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Latest in
Digital Consumer
Exclusive Clips:
Making Digital Payments Feel Human Is Next Competitive Edge
Mastercard: Small Business Growth Hinges on Using Tech Better, Not Chasing Trends
Who Needs Whom? Card Networks, Stablecoins and the Future of Payments
AI Agents Start Shopping and Payments Firms Adapt
Latest News
The Three Blind Spots in How Consumer Sentiment Is Measured
Consumer Insights ● February 26, 2026
eCommerce ● February 26, 2026
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Retail ● February 25, 2026
Installment Payments Come to Luxury Retail as Wealthy Buyers Feel Price Pressures
Consumer Finance ● February 25, 2026
Three Generations Face the Same Bills and Make Different Moves
Recent Reports
Fitting the Bill: How Automated Bill Presentment and Payment Are Transforming Business
Global B2B Payments — August 2021
Fee Sensitivity and the Opt-In Economics of Instant Payouts - February 2026
Consumer Financial Stress Is Changing the Rules of Shopping and Payments
Also in Digital Consumer
Consumer Insights
Consumer Spending Stays Strong Despite Slower Income Gains
Consumer Finance
Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
Earnings
Walmart Highlights Higher-Income Growth as Lower-Income Shoppers Face Pressure
Retail
Top-Tier Malls Attract Shoppers and Capital as Others Face Demolition
Taxes
As Tax Refunds Tackle Debt, Installment Payments Become a Budget Tool
Loyalty & Rewards
Banks Shift Loyalty From Points to Everyday Payments
BNPL
14% of Consumers Use BNPL Even After Holiday Spending Surge
Economy
Companies Ramp Up Prices Following Holiday Break
Consumer Insights
CPG CEOs Say Consumers Keep Buying Despite Affordability Pressures
Economy
Households Navigate Higher Costs With Smarter Spending
Credit Cards
Citi Executive Warns Rate Cap Would Kill Credit for Lower-Income Consumers
Earnings
Ahold Delhaize Sees US Online Grocery Sales Jump 22%
Retail
Retailers Focus on Data and Payments as Shoppers Pull Back
Economy
Consumers Pull Back to Protect Savings as Retail Sales Stall
Credit Cards
Nearly 3 in 4 Premium Cardholders Used a Card-Linked Offer in the Past Year
Consumer Insights
35% of Consumers Plan to Use Tax Refunds to Boost Savings
PYMNTS DATA
A Tale of Two Mindsets: How CUs and FinTechs Can Turn Culture Clash Into Collaboration
The Prompt Economy™ - February 2026
The PYMNTS Research Thesis
Tax Refunds and the Paycheck-to-Paycheck Consumer