Today on PYMNTS
Your AI Notetaker Would Like a Word
The modern meeting has acquired a new participant. It doesn’t contribute, laugh at jokes…
Fifth Third Backs Payload’s Embedded Payments Expansion
Payload has secured a strategic investment led by Fifth Third to expand its embedded payments platform, Payload…
Nscale Targets $3 Billion IPO as AI Data Center Demand…
Nscale, a developer of artificial intelligence (AI) data centers, aims to raise as much…
One AI Agent, 2,395 Payments. Still No Final Say
Preparing a batch of payments used to mean a person checking each invoice, confirming…
Card Processors Add New Rails as Customers Go Global
The card-issuing platforms that grew up alongside, and serving, FinTechs are following their customers…
AI Is Opening New Revenue Streams for Automakers
Artificial intelligence (AI) could give automakers something they have spent years trying to build:…
Former JPMorgan COO Matt Zames to Advise Social Security Administration…
Former JPMorgan Chase Chief Operating Officer Matt Zames will become an advisor to the…
Nvidia Pays $6 Billion to License Poolside AI Model-Development Software
Nvidia will pay $6 billion to license Poolside’s artificial intelligence model-development software, Model Factory,…
This Week in Stablecoins: Crypto That Never Touches the Customer
Stablecoins five years ago represented a new form of money looking for a reason…
AI Jobs Are Booming for Gen Z, Not Everyone
Artificial intelligence has not been around long enough to reward seniority the way most…
Grassroots Backlash Forces Big Tech to Rewrite Data Center Playbook
Grassroots resistance to artificial intelligence (AI) data centers is accomplishing what policymakers have largely…
Walmart Tap to Pay Rollout Begins Monday
Walmart will soon begin rolling out tap to pay as a payment option at…
European Consumers’ Inflation Expectations Ease Despite Middle East War Uncertainty
European consumers’ inflation expectations inched down in July, the European Central Bank said in a Friday (Aug. 21) press…
Retailers Find Bigger Growth Selling Ads Around the Shopping Cart
Retail media is giving Walmart, Target and Amazon a faster-growing source of revenue than…
CFTC Roundtable Exposes Regulatory Rift Over Prediction-Market Risks
Prediction-market executives clashed Thursday (Aug. 20) over how regulators should police manipulation and insider…
Instant Payments Unlock Working Capital by Allowing Treasury to Pay…
The unexpected advantage of instant transactions for B2B firms is not faster payment but…
Robotics AI Firm Dexmal Seeks $3 Billion Valuation in New…
Dexmal, a Chinese firm developing embodied artificial intelligence to control robots, is seeking a…
Banks Prepare Payments for AI Commerce
Watch more: Need to Know With Thales’ Caio Reis Get the Full Story Complete…
The Data Behind the Smart Checkout Opportunity
Merchants are ready to bring promotions directly into the payment moment. They’re already treating…
Credit Union Chatbot Adoption Jumps From 3% to 46%
Artificial intelligence (AI) may be climbing the strategic agenda at credit unions, but the…
Household Finances Flash a Warning Behind Stable Consumer Confidence
The July 2026 edition of the PYMNTS Consumer Expectations Index (PCEI) asked the question:…
Anthropic Aims for Largest-Ever IPO
Anthropic expects its initial public offering to reach a record high, equaling or surpassing…
Google Launches Preferred Source Button for Publisher Websites
Google has released a new interactive button that publishers can embed on their pages to…
Banks Add Branches as Physical Networks Lift Digital Sales
For the first time in years, the U.S. bank branch count is moving up…
Stripe and Ramp Are Betting on AI Traffic Controllers
Stripe is known for processing payments. Ramp is known for managing corporate expenses. But…
AT&T Slashes AI Costs by Adopting Model Routers and Open…
AT&T cut the costs of coding and some other advanced artificial intelligence tasks by…
Airbnb Tests AI Search After Automating 45% of Support
Airbnb is building artificial intelligence into nearly every step of a trip, not just…
Working Capital Is Becoming a Priced Portfolio for CFOs
The next frontier in working capital management isn’t squeezing another day out of receivables…
Business Email Compromise Attack Hijacks Session Token to Steal Vendor…
Cybersecurity firm TrendAI uncovered a business email compromise (BEC) scheme in which an attacker…
Grayscale Sees SEC Proposal Unleashing New Wave of US Token…
The Securities and Exchange Commission’s (SEC) proposed Regulation Crypto Assets, which the regulator announced…
Anthropic Plans to Tweak Data Retention Rules After Enterprise Concerns
Anthropic plans to modify the data retention policy it announced in June, Bloomberg reported…
AIibaba Focuses on Agentic Commerce as AI Spending Balloons
Alibaba is focusing on agentic commerce innovations as it spends heavily on artificial intelligence….
