Real-Time Payments

  • Stripe APIs Simplify SCA For Merchants, Issuers

    April 17, 2019 Stripe has announced the launch of new products and updates that will help merchants implement the best Strong Customer Authentication (SCA)-ready authentication methods ahead of the September SCA deadline. SCA, a new regulatory ...
  • Digital Dangers And Solutions

    April 16, 2019 Digital Dangers And Digital SolutionsThere’s a double-barreled threat pointed toward financial institutions, and now warnings are increasing about shadow banking. Meanwhile, there are moves afoot to remove friction from insurance, especially for SMBs. Danger ...
  • Klarna Launches Money Management Content Hub

    April 16, 2019 Furthering its mission to make payments easier for people so they can be financially healthy, Klarna, the U.K. payments company, announced the launch of Mindful Money, a digital content hub. In ...
  • Cost, Convenience And Collaboration: Three Cs Of Modern Commerce

    April 15, 2019 Cost, Convenience And Collaboration: Three Cs Of Modern CommerceConsumers in the digital era want it both ways: In one context, they want to do it all for themselves and act as their own salesperson and cashier – only ...
  • In B2B eCommerce, Lowest Price Isn’t Always The Right Price

    April 15, 2019 Amazon has found a gold mine with its third party sales service. Because the company takes a percentage of each sale from its third party sellers, as well as additional ...
  • What’s Your Commerce Horoscope?

    April 13, 2019 What’s Your Commerce Horoscope?There are many mechanisms in the market designed to help match consumers to offerings that are suited to them. Better algorithms, visual search tools and concierge services are just a ...
  • Alexa, Stolen Fingerprints And The Rest Of The Week’s News

    April 12, 2019 Alexa, Stolen Fingerprints And The Rest Of The Week’s NewsIt’s the end of a busy week, one full of news about payments and commerce. We here at PYMNTS are as excited about the weekend as you are, but before ...
  • Boosting The Good Growth And Killing The Weeds

    April 12, 2019 Boosting Payments Growth, Fighting FraudAs flowers are blooming in real gardens for spring, innovative ideas are blooming metaphorical gardens in payments and commerce. Things are getting faster and easier to purchase across channels, there’s ...
  • Ant Financial’s Health Plan Has More Than 50M Participants

    April 12, 2019 Ant Financial Services Group, the payment affiliate of Alibaba, launched a health aid plan in China that has landed more than 50 million users. According to a report in Reuters citing Ant ...
  • Instacart Loosens Availability Requirements For Shoppers With New On-Demand Option

    April 12, 2019 Instacart Loosens Availability Requirements For Shoppers With New On-Demand OptionGrocery delivery startup Instacart has introduced a new option for its workers, according to reports: on-demand shopping. Instacart shoppers have generally had to sign up for shopping assignments in advance, ...
  • Payments Execs On 2019’s Payments Innovation Watershed

    April 12, 2019 Payments Execs On 2019's Innovations And Beyond One decade draws to a close, the next one looms. Only a few months into 2019, the year is already shaping up to offer a bit of a watershed in ...
  • How Startups Compete With Legacy Firms In Digital Banking

    April 11, 2019 How Digital Banking Competes With Legacy FirmsLegacy banks and FinTech firms are looking to create digital-only banking services to capture consumer interest in using smartphones for their banking needs. In information technology news, the U.S. — and the ...
  • Uber IPO To Be Biggest In Tech History

    April 10, 2019 UberIt’s been a long journey for Uber toward its initial public offering — and a big journey for payments, too. The ridesharing company (which has moved beyond ridesharing, notably into food delivery) ...
  • Cybercrooks’ Latest Trick: Steal Less Money

    April 10, 2019 Cyber Criminals Are Trying To Steal Less Money To Avoid DetectionA report by Bloomberg said that after one of the biggest cyber heists in history involving the theft of $100 million from the Bangladeshi central bank’s account in the U.S. ...
  • China’s Sharing Economy Grows — But Consumers Still Have Worries

    April 10, 2019 ChinaWhen it comes to digital payments and commerce, it’s hard to argue with China’s leading and influential position, especially in terms of ecosystems based around consumers’ mobile devices. As well, ...
  • Measuring Technology’s Promise Against Its Progress

    April 10, 2019 Measuring Technology’s Promise Against ProgressThere is no shortage of wonders in payments and commerce, which are advertised as the next big disruption in how consumers transact. Instant payments, voice and visual search, AI/ML digital ...
  • Global Payments Platform Finablr To Raise $200M In IPO

    April 9, 2019 Finablr, a United Arab Emirates (UAE) payments company, is gearing up to launch an initial public offering in the U.K., aiming to raise at least $200 million. The Financial Times, citing ...
  • mPOS Providers Cater To SMBs Amid Contactless Payments Surge

    April 9, 2019 mPOS Providers Cater To SMBs With ContactlessMobile point-of-sale (mPOS) providers are catering to the needs of small and medium-sized businesses (SMBs) as the use of contactless payments heats up around the world. Last week, the jobs ...
  • Data Dive, Milestone Edition: Gig Payments, Affirm And Contactless March On

    April 8, 2019 Data Dive: Gig Payments, Affirm And ContactlessFor baseball fans, April 8 is a day that lives in semi-infamy, as it is the day 45 years ago in 1974 that Hank Aaron officially broke Babe Ruth’s all-time ...
  • How Payments Factor Into The Growing Gig Economy

    April 8, 2019 How Payments Factor Into The Gig EconomyThe gig world is becoming a mainstream part of the economy, and workers are pursuing specialized jobs in the space. Last month, the all-in-one platform for solo entrepreneurs HoneyBook announced ...
  • Is Retail The Next Frontier In Banking?

