Office of the Comptroller of the Currency

OCC Says Banks Can Engage in Riskless Principal Transactions in Crypto Assets

OCC Says Banks Can Engage in Riskless Principal Transactions in Crypto Assets
OCC Says Banks Can Engage in Riskless Principal Transactions in Crypto Assets
December 09, 2025  |  Cryptocurrency

The Office of the Comptroller of the Currency (OCC) published an interpretive letter Tuesday (Dec. 9) saying it confirmed that banks can engage in permissible...

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OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
OCC and FDIC Withdraw ‘Overly Restrictive’ Leveraged Lending Guidance
December 05, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) withdrew two interagency leveraged lending guidance issuances, saying the...

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OCC Says Banks Can Pay Crypto-Asset Network Fees for Permissible Activities
OCC Says Banks Can Pay Crypto-Asset Network Fees for Permissible Activities
November 18, 2025  |  Cryptocurrency

The Office of the Comptroller of the Currency (OCC) published an interpretive letter Tuesday (Nov. 18) that the regulator said confirmed that for specified activities,...

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OCC Rates 6 Banks ‘Outstanding’ and 10 ‘Satisfactory’ in CRA Compliance
OCC Rates 6 Banks ‘Outstanding’ and 10 ‘Satisfactory’ in CRA Compliance
November 03, 2025  |  Bank Regulation

Six banks were rated “outstanding” and 10 were rated “satisfactory” in the latest list of banks examined for Community Reinvestment Act (CRA) compliance by the...

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OCC Proposes Rescinding Recovery Planning Guidelines for Large Banks
OCC Proposes Rescinding Recovery Planning Guidelines for Large Banks
October 28, 2025  |  Bank Regulation

The Office of the Comptroller of the Currency has proposed rescinding its recovery planning guidelines for insured national banks, federal savings associations and federal branches...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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OCC Says Conditional Approval of Erebor Bank Shows Openness to Digital Asset Activities
OCC Says Conditional Approval of Erebor Bank Shows Openness to Digital Asset Activities
October 15, 2025  |  Cryptocurrency

The Office of the Comptroller of the Currency has conditionally approved the de novo national bank charter application for Erebor Bank, a new national bank...

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Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
Banking’s Regulator Rollback Could Unleash $2.6 Trillion in Lending Capacity
October 12, 2025  |  Bank Regulation

American banks could realize $2.6 trillion in lending capacity amid relaxing financial regulations. Get the Full Story Complete the form to unlock this article and...

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