7 Winning Indicators Lift Economic Outlook Out of 4-Year Slump
The Conference Board said Thursday (Aug. 20) that the Leading Economic Index’s (LEI) six-month…
Walmart and Amazon Rewrite the Price War
Years of inflation, promotions, personalized discounts and constantly shifting online prices have made shoppers…
Google Intros AI Tools to Help Businesses Scale Search Campaigns
Google is unveiling artificial intelligence (AI) tools to help businesses scale search campaigns. Get the…
Trucking Sector Faces Safety Reckoning After Supreme Court Ruling
A recent Supreme Court ruling is reportedly shaking up one corner of the trucking…
Retailers Report AI-Driven Sales and Bigger Baskets in Q2 Earnings
It’s early for artificial intelligence shopping tools, but the results are already showing up…
AWS Launches $500 Million Effort for Student Cloud Builders
Amazon has launched an education program for college students centered around its cloud computing business….
Kroger Expands Fold Bitcoin Gift Card Offering After Successful Pilot
Retail and supermarket chain Kroger expanded its Fold Bitcoin Gift Card offering after completing…
OCC Races the Clock to Finish GENIUS Act Stablecoin Rules
U.S. banking regulators are racing the clock to complete a new federal rulebook for…
New York Moves Sweeping BNPL Regulation Closer to Implementation
New York regulators moved the state’s sweeping buy now, pay later (BNPL) law closer…
Walmart Sees Mid-Single-Digit Grocery Growth as Shoppers Prioritize Affordability
Walmart’s affordability push is showing up in what shoppers are buying, with transactions and…
Ant International Recruits Banking Giants for Updated AI Model
Ant International says several of the world’s biggest banks are using its new AI model….
Anthropic and OpenAI Split as Massachusetts Pushes Nation’s Toughest AI…
Anthropic and OpenAI are divided on their views of a Massachusetts proposal that would…
Velera Arms Credit Unions Against Consumer-Engaged Fraud
Credit union service organization (CUSO) Velera has released a new resource designed to help…
Binance Debuts Agent OS to Link AI Apps and Finance…
Binance introduced a way to connect artificial intelligence applications to its digital asset capabilities….
X Weighs Paying Influencers and Creators in Stablecoins
Social media platform X is reportedly exploring the use of stablecoins to pay influencers. Get the…
Experian Lets UK Consumers Check Credit Through ChatGPT
Experian says its U.K. customers can now access their credit scores within OpenAI’s ChatGPT….
How Treasury Teams Are Turning ERP Investments Into Better Cash…
Watch more: The Digital Shift With Bank of America’s Matthew Miller Get the Full…
Big Tech’s AI Gatekeepers Could Draw Regulatory Scrutiny
Watch more: TechREG Talks With Anant Raut Get the Full Story Complete the form…
Enterprise AI Finds Its Firmest Footing in Security and Treasury
For all the attention paid to enterprise artificial intelligence strategy, adoption is not spreading…
45% Rise in Mobile Price Checks Shows Changes in Store…
America’s phone-carrying shopper is becoming less of a bargain hunter and more of an…
BNPL Finds an Audience Among Super-Prime Shoppers
Consumers who spread their purchases across several buy now, pay later (BNPL) providers are…
Autonomy’s New CEO Is Going After the Drivers Leases Don’t…
Watch more: Need to Know With Autonomy’s Fred Weick Get the Full Story Complete…
Real-Time Payments Give Banks a Commercial Account Retention Tool
Business-account retention has traditionally depended on a web of services that become embedded in…
OCC Promises Final Rule for GENIUS Act by November
The Office of the Comptroller of the Currency (OCC) will have a final rule implementing…
Hyundai Cuts Crash Test Review Time by 90% With AI
Hyundai Motor Group said in an Aug. 12 press release that artificial intelligence (AI)…
Carvana Shares Rebound as Mark Walter Selloff Fears Ease
Carvana shares climbed as much as 9.3% Wednesday (Aug. 19), after dropping 14% over…
Home Depot and Lowe’s Battle Over the Housing Market’s Maintenance…
Second quarter results from Home Depot and Lowe’s offer perhaps the clearest evidence yet…
CFTC Prepares to Draft Rules for Trading Compute Derivatives Contracts
The Commodity Futures Trading Commission (CFTC) is seeking comment on the listing of compute…
OpenAI Halts Frontier AI Training After Cybersecurity Alarm
OpenAI told the public on Tuesday that it is deliberately slowing down. “As models…
