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  • CIMB Bank Selects ACI’s Solution to Create ISO 20022-Compliant Platform

    CIMB Bank Selects ACI’s Solution to Create ISO 20022-Compliant Platform
  • Businesses Embrace Real-Time Payments at the $10 Million Mark

    May 14, 2025Businesses Embrace Real-Time Payments at the $10 Million Mark
    A $10 million instant payment is no longer a fantasy — it’s the new normal as real-time payments revolutionize global finance. PYMNTS Intelligence’s latest “Real-Time Payments World Map” revealed a surge ...
  • ACI and Ingo Payments Launch Speedpay for Faster Disbursements

    March 18, 2025ACI and Ingo Payments Launch Speedpay for Faster Disbursements
    Payments technology firm ACI Worldwide is teaming with embedded banking/money mobility provider Ingo Payments. The collaboration, announced Tuesday (March 18), has resulted in ACI Speedpay Digital Disbursements, a solution designed to help businesses scale their disbursement ...
  • ACI and Banfico Team to Tackle EU/UK APP Fraud 

    February 6, 2025ACI and Banfico Team to Tackle EU/UK APP Fraud 
    Payments tech firm ACI Worldwide has teamed with account verification FinTech Banfico. The partnership will allow ACI to help banks and payment service providers (PSPs) in Europe and the U.K. comply with mandates to ...
  • ACI Worldwide and RS2 Launch Acquiring and Issuing Solution in Brazil

    June 25, 2024ACI Worldwide and RS2 Launch Acquiring and Issuing Solution in Brazil
    Real-time payments firm ACI Worldwide launched a collaboration with Brazil-based payments processor RS2. The partnership is designed to offer a one-stop solution for acquirers and issuers in Brazil, supporting financial institutions, ...
  • Grocery Shoppers Favor Omnichannel Purchasing Journeys

    June 21, 2024Grocery Shoppers Favor Omnichannel Purchasing Journeys
    Pure-play eCommerce may be slow to catch on in grocery, but PYMNTS Intelligence research shows omnichannel engagement has caught on in that realm. By the Numbers Supplemental research from a survey of ...
  • Consumers Are Slow to Adopt Mobile Wallets for Store Payments

    April 26, 2024Consumers Are Slow to Adopt Mobile Wallets for Store Payments
    Consumers are using mobile wallets more, but it is taking a while for them to grow accustomed to utilizing the technology to pay in stores, PYMNTS Intelligence reveals. By the Numbers The ...
  • Fraudsters Exploit Cloud Access Points to Orchestrate Sophisticated Attacks

    March 6, 2024Fraudsters Exploit Cloud Access Points to Orchestrate Sophisticated Attacks
    Recent data from the Federal Trade Commission (FTC) shows that U.S. fraud losses topped $10 billion in 2023, indicating that the risk of cybercrime has soared to unprecedented heights. And digital tools have ...
  • Half of Grocers Investing in Gaining Omnichannel View of Shoppers

    January 23, 2024Half of Grocers Investing in Gaining Omnichannel View of Shoppers
    As grocers look to better understand their shoppers’ behavior, a PYMNTS Intelligence report finds that half are investing in the ability to track customer habits across digital and physical channels. By ...
  • 1 in 5 Consumers Pay Auto Loans With Mobile Wallets

    January 4, 20241 in 5 Consumers Pay Auto Loans With Mobile Wallets
    Mobile wallets have gained immense popularity among consumers, not only for making in-store purchases but also for their ability to manage finances and store sensitive personal information. According to a recent ...
  • How Year 1 of AI Impacted the Financial Fraud Landscape 

    December 19, 2023How Year 1 of AI Impacted the Financial Fraud Landscape 
    The emergence this year of generative artificial intelligence (AI) reshaped the business landscape.   For the most part, it was a good thing. A great thing, even.  The world had never seen a ...
  • Traditional Payment Methods Remain Relevant Despite Real-Time Innovations

    December 19, 2023Traditional Payment Methods Remain Relevant Despite Real-Time Innovations
    In a rapidly changing digital world where real-time payments are becoming increasingly popular, it’s easy to assume that traditional payment methods like wire transfers and ACH payments are losing their ...
  • ACI and Mexipay Launch Real-Time Payment Partnership

    November 28, 2023ACI and Mexipay Launch Real-Time Payment Partnership
    ACI Worldwide has teamed with Mexipay to promote real-time payment use in Mexico. The partnership, announced Tuesday (Nov. 28), will see Mexipay use ACI’s payment platform to deploy ISO 20022 real-time payments and other payment ...
  • More Men Than Women See AI Playing ‘Very Prominent’ Role in Daily Personal Activities

    November 15, 2023More Men Than Women See AI Playing ‘Very Prominent’ Role in Daily Personal Activities
    Artificial intelligence (AI)-enabled experiences are gaining popularity among consumers, transforming the way they pay for goods and services. In fact, a significant share of consumers now integrate AI into their ...
  • Digital Identity Becomes New Currency as Companies Turn IDs into Payments Credentials

