payday loans

New Paths And Pressures For Payments
New Paths And Pressures For Payments
February 08, 2019  |  Today In Data

The payments landscape in Europe is set to change later this year, with PSD2 joining GDPR in a kind of early 21st-century digital balancing act....

READ MORE >
CFPB Payday Lending Rules 2.0 — What’s Next
CFPB Payday Lending Rules 2.0 — What’s Next
February 07, 2019  |  CFPB

The next chapter in the ongoing saga that is payday loan regulation officially began yesterday (Feb. 6), with the announcement that the Consumer Financial Protection...

READ MORE >
CFPB To Overhaul Payday Lending Rule
CFPB To Overhaul Payday Lending Rule
February 06, 2019  |  Regulation

As part of a move to revise a payday loan regulation from the Obama era, the Trump administration on Wednesday (Feb. 6) revealed a plan...

READ MORE >
Onward Financial’s Employer-Backed Payday Loan Alternative
Onward Financial’s Employer-Backed Payday Loan Alternative
February 05, 2019  |  Loans

You know the story. Critics say that short-term, small-dollar loans push consumers into the hamster wheel of a never-ending debt cycle – one that turns a two-day...

READ MORE >
Changes On Deck For The CFPB’s Payday Lending Rule
Changes On Deck For The CFPB’s Payday Lending Rule
January 22, 2019  |  Alternative Finances

Could it be that the CFPB, under new Executive Director Kathy Kraninger, will be moving directly to eliminate the more controversial provisions of its payday lending...

READ MORE >
Gusto CEO: Why Bimonthly Payroll Is Stuck In The Dot-Matrix Era
Gusto CEO: Why Bimonthly Payroll Is Stuck In The Dot-Matrix Era
December 17, 2018  |  Payments Innovation

The typewriter had a good run. It ruled the roost as far as corporate word processing went for well over 100 years before the computer-based...

READ MORE >
On-Demand Payroll Without The Cash Flow Disruption
On-Demand Payroll Without The Cash Flow Disruption
November 14, 2018  |  B2B Payments

The payroll industry — and its biweekly or monthly pay schedule — hasn’t changed in decades. However, as awareness grows about the dangers of predatory...

READ MORE >
Pew Pushes Installment Loans As Regulated Payday Alternative
Pew Pushes Installment Loans As Regulated Payday Alternative
October 17, 2018  |  Alternative Finances

Short-term lending – specifically, payday loans – have attracted a lot of attention in recent years, from the media and from the regulators. A little...

READ MORE >
US Bank Launches Loan To Compete With Payday Lenders
US Bank Launches Loan To Compete With Payday Lenders
September 11, 2018  |  Alternative Finances

U.S. Bank is entering the small-dollar lending arena. Going forward, U.S. Bank depositors will be able to tap into an online, digital lending product aimed...

READ MORE >