Rain CEO Says Merchants Receive Stablecoin Payments Without Knowing It
With stablecoins increasingly moving through existing payment networks, many merchants don’t know they are receiving stablecoin…
Boston Fed Economists Say Tariffs Not Main Cause of 2025…
Tariffs alone cannot explain the persistence of 3% inflation in 2025, three Federal Reserve…
FTC Warns Businesses Against Using Personalized Pricing
Federal regulators are warning that companies using consumers’ personal data to set prices could…
Cantor Fitzgerald Enters Prediction Markets Space With Kalshi
Investment bank Cantor Fitzgerald is moving into the prediction markets space, according to a…
White House AI Testing Plans Remain Murky
Earlier this month, the White House hosted artificial intelligence companies to discuss a new…
The Finance Stack’s Great Unbundling Has CFOs Asking What They…
The bigger the company, the more sprawling its back office tends to be. Get…
Robinhood CEO Calls on US Policymakers to Expand Tokenized Stock…
Robinhood CEO and Co-Founder Vlad Tenev posted an article on X Tuesday (Aug. 18) calling on U.S. policymakers…
World Labs CEO Says US Must Set Good Example on…
Artificial intelligence (AI) pioneer Fei-Fei Li is reportedly warning that backlash to the tech…
The Real Question Isn’t Whether AI Wrote It
For six hours in late July, Jerry Falade had one of the biggest debut…
Target Touts Jump in Traffic From AI Platforms as Sales…
Target is seeing sales tick up amid a growth in digital traffic from artificial…
Datavault Pushes Into Banking Realm With BankWyse Acquisition
Data monetization and real-world asset tokenization company Datavault AI is set to acquire Wyoming financial…
Abnormal AI Expands OpenAI Partnership to Boost Cybersecurity
Abnormal AI will expand its use of OpenAI to support its Behavioral AI products that stop cybersecurity…
Banks Target Repeat Checks That Drive Customers Away
A Financial Crimes Enforcement Network (FinCEN)-observed pilot is testing whether completed customer verification work…
Monzo Steers Customers to Backup Bank Amid Technical Outage
British neobank Monzo was sending customers to its backup bank Wednesday (Aug. 19) morning…
Interactive Brokers Taps Paysafe’s SafetyPay for LatAm Account Funding
Automated global broker Interactive Brokers (IBKR) has integrated Paysafe’s SafetyPay to enable eligible IBKR…
FDA Weighs Clinician-Style Tests for Generative AI Medical Devices
The Food and Drug Administration is considering whether some generative artificial intelligence medical devices…
Mexico Looks to Revive Pix-Like Instant Payments System Codi
Mexico is launching a campaign to steer citizens from cash to digital payments, the…
Amazon Eyes Sixfold Expansion of Drone Delivery Service
Amazon hopes to offer drone deliveries in nearly 500 U.S. communities by year-end. Get the…
PayPal Opens Its Platforms to Tuition Payments
PayPal is introducing new ways for students to make tuition payments through its platforms,…
WEX Says Embedded Payments Are Easier to Launch Than to…
Watch more: Need to Know With WEX’s Eric Frankovic Get the Full Story Complete…
Emerging Middle Market Growth Needs Credit That Moves With Inventory
A distributor can know what inventory it needs to order next week before its…
Better AI Prompts Turn Consumer Experiments Into Habits
Generative artificial intelligence is becoming a more useful tool for consumers not just because…
What Makes a New Card Win the Wallet?
A card can earn top billing in a customer’s wallet or disappear behind an…
Plaid Study Links Account Checks to Faster Fraud Detection
Payments have spent years getting faster. Fraud detection has not always kept pace. Get…
Walmart’s Grocery Lead Faces a Higher-Margin Test
Walmart reports earnings Thursday (Aug. 20), and it enters with a valuable retail advantage that…
Credit Card Delinquencies Edge Up to 2.5% Across Top Banks
The average credit card delinquency rate ticked up from 2.48% in June to 2.50%…
SEC Proposes Rules to Streamline Capital Formation for Digital Asset…
The Securities and Exchange Commission (SEC) proposed new rules that it said in a…
Anthropic Beats OpenAI in Revenue for First Time
Anthropic’s sales topped those of OpenAI for the first time in the second quarter,…
PointsKash Secures Capital Commitment After Beginning Rollout of Crypto ATMs
FinTech PointsKash has secured a strategic capital commitment of up to $100 million from Hawk…