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January 03, 2010
The Decade’s 12 Greatest Developments in Payments: #2 Mobile Payments

The Marriage of Mobile and Payments Make the World a Better Place The marriage of mobile phones and payments has improved the lives of millions of people in the poorest...


December 29, 2009
The Decade’s 12 Greatest Developments in Payments: #3 Debit Cards

Debit Takes the Plastic Throne in the U.S. Think back to 1995. The Netscape IPO started the internet stock mania, Monica and Bill were just getting it on at the...


December 28, 2009
The Decade’s 12 Greatest Developments in Payments: #5 Innovation Driven...

The use of prepaid cards has exploded during the first decade of this century and they have enabled many types of payment innovation from whipping through transit lines to helping...


December 27, 2009
The Decade’s 12 Greatest Developments in Payments: #4 PayPal

The New Kid on the Block: PayPal Starting a new payment system is incredibly difficult. Many try, few succeed. MasterCard and Visa did it in the 1960s. No one did...


December 22, 2009
The Decade’s 12 Greatest Developments in Payments: #6 What Has...

Its head has gotten bigger and the tail longer and skinner. I’m not talking about a scary monster but about the distribution of purchasing volume for the credit and debit...


December 18, 2009
Small Business Economic Outlook Remains Cautious

The economic confidence of American small business owners remains largely unchanged in October, rising less than 1 point from the previous month on the Discover® Small Business WatchSM index. The...


December 18, 2009
Small Business Holiday Gift Budgets Hold Steady, But…

… Fewer Plan Bonuses and Raises for Employees, According to the American Express OPEN Small Business Holiday Monitor   Less than half (47%) of small businesses plan to give gifts...


December 18, 2009
Innovation in Small Businesses: Drivers of Change and Value Use

Innovation and firm value are key drivers for business success. Their respective roles are vital in creating and improving goods and services, developing market demand, meeting market expectations, and increasing...


December 18, 2009
Small Business Owners Re-Think Technology Usage as They Navigate Tough...

Faced with an uncertain economy, some business owners are re-evaluating their use of technology. The latest Wells Fargo/Gallup Small Business Index, surveyed October 5-9, shows over half of respondents (58...