February 22, 2024
Lawmakers “Move Fast and Break Things” when Regulating Social Media,...
“Move fast and break things” is the infamous onetime motto of social media giant Facebook. It also describes the American government’s approach toward regulating social media. When embraced by lawmakers,...
February 22, 2024
Can Open Banking Win Trust to Drive Real-Time Payments?
The concept of open banking has gained global traction as part of the digital disruption of finance that has transpired over the past decade. In many ways, it represents a...
February 19, 2024
EU Investigates TikTok for Breach of Online Content Rules
The European Union has initiated an investigation into ByteDance’s TikTok, focusing on potential breaches of online content regulations aimed at safeguarding children and ensuring transparent advertising practices. EU industry chief...
February 16, 2024
Not All E-Commerce Businesses are Born Equal: Implications for Privacy...
This paper discusses privacy concerns and privacy regulation under two different e-commerce business models: a pure marketplace and a hybrid marketplace. In previous papers we have found that the nature...
February 16, 2024
Tokenization Now Seen by Merchants as Performance Optimization Play
Jeff Hallenbeck, head of payments at Forter, said tokenization, from the merchant point of view, is moving from being thought of as an operational cost to an opportunity to drive...
February 01, 2024
56% of eCommerce Firms Lack the Right Tools to Fix...
Imagine a consumer attempting to make a purchase, only to get rejected at checkout. This was not because of money problems or fraud, but due to a false decline. These...
January 31, 2024
TechREG® Chronicle – Encryption
Dear Readers, As a cornerstone of modern technological security, encryption plays a pivotal role in protecting the digital interactions and data of individuals and organizations globally. Its significance cannot be...
January 31, 2024
Who Controls Your Phone: Client-Side Scanning and the Future of...
This article examines the intersection of technology, privacy, and ownership, discussing client-side scanning (“CSS”), where a user’s smartphone scans its owner’s files, text messages, and photos for unlawful material, with...
January 30, 2024
OpenAI’s ChatGPT Faces Renewed Scrutiny from Italy’s Data Protection Authority
Italy’s data protection authority, known as Garante, has informed OpenAI that its artificial intelligence chatbot application, ChatGPT, is in violation of data protection rules. The watchdog, renowned for its proactive...
