The most credible source for payments, AI, commerce and the trends shaping the connected economy, published monthly by PYMNTS Intelligence.
Tracks the impact of shifting trade policies on middle market firms with $100M to $1B in revenue. Published monthly, the series surveys CFOs, Heads of Payments and Heads of Product to measure how tariffs shape pricing, sourcing and operations.
In November 2025, 23.3% of middle markets expect the impacts of tariffs to be generally negative on the finances of their business
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In November 2025, 82.4% of middle markets in retail and goods expect shortages or delays in getting certain products
Continue ReadingTracks consumer perceptions of how shifting trade policies affect prices and the broader economy. Published monthly, the series surveys a representative sample of U.S. consumers to measure how tariffs influence their priorities and the strategies they use to navigate a changing economic landscape.
In November 2025, 40.7% of consumers are very or extremely familiar with tariffs imposed by the government
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In November 2025, 42.1% of very or extremely knowledgeable consumers view tariffs as negative
Continue ReadingThe Wage to Wallet Index is a monthly study tracking how wage growth, income access and job stability among 60 million essential U.S. workers impact household resilience, consumer demand and overall economic performance.
PYMNTS Intelligence estimates U.S. consumers will spend $11.5 trillion in 2025. Labor Economy workers account for 36.5% of all employees, but because they are concentrated in lower-income bands, they drive 15.1% of total spending, which is still more than $1.7 trillion of annual outlays.
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The Labor Economy population reports consistently lower consumer sentiment than the general population, 49.2 versus 54.7 overall. This gap highlights reduced financial confidence and greater economic uncertainty among these hourly workers.
Continue ReadingBenchmarks enterprise GenAI adoption with a proprietary framework that measures innovation, efficiency and new workflows. Published monthly, the series features insights from CFOs and Chief Product Officers.
In November 2025, 55.0% of enterprise companies used Gen AI to generate feedback on the production process
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In November 2025, 33.3% of enterprise companies leveraged Gen AI for at least one highly impactful task
Continue ReadingTracks how much of consumers’ retail and total spending across every category is captured by retail giants Amazon and Walmart. Drawing on earnings reports and national economic data, the report provides a quarterly view of their share of total, retail, and eCommerce spending.
In May 2025, 33.7% of U.S. consumers were subscribed to Walmart+, while 67.7% held an Amazon Prime membership
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In May 2025, 49.7% of Gen Z subscribed to Walmart+
Continue ReadingExplores the cost of uncertainty and its internal and external impacts on middle-market firms, along with strategies for managing it. Published monthly, it features insights from CFOs and COOs.
In November 2025, 28.3% of middle-market companies were operating at a high level of uncertainty
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As of November 2025, the average total cost of uncertainty as share of revenue in last 12 months was 2.7%
Continue ReadingUnpacks the challenges and growth opportunities for small and mid-sized businesses related to credit, payments, and innovation.
In August 2025, 52.3% of SMBs reported a year-over-year revenue increase
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In January 2025, 21.5% of SMBs reported implemented new or improved business processes
Continue ReadingExamines payments, savings and spending trends related to consumers' financial lifestyles, as measured by their self-reported paycheck-to-paycheck status.
In November 2025, 23.4% of consumers are living paycheck to paycheck and struggling with their bills
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In November 2025, 41.8% of low-income consumers are living paycheck to paycheck and struggling with their bills
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