payday loans

CFPB Payday Loan Changes Scrap Ability To Repay Requirement

CFPB Payday Loan Changes Scrap Ability To Repay Requirement
CFPB Payday Loan Changes Scrap Ability To Repay Requirement
July 09, 2020  |  CFPB

Earlier this week, the Consumer Financial Protection Bureau (CFPB) issued its final rule on payday lending — revoking some would-be restrictions that date back roughly...

READ MORE >
Waters Tells CFPB Head To Do Better
Waters Tells CFPB Head To Do Better
February 06, 2020  |  CFPB

The chairwoman of the U.S. House Committee on Financial Services, Maxine Waters, told the head of the Consumer Financial Protection Bureau (CFPB), Kathy Kraninger, that...

READ MORE >
More Regulatory Trouble Could Be Heading Short-Term Lenders’ Way
More Regulatory Trouble Could Be Heading Short-Term Lenders’ Way
November 19, 2019  |  Alternative Credit

Keeping track of the legal status of short-term lending in the U.S. – which encompasses financial products such as payday loans, pawn loans and title loans...

READ MORE >
UK Payday Lender QuickQuid Expected To Shutter By Year-End
UK Payday Lender QuickQuid Expected To Shutter By Year-End
October 25, 2019  |  Cross-border Payments

The U.K.’s largest payday lender QuickQuid is expected to close its doors by the end of the year, The Financial Times (FT) reported on Thursday...

READ MORE >
Google Play Store Boots Payday Loan Apps
Google Play Store Boots Payday Loan Apps
October 13, 2019  |  Google

High-interest consumer loans — often known as payday advances — are now banned from having apps on the Google Play store, The Wall Street Journal...

READ MORE >
Why ‘Liquidity As A Service’ Is A Gig Thing
Why ‘Liquidity As A Service’ Is A Gig Thing
August 16, 2019  |  Gig Economy

For gig workers, a growing subset of the economy where at least one-third of the U.S. workforce has taken on project-based work, getting paid in...

READ MORE >
Combating The Payday Loan With On-Demand Wages
Combating The Payday Loan With On-Demand Wages
May 29, 2019  |  B2B Payments

FinTech firms that provide workers with wages on demand (i.e., before payday) emerged with the cash flow challenges of low-wage, hourly workers in mind. Yet,...

READ MORE >
Could Income Share Agreements Displace Payday Loans?
Could Income Share Agreements Displace Payday Loans?
May 29, 2019  |  Alternative Credit

Income sharing is not a common method of financing as of 2019 — though, as of late, it has begun to get much more interest...

READ MORE >