    April 5, 2019 Is Retail The Next Frontier In Banking?Consumers are willing to bank with non-financial institutions – particularly big-name brands – if they are able. FIs are flagging when it comes to deployment of financial products and new ...
  • The Next Big Cashless Play: Cannabis

    April 5, 2019 How Merchants Prepare For Cannabis PaymentsBlunt question for PYMNTS readers (pun intended): Have you been inside a pot shop lately? One of the legal operations that are springing up in the states that have approved ...
  • The Push For Cybersecurity Technology At Credit Unions

    April 4, 2019 Cybersecurity Technology At Credit UnionCredit union (CU) associations and service providers are pushing for the adoption of technology to help with security and compliance. In retail, Western Union has teamed up with Dollar General ...
  • SWIFT Working Group To Create ISO 20022 Standard

    April 4, 2019 SWIFT announced Thursday (April 4) that its working group of payments industry experts is creating a common end-to-end implementation to increase the move of cross-border transactions to the ISO 20022 ...
  • WEX, Supply Chain Tech Financier Octet Pair On Virtual Cards

    April 4, 2019 FinTech provider WEX announced it has partnered with Sydney-based supply chain technology provider and financier Octet. Octet allows Australian SMBs to manage and pay local and international suppliers. The partnership will ...
  • Amex Teams With SAP Ariba For End-To-End B2B Payments

    April 3, 2019 digital paymentAmerican Express and SAP Ariba announced Wednesday (April 3) a new partnership in which buyers and suppliers will have new payment and financing options on the Ariba Network. In a press ...
  • CA Lawmakers: Crypto Can Solve Cannabis Payments Problem

    April 3, 2019 Can Crypto Solve Cannabis Payments Problem?Legalized cannabis has a huge cash payments problem – as in, operators have too much, given federal restrictions in the U.S. that have largely prevented the use of cards and ...
  • The Competitive World Of Mobile Order-Ahead

    April 3, 2019 The Competitive World Of Mobile Order-AheadQuick-service restaurants (QSRs), as well as third-party apps, are devising strategies to convince consumers to choose them over rivals in the competitive mobile order-ahead space. On Tuesday (April 2), online catering ...
  • Cards On File Cut eCommerce Friction

    April 2, 2019 Cards On File Cut eCommerce FrictionStoring a card on file is an integral part of the shopping experience for many consumers, as eCommerce continues to explode across the retail landscape. Late last month, SentiLink, which ...
  • Amazon Accepting Cash Payments At Oxxo Stores

    April 1, 2019 Amazon Accepting Cash Payments At Oxxo StoresAmazon will now accept cash payments at Mexico’s most popular chain corner store, Oxxo, the companies announced on Monday (April 1). Reuters reported the partnership will allow Amazon to reach the ...
  • Global Demand Grows For Instant Payments

    April 1, 2019 Woody Allen once supposedly said 80 percent of success is just showing up. Beyond that, in business and in life, showing up on time counts for a lot, too. So it ...
  • Deep Dive: Gig Economy Onboarding And The Push For Faster Payments

    April 1, 2019 Digital solutions have made their way into the gig economy, with more workers than ever utilizing digital marketplaces that pair companies with talent from around the world. These days, however, ...
  • Case Study: Getaround Gets Around Vehicle Owners’ Trepidation

    April 1, 2019 How Getaround Tackles Vehicle Owner TrepidationCarsharing digital marketplaces also enable owners to rent out their vehicles to customers. But how can owners trust their automobiles to strangers? The following case study, featured in the most ...
  • TransferWise Seeks To Raise Up To $300M

    March 31, 2019 TransferWise Searching For New Funding, Will Sell StakeCross-border money transfer startup TransferWise is looking to raise funds and will sell a stake in itself to do so, according to a report by Reuters. The company’s past investors ...
  • Want To Build A Retail Experience? Get An Incubator

    March 29, 2019 How Incubators Are Building Retail ExperiencesYou’ve probably gotten the memo already, but in case you missed the message, here you go: Mere retail is boring. Mere retail is not enough. What works today – or, ...
  • Ripple, India’s Federal Bank Team On Cross-Border Payments

    March 29, 2019 blockchainFederal Bank in India has partnered with blockchain payments company Ripple to facilitate cross-border payments, according to reports. Federal Bank confirmed the collaboration in an announcement to the Bombay Stock ...
  • Why ‘Play Ball!’ Means So Much For Payments

    March 29, 2019 Why ‘Play Ball!’ Means So Much For PaymentsAnother baseball season has started, much to the delight of many consumers, including those insufferable and pretentious fans who consider football something that happens between the World Series and spring ...
  • Trust Cements Consumers To The Credit Union

    March 29, 2019 Trust Cements Consumers To The Credit UnionTo keep them coming back, get them to trust you – and work to keep that trust. That’s a wise maxim to follow in any business. It’s especially true for ...
  • Alabama Debuts Smart Utility Payments Program

    March 28, 2019 Smart Cities' Impact On Payments, CommerceIt started, arguably, with mass transit, though with many bumps along the way, as the problems are slowly being solved while still bedeviling many cities. But transit will very likely ...
  • TCH Releases Business Principles, Expands RTP Committee

    March 28, 2019 The Clearing House Releases Business PrinciplesThe Clearing House (TCH), which operates the RTP Business Committee, has added four seats to the committee to incorporate community bank and credit union representation, and also released a set ...

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