    November 13, 2023Digital Identity Becomes New Currency as Companies Turn IDs into Payments Credentials
    As the payments ecosystem continues to evolve, it is missing just one key element. That element? A single source of truth in the form of a dynamic digital identity that can ...
  • Over 70% of Consumers Do Not Believe Real-Time Payments Are Truly Instant

    November 3, 2023Over 70% of Consumers Do Not Believe Real-Time Payments Are Truly Instant
    Consumers are increasingly embracing the immediacy and transparency offered by real-time payments. And the migration to ISO 20022, a new global standard for secure and efficient messaging between financial institutions ...
  • ACI Worldwide’s Banking Revenues Gain 42% as Company Sees Accelerating SaaS Demand

    November 2, 2023ACI Worldwide’s Banking Revenues Gain 42% as Company Sees Accelerating SaaS Demand
    ACI Worldwide’s third-quarter earnings results released Thursday (Nov. 2) showed a boost to the top line, underpinned by its bank segment as financial institutions seek to modernize their operations and ...
  • ACI Worldwide Appoints Former CoreLogic CIO Abe Kuruvilla as CTO

    October 30, 2023ACI Worldwide Appoints Former CoreLogic CIO Abe Kuruvilla as CTO
    ACI Worldwide has appointed Abe Kuruvilla, formerly chief information officer at CoreLogic, as its new chief technology officer (CTO). Kuruvilla’s role will involve leading ACI’s innovation agenda and optimizing the development and delivery of ...
  • Nearly 6 in 10 Consumers Who Use Mobile Wallets to Pay Bills Face Difficulties

    October 24, 2023Nearly 6 in 10 Consumers Who Use Mobile Wallets to Pay Bills Face Difficulties
    The level of satisfaction among consumers using mobile wallets to pay bills is notably high. However, the system is still far from completely reliable, as more than half of users ...
  • Nearly 40% of Consumers Store Health Insurance Cards in Digital Wallets

    October 23, 2023Nearly 40% of Consumers Store Health Insurance Cards in Digital Wallets
    Digitally savvy consumers, particularly millennials, are finding mobile wallets to be an attractive and practical alternative to traditional physical wallets. In “The Mobile Wallet Challenge: Replacing Physical With Digital,” PYMNTS Intelligence ...
  • NymCard Teams With ACI Worldwide to Fight Financial Fraud

    October 19, 2023NymCard Teams With ACI Worldwide to Fight Financial Fraud
    Middle East/North Africa-focused card issuer NymCard has teamed with ACI Worldwide to combat fraud. The partnership, announced late Wednesday (Oct. 18) sees NymCard enhancing its fraud platform with ACI Fraud Management to protect its customers from financial ...
  • Cyberdefenses Must Keep Improving to Stay Ahead of Fraudsters

    September 26, 2023Cyberdefenses Must Keep Improving to Stay Ahead of Fraudsters
    As attractive as innovative new technologies appear, it’s important to remember they are just tools.  And any tool, when in the wrong hands, can also be used for the wrong purposes.  “Newer ...
  • ACI Worldwide Powers Real-Time Payments for Microsoft Azure Clients

    September 19, 2023ACI Worldwide Powers Real-Time Payments for Microsoft Azure Clients
    ACI Worldwide is working with Microsoft to help financial institutions provide faster instant payments. The payments software firm announced the collaboration Tuesday (Sept. 19), saying it would speed instant transactions via ACI’s Real-Time Payments Cloud (RTPC) ...
  • ACI Worldwide Debuts Digital Central Infrastructure for Real-Time Payments

    September 12, 2023ACI Worldwide Debuts Digital Central Infrastructure for Real-Time Payments
    ACI Worldwide, a provider of real-time payments software, has launched an end-to-end digital central infrastructure solution designed for central banks and financial institutions. The new digital central infrastructure is a single ...
  • Consumers Love Mobile Wallet Bill Pay but Extra Fees May Halt Further Adoption

    August 18, 2023Consumers Love Mobile Wallet Bill Pay but Extra Fees May Halt Further Adoption
    Half of consumers won’t pay bills with mobile wallets if they must pay extra. Mobile wallet use for bill pay is growing across age demographics, with consumers preferring the speed and convenience ...
  • Millennials Use Full Range of Mobile Wallet Features

    August 15, 2023Millennials Use Full Range of Mobile Wallet Features
    Millennials are leveraging their digital wallets for far more than just in-store purchases, PYMNTS research reveals, while other generations are more hesitant to adopt these features. For PYMNTS’ study “The Mobile ...
  • ACI Worldwide: US to See ‘Fourfold’ Increase in Real-Time Payments

