KLW Commentary

Paycheck-to-Paycheck Consumers Have Already Cut the Lattes

Paycheck-to-Paycheck Consumers Have Already Cut the Lattes
Paycheck-to-Paycheck Consumers Have Already Cut the Lattes
September 09, 2026  |  Consumer Finance

Meet Tom and Elaine. (Our names, not theirs.) Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Apple’s New CEO Has a Hardware Event and an AI Problem
Apple’s New CEO Has a Hardware Event and an AI Problem
September 08, 2026  |  Apple

John Ternus has been Apple’s CEO for all of eight days, counting weekends, which I’m sure he worked. This coming Wednesday he headlines his first...

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AI Disruption Has Plenty of Opinions. Now It Has a Prediction Market.
AI Disruption Has Plenty of Opinions. Now It Has a Prediction Market.
August 31, 2026  |  Artificial Intelligence

AI Disruption Has Plenty of Opinions. Now It Has a Prediction Market. Get the Full Story Complete the form to unlock this article and enjoy...

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Why the Mall of the Future Won’t Have a Parking Lot
Why the Mall of the Future Won’t Have a Parking Lot
August 12, 2026  |  Retail

Every morning, they start showing up to shop. By the time the East Coast is at work, the crowd is in the tens of millions....

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Why Buy Now, Pay Later Was Never Just About Credit
Why Buy Now, Pay Later Was Never Just About Credit
August 05, 2026  |  BNPL

I thought that would get your attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Open USD and the Questions 140 Logos Don’t Answer
Open USD and the Questions 140 Logos Don’t Answer
July 08, 2026  |  Cryptocurrency

On June 30, an independent company called Open Standard launched a dollar stablecoin, Open USD, and 140 of the biggest names in money signed on....

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The Invoice Becomes the Shopping Cart in B2B Payments
The Invoice Becomes the Shopping Cart in B2B Payments
July 01, 2026  |  B2B Payments

Businesses sent roughly 560 billion invoices in 2024. Fewer than a quarter were electronic. The rest were paper, or PDFs that may as well be...

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Are Agents the Anti-Influencer?
Are Agents the Anti-Influencer?
June 24, 2026  |  Artificial Intelligence

Agentic commerce is about to answer a question direct selling has been circling for ninety years. Can a paid recommendation survive a suspicious customer? The...

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