credit products

Gen Z and Millennials Use Credit as Cash Management Tool
Gen Z and Millennials Use Credit as Cash Management Tool
June 01, 2023  |  Consumer Payments

PYMNTS’ research finds that 83% of consumers made payments for credit products in the last 90 days. Credit, in general, is a significant part of...

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7 in 10 Urban Consumers Live Paycheck to Paycheck
7 in 10 Urban Consumers Live Paycheck to Paycheck
May 24, 2023  |  Consumer Finance

Life continues to be more expensive for everyone. Data shows that United States consumers in urban centers, in particular, are feeling the financial crunch. PYMNTS’...

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Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
Millennials With Debt and Dependents Most Likely to Feel the Financial Crunch
April 28, 2023  |  Consumer Finance

PYMNTS’ research finds that 60% of United States consumers live paycheck to paycheck as of March 2023. Our data also reveals significant generational differences in...

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NEW DATA: More Americans Behind On Bills, But Feel More Financially Stable
NEW DATA: More Americans Behind On Bills, But Feel More Financially Stable
July 10, 2018  |  Consumer Finance

  When it comes to personal finances, it turns out that perception is not always reality. One might expect that consumers in better financial standing...

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Petal CEO: Using Cashflow — Not FICO — To Issue Credit Cards
Petal CEO: Using Cashflow — Not FICO — To Issue Credit Cards
April 04, 2018  |  Financial Inclusion

For the 47 percent of Americans with prime credit scores, getting and using a credit card isn’t much of a problem. The problem, Petal co-founder and CEO...

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