TREND Talks

Contactless payments are transforming any number of sectors and verticals, including mass transit across municipalities and the world. In an interview with PYMNTS, Elizabeth Karl, vice president and global head, payments ...

Five years ago, digital transformation in banking was focused on a product or a certain business line, but more recently, innovation has become an imperative. That was accelerated by the ...

It may seem that the pandemic has spurred new waves of fraudulent activity and more creative ways to lure unwitting victims into parting with sensitive data and money. But nsKnox Chief ...

The adoption of digital business-to-business (B2B) payment solutions was accelerated by the pandemic but will continue post-COVID, driven by the many benefits they provide, RJ Ancona, vice president and general ...

Consumers often worry about the risk of fraud in the digital age, particularly as they hand sensitive information over to providers and transact more frequently than ever across digital channels. Jack ...

In the age of machine learning, when relying on algorithms that consume, process and ultimately deliver a verdict on large amounts of data, it can be challenging to understand and ...

It’s no secret that the coronavirus pandemic has helped to accelerate the shift to digital payments — but surprisingly, the need to transact remotely is not the driving force behind ...

Problems around money laundering and tax evasion persist worldwide, and it’s clear that the regulatory landscape designed to prevent them from happening isn’t as robust as it ought to be. The ...

Credit unions (CUs) have seen some impressive growth throughout the pandemic. But in an interview with PYMNTS, PSCU Senior Vice President and Chief Growth Officer Brian Scott said there’s room for ...

Jeremy Wilmot said he believes the future of digital, real-time payments is now — and that we’ll witness an “explosion” in cross-border, real-time transactions over the next several years. ACI Worldwide’s ...

The pivot toward work-from-home environments has opened up new vulnerabilities that allow fraudsters to target B2B payments. Nithai Barzam, chief operating officer of nsKnox, a cyber FinTech focused on fraud prevention ...

Much has been said — and written — about the consumers’ readiness and desire to use cryptocurrencies in everyday commerce. Debbie Guerra, ACI Worldwide’s executive vice president, merchant solutions, told PYMNTS ...

Shoppers in New York, Los Angeles, Chicago and Boston might notice a new art installation this holiday season featuring products from local businesses. But these murals, a collaboration between American ...

Using a thumbprint or an iris scan to open a door is no longer something only seen in science fiction movies. Biometric security in the shape of fingerprint scanners and ...

Thanksgiving is in front of us, though we all know the unofficial kickoff to the holiday spending season really happens before Black Friday. For many individuals and families – newly vaccinated, ...

As demand for alternative payment options explodes, businesses of all types are increasingly turning to digital solutions to prioritize and accelerate their migration from checks to automated electronic payments. One industry ...

The age of open banking is being accelerated by the pandemic. Finicity Founder and CEO Steve Smith told PYMNTS in an interview that, with the increasing use of online channels to ...

It’s a little-known quirk of the system, but many of the paper checks small- to medium-sized businesses (SMBs) receive actually start out as online bill payments made by their customers. This ...

Across business operations, automation can mean the difference between efficiency and stagnation. Timothy Batsche, director, B2B client management at American Express, told PYMNTS that accounts receivable (AR) automation, in particular, can ...

Stablecoins have been grabbing headlines amid increased scrutiny from the Treasury Department and calls on Congress for stricter regulation — with no shortage of other financial services watchdogs weighing in ...

The shift to remote work has driven finance and accounting teams to take a deeper look into the tools they’re leveraging and how their systems, processes and controls are set ...

Using automation in B2B payments is a key part to having a healthy and growing business, EVO Director of Project Management Marcy Stumpf told PYMNTS. She provided three examples that ...

In just two years, Latin American debit and credit card use rates have essentially swapped their market share positions.  In 2019, roughly 60% of the total purchases in the region ...

It’s time to ditch the plastic — that is, if you want to. Trulioo Senior Vice President of Identity Solutions Garient Evans told PYMNTS the great digital shift is creating a ...

Over the past 10 to 15 years, there’s been a shift in spend management — the administration of approvals, payments and all the accounting and reporting for all non-payroll spend. Spending ...

In the digital age, disintermediating the “hopscotch” between banks as payments make their way across the globe can have positive ripple effects. Justin Rice, head of ecosystem at Stellar Development Foundation, ...

It’s often said that “nothing is certain but death and taxes” – but that quip could also include changes in tax laws, as the revisions in local, state and federal ...

The problem of financial inclusion is an acute one in the United States. The Office of the Comptroller of the Currency has said that nearly 50 million Americans have no ...

Enterprise resource planning (ERP) in the digital age increasingly needs to embrace integrated payments. EVO B2B Vice President of Product Management Nikki Nguyen told PYMNTS that integrating payments into ERP software ...

When much of the U.S. shut down because of the pandemic in March 2020, the hands-on nature of the hair and beauty industries saw them hit particularly hard, according to ...

For anyone who has experienced fraud — be they retailer, restaurant or consumer — it’s a nightmare situation of filled with stress, lost time and money, as well as shattered ...

Customers today are demanding more compelling user experiences from their banks. “They’re demanding more access, they’re demanding higher levels of performance,” Fastly Director of Serverless Support Strategy Austin Spires told PYMNTS ...

While consumers are clearly excited to come out of lockdown and visit their favorite local retail spots, Antonio Gagliardi, who leads strategy, product and analytics for American Express merchants in ...

Banks have a natural advantage when it comes to offering their customers insurance products. According to Cover Genius’ Vice President Strategic Partnerships, EMEA Daniel Poole, since consumers are already used ...

It wasn’t a physician who said, “an ounce of prevention is worth a pound of cure.” It was a revolutionary with a second-grade education named Ben Franklin. Also, he was ...

Faster payments schemes are gaining traction around the globe. Unfortunately, so are the fraudsters. As recent PYMNTS research on the topic shows, some financial institutions (FIs) find it challenging to ...

One of the most effective conduits toward future proofing an organization and creating agile B2B payments is through partnerships. Kara Szostek, director of Product Management at WEX, told PYMNTS in an ...

“Turbulent” is the word Scott Johnson selects to describe the events of 2020. And as vice president and head of product at Western Union Business Solutions (WUBS), Johnson would know. ...

The pandemic has created a sense of urgency among corporates and small businesses to digitize, and financial workflows are no exception. Now unable to physically enter offices to cut checks ...