Sections
Editors’ Picks
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434Data DiveData Dive, Early Fireworks Edition: Alphabet, Postmates, Costco And H&M
The year 2019 is winding down and with it the entire second decade of the 21st century. And while there are still...
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703RetailHow Furniture Fuels AR And Other Retail Innovations
Everyone needs furniture and home furnishings, and that need is helping to drive innovation in that sector of the retail economy. Among...
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586RetailCreating Rent The Runway For Jewelry Lovers
’Tis the season for holiday gatherings, eating out and New Year’s Eve celebrations — occasions that often entail looking sharp, or at...
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485Payment MethodsFed Study: Electronic Devices Used In 24 Pct. Of Consumer Payments
Cards over cash – specifically, debit cards over cash. Among the findings of the recent 2018 Diary of Consumer Payment Choice, produced...
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748B2B PaymentsSMBs’ Late Payments Pain Spreads Across Borders
In the fight against late B2B payments, the U.K. is perhaps the most vocal – both about its progress and its struggles....
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804B2B PaymentsCredit Unions Find Opportunity In Payments Disruption
Credit unions are underdogs in a financial services space still dominated by major traditional banks, particularly when it comes to small business...
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2.4KRetailCan The Santa Experience Save Brick-And-Mortar Retail This Holiday Season?
Some holiday traditions are easy to explain — things like wrapping presents, drinking hot chocolate and baking cookies are all neatly summed up...
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1.9KThe WeekenderAlphabet’s New CEO, Millennial Black Friday Spending And Digital Drivers’ Licenses Top This Week’s News
It’s the end of the workweek, and the PYMNTS Weekender is here to make sure you didn’t miss anything with the latest...
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1.4KGoogleNew Alphabet Boss To Scrutinize High-Tech Ventures?
It’s not uncommon for new management at a company, upon taking the corner office, to take a look at what he or...
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1.5KRetailGiving The Gift Of A Good Read – On Subscription
Avid social media users know that soon, the annual wave of posts about Jólabókaflóð will start appearing on Facebook timelines, Instagram stories...
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1.3KRestaurant innovationUnwrapping Chipotle’s Evolving Digital Ordering Strategy
Fast-casual chain Chipotle Mexican Grill became one of the first major restaurant brands to pioneer the mobile ordering experience in 2008. Since...
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2.1KB2B PaymentsOn-Demand Payroll Leads B2B FinTech Funding
This week saw B2B FinTechs targeting a range of pain points for business customers around the world, as investors put nearly $462...
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2.3KB2B PaymentsTrade Credit: When ‘Status Quo’ Means It’s Time For A Change
For Eyal Shinar, CEO of Fundbox, understanding the burden that cash-flow bottlenecks and delayed invoice payments have on B2B companies came through...
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2.5KDataEnvestnet | Yodlee CEO: Helping FIs Prep For ‘Next-Gen’ Data Aggregation
The past few years have seen contentious relationships between financial institutions (FIs) — particularly larger ones — and data aggregators. At a...
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2.7KSecurity & FraudFrom Russia, with Malware: US Charges Hacking Group Evil Corp. In $100M Bank Fraud
Call it Russian interference of a different sort that netted $100 million from banks and financial institutions (FIs) in more than 40...
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1.8KAlternative FinancesIndia’s Rapid But Rocky Transition Into Digital Financial Services
While much of the world is profoundly different at the end of this decade than at the beginning, there are few places...
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2.4KRetailHow TikTok ‘eGirls’ Helped Create A Multi-Million-Dollar Fashion Brand
If one were to make a list of products for a cutting-edge fashion brand aimed at capturing the emerging Generation Z market,...
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1.2KRetailFueling Consumers With Protein, Prebiotics And eCommerce
Before Kellie Lee created prebiotic energy snacks packed with protein called Rowdy Bars, she was experimenting in her kitchen. Lee and her husband...
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1.1KReal EstateThe Millennial Real Estate Boom Beckons?
The saying goes that the future belongs to the young. So, too, apparently, does real estate. In the 2020 National Housing Forecast...
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1.9KB2B PaymentsAccounts Payable’s Opportunity To Become A Profit Center
There’s much discussion about the friction associated with traditional, manual, paper-based accounts payable (AP) processes, as well as about technology’s opportunity to...
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1.6KB2B PaymentsFinding Salve For Business Payments Pain — From Expense To AP
Understanding businesses’ biggest payment pain points requires a wide line of sight. After all, money exits a company through more than one...
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3.7KAuthenticationDeepfakes’ Next Stop: Banking
From Arnold Schwarzenegger, to Kim Kardashian, to maybe, just maybe: You. The rise of deepfakes — the eerily lifelike impersonations that superimpose...
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3.2KB2B PaymentsHow Commercial Cards Can Deliver On The Promise Of Faster Supplier Payments
The creation of the credit card infrastructure 60+ years ago initially had only the consumer in mind, but recent history has shown that investments...
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2.5KInnovationExpedia Leadership Shakeup Shows Power Of Travel Industry Disruption
Excuse the cliché to come, but whether travel is about the journey or the destination, it does pay to at least have...
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4.5KCryptocurrencyDo Tencent, Alipay Have A Place In China’s Digital Currency Ecosystem?
