Alternative lending – as has been well covered – offers a sort of dual-edged benefit/risk to its potential customer base, especially when those potential customers are subprime borrowers. The upside is access to funds, and the need for that access is almost completely inarguable. A recent...
The on-hand staff can either be a physical retailer’s greatest asset or their biggest liability – depending on the skill set of the sales associate. At best, knowledgeable people readily available to answer questions and make useful suggestions contribute to creating the in-store experience that...
Keeping in line with the unfortunate trend of 2015 so far, RetailNext’s latest survey on physical retail has a whole lot more red ink on it than the nation’s merchants wanted to see. On average, traffic to physical stores was down about 9.8 percent on...
The wave of alternative lending options for small businesses has, without question, filled a hole in the credit markets left in the wake of the Great Recession. The old problem was that small business owners simply weren’t able to gain access to credit – and...
Depending on one’s age and nationality, the word “Russia” will conjure any number of images. Some beautiful. Some terrifying. And others are just merely strange. But while these and any other number of onion-domed visions will dance around our collective consciousnesses when we think of...
In 1977, a little movie made by a mostly unknown director about an intergalactic insurgency against an evil empire changed the world as we know it. That movie, of course, was “Star Wars.” Apart from being the greatest film in history and introducing the world...
At the turn of the century there was, for all intents and purposes, no such thing as mobile point of sale. Today, it is a mighty crowded swimming pool to wade in. At PYMNTS’ last count, there were 171 competitors in the mPOS space –...
Basware has never missed a beat when it comes to promoting the benefits of electronic invoicing. The e-invoicing service provider has worked with governments around the globe to help launch digital procurement practices, and at every step highlights the ability for e-invoicing to save money,...
Everybody is talking about Big Data. It’s a top priority for businesses big and small in 2015. Big Data may be the next big thing, but the truth is many business owners and marketing teams are overwhelmed by the constant influx of information from billions...