    August 3, 2023ACI Worldwide: US to See ‘Fourfold’ Increase in Real-Time Payments
    With the expanded use of the new FedNow service, real-time payments software company ACI Worldwide expects to see instant payments use rapidly grow in the U.S. “We’re currently working with many domestic banks ...
  • More Than a Quarter of US Consumers Use More Than One Mobile Wallet

    July 25, 2023More Than a Quarter of US Consumers Use More Than One Mobile Wallet
    Different mobile wallets may serve distinct purposes for the small but significant share of consumers who rely on them. The majority of mobile wallet users stick with the same carrier. However, ...
  • Rather Than Build In-House Most US and UK Convenience Stores Outsource Payment Innovation

    July 21, 2023Rather Than Build In-House Most US and UK Convenience Stores Outsource Payment Innovation
    What payment methods are being explored by retailers in the grocery, pharmacy and convenience store arenas? It depends, as these retailers have different needs that digital payments must play to. Analyzing ...
  • Financial Institutions and Service Providers Welcome Launch of FedNow

    July 20, 2023Financial Institutions and Service Providers Welcome Launch of FedNow
    Financial institutions and payment service providers hit the ground running when the Federal Reserve launched the FedNow Service on Thursday (July 20). Many had new offerings ready to go using the nationwide payments infrastructure, which ...
  • ACI Worldwide and Dock Bring ‘Acquiring-as-a-Service’ to Brazil

    July 19, 2023ACI Worldwide and Dock Bring ‘Acquiring-as-a-Service’ to Brazil
    ACI Worldwide says it wants to bring “Acquiring-as-a-Service” to the Brazilian market. To that end, the real-time payments software company has teamed with Dock, a Latin American FinTech, to debut this ...
  • YowPay Launches Instant SEPA Credit Transfer Solution for European Merchants

    July 5, 2023YowPay Launches Instant SEPA Credit Transfer Solution for European Merchants
    YowPay has launched a Single Euro Payments Area (SEPA) credit transfer solution for merchants across the eurozone. The software provider’s solution streamlines the payments process for merchants by generating a unique QR ...
  • ACI Says Digital Wallets Help Consumers Find Certainty In Everyday Spend Decisions

    July 5, 2023ACI Says Digital Wallets Help Consumers Find Certainty In Everyday Spend Decisions
    Digital payment innovations have grown over the last few years. “The pandemic did a good job of teaching all of us that there’s many more ways to pay than just using ...
  • CFPB Cites ACI Worldwide in $2 Billion ‘Mortgage Fiasco’

    June 27, 2023CFPB Cites ACI Worldwide in $2 Billion ‘Mortgage Fiasco’
    America’s consumer finance regulator has fined ACI Worldwide for processing more than $2 billion in unauthorized mortgage payments. The Consumer Finance Protection Bureau (CFPB) said Tuesday it had fined ACI $25 ...
  • 60% of Consumers Use Digital Wallets for Bill Payments

    June 26, 202360% of Consumers Use Digital Wallets for Bill Payments
    Consumers are increasingly adopting mobile wallets to remove friction from payments. For PYMNTS’ study “Digital Bill Payments: Frequent Mobile Wallet Bill Pay Users the Most Satisfied,”created in collaboration with ACI Worldwide, ...
  • Major Grocers’ Retail Media Networks Lead Smaller Brands to Rely on Instacart

    June 21, 2023Major Grocers’ Retail Media Networks Lead Smaller Brands to Rely on Instacart
    As the largest grocers launch in-house retail media networks, offering brands comprehensive insights into how their marketing efforts are performing, smaller chains are being put in a position where, if ...
  • ACI Worldwide Offers Instant Payments to UK and EU Merchants

    June 19, 2023ACI Worldwide Offers Instant Payments to UK and EU Merchants
    ACI Worldwide has launched its instant payments solution for merchants in Europe and the U.K. ACI Instant Pay will let merchants in these areas accept instant online, mobile and in-store payments by ...
  • How Banks and Merchants Make Payments Easy While Keeping Them Safe

    June 16, 2023How Banks and Merchants Make Payments Easy While Keeping Them Safe
    Today’s new digital operating environment is ripe with opportunities for payment innovations. It is also rife with pitfalls due to the incumbent operators and the emergent innovators increasingly finding themselves facing ...
  • Can Mobile Wallet Bill Pay Dethrone Legacy Methods?

    June 16, 2023Can Mobile Wallet Bill Pay Dethrone Legacy Methods?
    Mobile wallets are a popular way to pay bills. As of Q1 2023, 60% of consumers had used a mobile wallet to pay bills in the previous 12 months. Mobile ...
  • 80% of Millennials Use Mobile Wallets to Pay Bills

    June 5, 202380% of Millennials Use Mobile Wallets to Pay Bills
    Just as bills have primarily moved from mailed paper to digital, bill pay has become more digital, fueled by consumers’ adoption of mobile wallets. PYMNTS’ research found that 95% of ...
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