For China: Digital currency, yes. But not bitcoin. Blockchain? Yes. But not bitcoin. The price of bitcoin, that marquee name in cryptocurrencies, has plummeted...
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3.4KArtificial IntelligenceHow AI And Robots Can Reduce Ecosystem Friction
Friction is everywhere – even the not-quite-vacuum of outer space has it. Closer to earth, friction can make a mess of commerce...
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1.7KRetail4,000 Years In, Bringing Innovation To Mead (Yes, Mead)
It is hard to call mead a trendy beverage — since it’s been around for at least 4,000 years, first showing up...
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1.6KRetailHow (And Why) Major Retailers Are Embracing Print Catalogs Again
The holiday season is the time for nostalgia and tradition, and that is the case here at PYMNTS, where even amid our...
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1.5KRetailMaking The Coffee Run A Mobile Order-Ahead-Only Experience
To help customers enjoy a cup of joe or a morning croissant, digital innovators are opening coffee shops with faster and easier...
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2.1KAuthenticationInside Colorado’s New State-Run Digital Driver’s License App
Digital driver’s licenses are currently being developed or implemented in several states, with Colorado the latest to jump on board in October....
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2.1KB2B PaymentsFinserv Providers Embrace New Rails For Faster B2B Payments
Recent analysis from Juniper Research found that blockchain-powered cross-border B2B payments are expected to reach a $4.4 trillion valuation by the end...
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1.9KB2B PaymentsWhy SMBs Should Look Beyond High Street For FX Needs
The rise in alternative small business lending players was first viewed as a competitive force against traditional financial institutions (FIs), although some...
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3.9KFaster PaymentsMastercard: Instant Deposits Close SMB Cash Flow Gap
Small business is the lifeblood of the U.S. economy, and cash flow is the lifeblood of small businesses. Firms struggle when funds...
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3.2KConsumer PaymentsWhat It Takes To ‘Own’ The Customer eCommerce Experience
Not all that long ago, eCommerce was more notion than reality. Buying something online still required interaction with the brick-and-mortar world, with...
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2.7KAuthenticationKeeping Friction-Free From Being A Fraudster’s Best Friend
For the better part of the last decade, “frictionless” has been the gold standard when it comes to consumers’ interactions with merchants...
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3.2KInnovationHow 5G Will Power The Industrial Commerce Revolution
Robots and artificial intelligence haven’t taken over — yet. But machines still have human-like needs, needs that, when fulfilled, can improve payments and...
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2.5KCFPBCFPB Proposal On Remittances Offers Exemptions For Banks, CUs
In the years ahead, might there be a greater number of smaller financial institutions (FIs) offering remittance services? As Bloomberg Law reported...
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1.1KEconomyQ4 Economic Readings May Show Growth, After All
From no growth to, well, growth. From economic doldrums to a healthy, if not robust, picture. On the heels of Black Friday...
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1.3KSubscriptionsHow Online Marketplaces Are Driving Auto Subscription Growth
As digital and mobile technology changes the automotive market, vehicle subscription and online marketplace businesses are also growing, and undergoing changes. News...
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1.3KRetailTurning The Workplace Into Shopping Space With Fashion On Demand
In some ways the digital era has done a very efficient job of disrupting traditional apparel shopping patterns by making it much...
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1.5KResTechHow ResTech Pioneers Drive Dine-In, Pick Up And Order-Ahead Innovation
As mobile apps take hold in the quick-service restaurant (QSR) landscape, consumers are ordering their favorite foods for delivery. They are trading...
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1.8KRetailPayPal’s Honey Deal Shows Appeal Of Price-Tracking Apps
In retail these days, it’s all about the ecosystem, and it’s also sometimes about rewards and discounts. The latest sign of that...
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2.5KB2B PaymentsFinding The Right Fit For Cross-Border B2B Payments
The expansion of traditionally consumer-focused FinTechs widening their solution scope to include B2B payments tools exemplifies just how massive the opportunity is...
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2.2KB2B PaymentsCorporate Cards’ Collaborative Approach To SMB Adoption
Though commercial card innovation has recently hit an acceleration point, there is still plenty of room for progress. A recent report from...
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4.0KFaster PaymentsHow Instant Payments Ignited In Just Three Short Years
Real “hockey-sticking” ignition is a fairly rare phenomenon. Lots of innovators come to market claiming they’re ready to explosively disrupt the status...
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3.2KMobile ApplicationsConsumers Want More Banking App Control — Will FIs Step Up?
Control is one of the hottest topics in the world of payments and financial services — and it seems poised to have...
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3.1KPartnerships / AcquisitionsWhat’s Next For Payments And Merchant Services Megamergers?
It’s been a wild ride for payment and merchant services in 2019. Big mergers have changed the landscape, instant and same-day payments...
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2.5KRetailCan Six Days Make (Or Break) The Holiday 2019 Shopping Season?
That Thanksgiving is shopping holiday, or at least a reasonable opening act for the four-day festival of commerce that commences on Black...
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2.5KCryptocurrencyReport: Crypto Fraud Losses Reach $4.4B In Q3 2019
Looking back at 2019, and at cryptocurrencies, we may well make the declaration that fraudsters got a lot more brazen … which...
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1.6KRetailHow An Omnichannel Service Aims To Fix The Bridesmaid Experience
The bad bridesmaid experience is a tale so common it borders on being a tradition at American weddings. And though it is...
