LendingClub

LendingClub is an American peer-to-peer lending company, headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission, and to offer loan trading on a secondary market.

(source: lendingclub.com)

Cost-of-Living Spikes Hit Higher Earners Hardest
Cost-of-Living Spikes Hit Higher Earners Hardest
July 10, 2023  |  Consumer Finance

Covering costs amid higher prices have left consumers across income levels stretching their budgets — even among those in the highest earning brackets. The share...

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Supreme Court Student Loan Decision Could Hit Gen X Hardest
Supreme Court Student Loan Decision Could Hit Gen X Hardest
June 30, 2023  |  News

As illustrated in the PYMNTS collaboration with LendingClub, “New Reality Check: The Paycheck-to-Paycheck Report,” Gen X shoulders the heaviest financial burden across generations, and the...

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Sunny Southern Optimism in the Paycheck-to-Paycheck Economy?
Sunny Southern Optimism in the Paycheck-to-Paycheck Economy?
June 30, 2023  |  Economy

The U.S. economy may seem a monolith — a $23 trillion juggernaut. But dig a little deeper, and patterns emerge — trends that determine where...

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Consumers Face Financial Crunch From Rising Emergency Expense Costs
Consumers Face Financial Crunch From Rising Emergency Expense Costs
June 26, 2023  |  Consumer Finance

In May 2023, the Federal Reserve released the Economic Well-Being of U.S. Households in 2022, the latest edition of an annual report often used to...

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When Cheap Flights Cost More Than Consumers Bargain For
When Cheap Flights Cost More Than Consumers Bargain For
June 16, 2023  |  Travel Payments

When budget airlines experiment with route changes, the customer may ultimately pay the price. Picture it: After months of planning and saving, you finally book...

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Global Retailers Set Sights on Slice of US Consumer Spend
Global Retailers Set Sights on Slice of US Consumer Spend
June 15, 2023  |  Retail

Overseas retailers, once focused on expansion in global markets, are showing increasing interest in claiming a stake in the United States, seeking to make their...

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Nearly 40% of Millennials Turn to Side Hustles to Pay Bills
Nearly 40% of Millennials Turn to Side Hustles to Pay Bills
June 08, 2023  |  Consumer Finance

Even as millennials age into increased financial responsibility, more members of the generation are having trouble making ends meet. Now aged between 27 and 42,...

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Fed Says Total Consumer Credit Outstandings Grew 5.7% in April
Fed Says Total Consumer Credit Outstandings Grew 5.7% in April
June 07, 2023  |  Consumer Finance

Consumer credit grew at a seasonally adjusted rate of 5.7% in April. Revolving credit increased at an annual rate of 13.1% during the month, while...

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Student Loan Repayments May Hit Gen X Pocketbooks the Hardest
Student Loan Repayments May Hit Gen X Pocketbooks the Hardest
June 07, 2023  |  Debt

Gen X has been walking a difficult financial tightrope over the past few years, and double debt duty may be leaving “The Forgotten Generation” in...

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