The Global Cash Index

Global Cash

The Global Cash Index™, a Cardtronics collaboration, focuses on the use of cash for making payments and as a payment method that equally plays a role with cards, checks, direct debit and other methods of settling up between consumers and businesses. Unlike most reported estimates of cash, our proprietary data analysis focuses on the use of cash for making payments rather than hoarding.

Western and Eastern Europe Analysis


As of 2016, cash usage in Western and Eastern Europe, as a percent of gross domestic product (GDP), stood at 15.3 percent and 35.9 percent, respectively.

Countries in Western and Eastern Europe used a total of $3.6 trillion in cash payments last year.

In Europe, Austria has the highest ATM penetration with an average of 156 available per 100,000 people. In comparison, Sweden has the least with just 32 ATMs available per 100,000 people.

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