Introduction Over the past decade, mobile phones have emerged as one of the most ubiquitous technologies in human history. Today, billions of people in virtually every corner of the world have mobile phones. These devices shape their interaction with their communities, countries and economies.At...
This article examines how the Federal Reserve Board’s proposed implementation of the Durbin Amendment will affect consumers and small businesses. A main objective of the Dodd-Frank Act was to protect consumers. Moreover, the debit card regulations are part of the Electronic Fund Transfer Act, which...
The first decade has been an eventful and possibly watershed period in the Indian economy, with consistently high GDP growth, a mobile revolution resulting in over 700 million connections, rapid point-of-sale (POS), ATM and branch expansion, the establishment of eCommerce and the penetration of plastic...
Introduction Every day, billions of payments transactions take place all over the world. In the United States, a typical consumer’s day comprises numerous exchanges of value as she buys her morning coffee, fuels her car at the pump, stops for groceries and a pizza,...
Introduction Many Americans, feeling chunky and lethargic from their Thanksgiving to New Year’s Eve eating binges, will be making resolutions to exercise more and eat less during 2011. Some will sign up for a health club. They could get day and monthly passes. But...
Monitise is a leading provider of mobile payent solutions with an international reach. As the first employee for Monitise Americas, Lisa Stanton is well versed in the company’s unwritten rule of thumb: any consumer, any network, any mobile device. What does the future hold for...
The Critical Mobile Banking Decision: Why mobile banking is a key growth strategy – not just another technology update Abstract Given that mobile applications touch every other aspect of today’s culture, it should surprise no one that they are rapidly finding their way into...
