Lee Lewis): Whole lotta shakin’ going on. Depending on how you look at it,...
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3.7KFraud AttackOnline Porn Pays Off For Fraudsters
Like it or not, pornography — among the most ancient human creative endeavors — is a central player in the digital world...
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2.7KAmazonBezos Shareholders’ Letter Bites Back On Amazon Marketplace
The Amazon marketplace stands as one of the most successful efforts of the eCommerce operator, and that fact was underscored on Thursday (April 11)...
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2.3KRetailHigh-End Wedding Retail Takes A Dive — But Rebirth Is Possible
Stroll along certain streets in New Orleans (site of the PYMNTS bureau of slow and lost time), and you’ll come across one:...
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2.3KRetailHow To Power Plant-Based Baby Food Delivery, While Keeping It Real
Using the subscription business model, eCommerce innovators are connecting parents with plant-based meals through delivery services. Raised Real, for instance, provides food...
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4.1KB2B PaymentsHow APIs Help Banks Step Back From Siloed Business Banking
The U.K.’s Open Banking market initiative is seeping into the U.S., and into the business banking segment, as financial institutions (FIs) explore...
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2.5KB2B PaymentsThe Risks Of A Buyer-Supplier Power Struggle
Recent news from Walmart in Mexico put the spotlight on the retail giant’s rivalry with Amazon earlier this month, when Reuters reported...
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2.9KAuthenticationCan Digital ID Keep Up With Online Liquor’s Sales Boom?
Securing alcohol is one of the grand adventures of life, especially if a person is younger than the legal age to buy....
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3.7KBank RegulationOn The Hill, Banking’s Biggest Get Grilled
The biggest names in banking came to the Hill, repping seven of the largest financial firms in the United States. Ten years after...
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4.1KSecurity & FraudSWIFT On Cybercrime’s Evolution Post-Bangladesh Bank Heist
Three years after fraudsters made off with $101 million from a Bangladesh bank, cyber threats have evolved, according to a new report...
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9.0KRegulationBitcoin Price Seems Mute To China’s Mining Crackdown
Bitcoin is up as much as 25 percent since the news came during the past week that China might look to ban...
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2.5KInternationalChina’s Sharing Economy Grows — But Consumers Still Have Worries
When it comes to digital payments and commerce, it’s hard to argue with China’s leading and influential position, especially in terms of...
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4.0KRetailZapt And On-Demand Platforms Powering Move Now-Pay Later
Some entrepreneurs have no intention of starting a company but find inspiration to take on a new venture when a challenge arises...
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3.5KDisbursementsWhy On-Demand Wages Could Kill Payday
For the two-thirds of the U.S. population living paycheck to paycheck, the two-week wait can feel like an eternity. Yet, according to...
