B2B Payments

PayPal Business Debit Mastercard Lands On Android Pay Before Google Wallet Merger

The same day Google announced it would be collapsing Android Pay and Google Wallet into a single service dubbed Google Pay, reports surfaced that PayPal’s business debit card product is now working with Android Pay before the merger occurs.

Bank holding company Bancorp has yet to be named a participant of Android Pay, but users are reportedly confirming that their PayPal Business Debit Mastercard, issued by Bancorp, now works with the mobile payment tool.

Reports in Android Police said Monday (Jan. 8) said some users report the ability to use the corporate card product, which offers unlimited 1 percent cash back, via the contactless payment method offered by Android. The capability is separate from PayPal’s integration with Android Pay, which also sees funds taken from users’ PayPal accounts.

It’s unclear whether the development might be a result of Google’s announcement, or how the rollout of Google Pay – which will occur over the coming weeks – might affect it.

PayPal first announced last April that customers can make payments using their PayPal accounts through Android Pay both online and at the point of sale. Integration with commercial cards has been less common for Android Pay and other mobile payment platforms like Apple Pay, though.

Android Pay launched in the U.K. in 2016, though first only to work with consumer card products. American Express announced in 2015 that it would ensure compatibility of its commercial cards with Apple Pay after several months without supporting the feature.

The addition of the PayPal Business Debit Mastercard onto Android Pay is another step for commercial cards and corporate payments landing in mobile payment technologies. Last March, U.S. Bank added several of its commercial card products to be compatible with Apple Pay, Android Pay and Samsung Pay, a signal of confidence in mobile B2B payments.

“As we see more and more merchants adopting the capability to accept Apple Pay both at the point of sale as well as online, that creates an opportunity to enable the purchasing card with Apple Pay,” said U.S. Bank president of corporate payment systems Jeff Jones in an interview with PYMNTS. “It would allow someone who is not at their desk, who is traveling, who wants to use their mobile device, to purchase miscellaneous supplies from an Apple Pay-enabled online vendor.”

——————————

LIVE PYMNTS ROUNDTABLE: MODERNIZING & SCALING FOR THE NEW NORMAL

The pressure on banks to modernize their payments capabilities to support initiatives such as ISO 20022 and instant/real time payments has been exacerbated by the emergence of COVID-19 and the compelling need to quickly scale operations due to the rapid growth of contactless payments, and subsequent increase in digitization. Given this new normal, the need for agility and optimization across the payments processing value chain is imperative.

TRENDING RIGHT NOW