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122% surge in demand for AI chat support among departing credit union members New study — Captive at Work, Adopted at Home: the hidden force driving consumer AI choice 20+ industry trackers updated on a continuous cadence New report — How Acquirers Prepare for Agentic Commerce, with Visa Acceptance Solutions 122% surge in demand for AI chat support among departing credit union members New study — Captive at Work, Adopted at Home: the hidden force driving consumer AI choice 20+ industry trackers updated on a continuous cadence New report — How Acquirers Prepare for Agentic Commerce, with Visa Acceptance Solutions

PYMNTS Intelligence.
Built for Decision-Makers.

Proprietary research, benchmarks, trackers and custom intelligence that help executives understand what happens next — and what to do about it.

30Industry reports
BillionsProprietary data points
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Proprietary Data122%

surge in demand for AI chat support among departing credit union members

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Whatever the topic, the research arrives in one of three formats. Each exists for a different moment in a decision.

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Trendscapes Reports

Proprietary survey research and recurring tracker series on the questions executives are actually facing — consumer AI choice, credit union retention, agentic commerce readiness and the markets you watch month over month.

Use it when: you need defensible, original evidence — once, or on a recurring cadence.

Browse Trendscapes Reports
AI Readiness Benchmark● Live
Payments82
Banking64
Retail57
Insurance44
Composite score · Millions of proprietary data points
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Data Dashboards

Benchmarks, scores and living datasets built from continuous consumer and executive surveying — measure your position against the market, not against anecdotes.

Use it when: you need to download data dashboards, tables, and charts to ground your strategy in consulting-grade research.

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Custom Research

Commissioned studies designed around your question, fielded with our panels and methodology, and delivered under your brand alongside ours — the model behind our work with Visa, Velera and Thredd.

Use it when: the question is yours alone and no published research answers it.

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Trendscapes are the topics shaping the future.
Conversations for brands to claim.

01

The Prompt Economy

Consumer AI AdoptionEnterprise AI Transformation
02

Agentic Commerce

Agentic PaymentsMerchant AIAgentic Consumer Credit
03

The American Paycheck

Paycheck-to-PaycheckConsumer ConfidenceTransactional Payroll
04

Fraud Economy

Fraud & IdentityAccount TakeoverAuthenticationDisputes
05

Banking 3.0

Embedded Finance — ConsumerEmbedded Finance — SMBBank Innovation Readiness
06

B2B Payments

Emerging Middle MarketWorking Capital EfficiencyThe Certainty Index
07

How the World Shops

Shop & PayBig RetailConsumer CreditDigital Wallet Adoption
08

Main Street Economy

SMB Growth MonitorMain Street Health Index
09

Digital Assets & New Rails

Digital Assets IndexStablecoin Adoption
10

How Money Moves

Instant PaymentsReal-Time Payment IndexCross-Border Payments
The Engagement

How organizations work with us.

When a published report is not enough, a custom engagement follows a simple path.

01

Co-create

Tell us the decision you are trying to make. A 30-minute conversation scopes the question, the audience and the evidence required.

02

Study

We design and field the research — proprietary surveys, benchmarks and analysis built around your question, on our panels and methodology.

03

Launch

You get the findings, the data and the story — ready to brief a board, shape a roadmap or take to market.

Methodology

Our research manifesto.

Original, quantitative analysis of payments, commerce and consumer behavior — designed to identify structural trends before the market does.

Research integrity is what marks consulting-grade research — the source of truth for the conversation that everyone turns to and references long after publication.Yvonni Markaki · SVP, Head of PYMNTS Intelligence

What PYMNTS Intelligence is

PYMNTS Intelligence is an independent research arm of PYMNTS, conducting original, quantitative analysis of artificial intelligence, commerce, payments, financial services and consumer behavior. Our work is designed to identify structural trends, behavioral shifts and economic realities shaping how people and businesses transact.

PYMNTS Intelligence produces primary research — data collected, analyzed and interpreted by our own data analytics and research teams, rather than repackaged from third-party sources or vendor-provided materials.

What PYMNTS Intelligence is not

PYMNTS Intelligence does not produce promotional content, advertorial research or vendor-directed analysis. Although it is supported through external funding, it is not commissioned to promote specific products, companies or commercial outcomes.

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Live · Updated April 2026
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