June 15, 2026
From Checkout to Credit: BNPL and the New Interface of...
Buy Now Pay Later (“BNPL”) has introduced a new form of rivalry in consumer credit by embedding lending directly into digital payment flows. Rather than competing with banks across the...
March 18, 2026
Why AI Shopping Is Still Just a Smarter Search Bar
More than a year ago, I asked AI to help me buy a toaster. Not to browse. I knew exactly what I wanted, down to the brand, and I gave...
July 14, 2025
Surveillance Pricing: A Cautionary Summary of Potential Harms and Solutions
Surveillance pricing, a term that refers to the use of advanced algorithms and consumer information to set individualized prices, presents complex trade-offs between efficiency gains and consumer welfare. While having...
February 26, 2025
Weaponized Opacity: Self-Preferencing in Digital Audience Measurement
Independent audience measurement is crucial for the media and advertising ecosystem. It helps understand market dynamics, set ad prices, allocate revenue, and plan content. However, digital gatekeepers like Google and...
October 30, 2024
The Search for Antitrust Remedies in Tech Leads Beyond Antitrust
The examination in this paper of some proposed and actual antitrust remedies in tech reveals such severe limitations that it is time to seek a reformed institutional arrangement for protecting...
February 15, 2024
Build Now, Not Later: How Banks Can Seize the BNPL...
Buy now, pay later (BNPL) services are growing increasingly popular among consumers in the United States, with 28% of shoppers saying they used the payment method for transactions at least...
December 19, 2023
Generating Concerns? Exploring Antitrust Issues in the Generative AI Sector
Generative artificial intelligence (“AI”) exploded into public consciousness in 2022, being adopted by users at speeds faster even than popular social networks. The promise of the technology, to be able...
December 13, 2023
Open Network for Digital Commerce: The Multiverse of Platforms
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October 23, 2023
Tracking Ancestry: KFTC Guidelines on Online Platforms
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